The book Think and Grow Rich was written by Napoleon Hill and published in 1937. It is a famous personal finance book recommended by many. On this episode of Adulting Is Easy, Lauren and Kurtis discuss what they liked and what they didn't like about this book - mostly what they didn't like. Let's just say, neither would recommend this book, and you certainly don't have to read it to enjoy listening to this one. As a matter of fact, you should never read it. Lauren gets HEATED at one point. Kurtis Hanni is an Accountant who has a love of all things personal finance. After teaching Dave Ramsey classes, he thought 'there has to be a better way" and thus started the journey of creating his own finance content. Today Kurtis has a podcast Delve into Money and shares additional insights on Twitter daily. Book recommendations: Lauren: Your Money or Your Life by Vicki Robin, The Simple Path to Wealth by JL Collins, Set for Life by Scott Trench Kurtis: 7 and a Half Lessons About the Brain by Lisa Feldman Barrett, Essentialism by Greg McKeown, Psychology of Money by Morgan Housel, I Will Teach You to Be Rich by Ramit Sethi Article about Napoleon Hill: https://gizmodo.com/the-untold-story-of-napoleon-hill-the-greatest-self-he-1789385645 Connect with Kurtis:  www.delveintomoney.com https://twitter.com/justKWH

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AIE 61: Think and Grow Rich with Kurtis Hanni

Lauren interviewed Tom a.k.a. The Frugal Gay for this episode of the Adulting Is Easy podcast. Favorite quote, "I bought a crack house on eBay." Tom is passionate about living debt free, a side hustle enthusiast & an avid real estate investor. Hailing from Dallas, TX, Tom is a 37-year-old a married dog dad & founder of The Frugal Gay.  The two discuss how Tom got started in real estate (selling stock), triumphs, failure (a money pit), flipping product, bringing contractors across state lines to do work, and much more. Listen to learn about how he built his and his husband's rental portfolio - they collect rent on 15 doors and own one mortgage - and where they're headed next. Connect: https://twitter.com/Thefrugalgay11 **Apologies - this episode has some background noise the software was unable to edit it out.**

AIE 60: Using Side Hustles to Fund Real Estate and Build Wealth with The Frugal Gay

Lauren interviewed Clint for this episode of the Adulting Is Easy podcast in one of the greatest comeback stories you'll ever hear. Clint opens up about his struggles, both mentally and financially. He and his family were knocked down HARD three times and have come back stronger than ever. Clint wants listeners to know there's always a way to achieve your goals. If you're looking for a final push to get started investing in real estate, this episode is for you because you'll learn that even if the worst happens, you can bounce back. Bio: Clint is a husband and father to two young boys, now 10 and 13. By day, he's a chief financial officer and in the evenings, he reads, invests, writes a fantasy novel series and hosts the Pursuit of Learning Podcast. Connect with Clint: Twitter: https://twitter.com/Grow_With_Clint https://clint-robert-murphy.com/

AIE 59: Real Estate: Overcoming Financial Setbacks and Owning $9mil in Real Estate with Clint

This is the second half of Lauren and Stephen's conversation, where Lauren goes from interviewer to interviewee. These two discuss much more than real estate, although that's certainly still a topic. Enjoy! Bio: Stephen started investing immediately after graduating from University in 2003 and he’s always had an eye and interest for investing, wealth building, and navigating the financial markets with consistency. Stephen is a self employed IT consultant who works in the Oil and Gas sector with a speciality in GIS systems.   He helps investors find that next level of investment or asset class that they can utilize to accelerate their wealth building endeavors. Real Estate in your local area can be a prime example. He is currently 43 years old, married with 3 kids, and living in Calgary, Canada. Stephen's Twitter: https://twitter.com/mywealthmoney

AIE 58: BONUS CONTENT: Stephen Wealthy Part 2

Lauren is joined today by Stephen Wealthy, creator of the financial investment blog site mywealthmoney.com. Lauren and Stephen talk about Stephen and his wife's family's two recent flips, and they dive into the numbers after Stephen discusses his first steps into real estate. Stephen started investing immediately after graduating from University in 2003 and he’s always had an eye and interest for investing, wealth building, and navigating the financial markets with consistency. Stephen is a self employed IT consultant who works in the Oil and Gas sector with a speciality in GIS systems. He helps investors find that next level of investment or asset class that they can utilize to accelerate their wealth building endeavors. Real Estate in your local area can be a prime example. He is currently 43 years old, married with 3 kids, and living in Calgary, Canada. Stephen's related blog posts: https://mywealthmoney.com/save-1-million-by-30/ https://mywealthmoney.com/real-estate-how-i-made-my-fortune/ 

AIE 57: Real Estate: Flipping Houses with Stephen Wealthy Part 1

Episode 56's guest is Jared aka Jrod Money, and he is full of simple, straight forward, and powerful personal finance advice. Lauren and Jrod discuss emergency funds, budgets, paying down debt, investing, index funds, and retirement funds. Jared reminds us all that investing does not have to be complicated. Bio: Jared is 32 years old and married with 1- and 6-year-old boys. Jared and his wife’s money journey started about 7 years ago when they finally decided that they needed to pay off nearly $30,000 in debt. This decision was triggered by a termite infestation in their recently purchased home. The couple financed an $8,000 repair without blinking an eye and that’s when they knew they needed to change their financial habits. Seven years later and the family is now debt free and investing 25-30% of income monthly. Twitter: https://twitter.com/MoneyJrod FREE e-Book: https://gumroad.com/l/oaKXv

AIE 56: Simple Financial Advice with Jrod Money

Jenny's back! Lauren came up with and wrote about 6 Money Personalities she has observed over the years, and the sisters walk through each of them. Which one are you? Did Lauren miss any? Let us know on Twitter @AdultingIsEasy or at realadultingiseasy@gmail.com. Relevant blog: https://www.realadultingiseasy.com/post/the-6-money-personalities

AIE 55: 6 Money Personalities with Jenny

Lauren is joined by Alan Corey for this episode, and the two do a deep dive into the 6 rungs of residential real estate and also talk about concepts from his new book, House FIRE, like HELL FIRE and killing bills by buying assets. If you are considering investing in real estate and are not sure where to start, this episode is perfect for you. If you've already started and you're wondering where to go, then it's also worth a listen. Alan Corey is an Atlanta-based realtor and real estate investor and the author of the best-selling book House FIRE about reaching financial independence and retiring early through real estate. A former comedian turned real estate mogul, Alan makes real estate fun and interesting to help guide others on their path to financial freedom.  Website: https://www.thehouseofac.com/ Instagram: https://www.instagram.com/thehouseofac/ Facebook: https://www.facebook.com/thehouseofAC Twitter: https://twitter.com/thehouseofAC

AIE 54: House FIRE with Alan Corey

On this episode, Lauren is joined by Meg Normann, and the two cover a range of topics, starting generally with Meg's story, which includes student loans, credit cards, and getting out of debt. Then, they transition to real estate: long-term rentals, short-term rentals, recasting a mortgage, and geo-arbitrage. They also discuss diversifying with different kinds of real estate and stocks. Meg Nordmann, the author of “Have Yourself a Minimalist Christmas” and host of the newly launched "Journey to Freedom" podcast, which explores a wide variety of ways to achieve a more free life--such as minimalism, time hacking and financial freedom. Meg is the mother of two messy but wonderful little girls who were her catalyst for seeking an intentional and minimalist life. Meg and her husband set an ambitious goal to achieve financial independence and retire early (“FIRE”) and recently achieved this in just 6 years. Between navigating the clutter that comes with parenthood and their goal to retire early, frugality and sustainability have become guiding principles in their everyday life. A former journalist, editor and digital marketer, Meg is now a full-time mother who writes, blogs, and speaks about minimalism and frugalism—philosophies that have afforded her family the luxury of time and freedom to explore the things that matter the most to them. Connect with Meg: www.megnordmann.com https://twitter.com/MegNordmann https://www.instagram.com/megnordmann/ Read her book: http://megnordmann.com/book/ And listen to her podcast: Journey to Freedom

AIE 53: FIRE and Real Estate with Meg Nordmann

Lauren is joined by Paul, a full-time Real Estate Broker who previously spent time in the restaurant industry. Paul has a passion for all things budgeting as he had to make his first-time salary stretch a lot as rent and student loans took up about 70% of his income! The two discuss Paul's experience with student loans, mortgages, credit cards, auto loans, and personal loans. Most of all, Paul provides some tips on budgeting to pay down debt.  Follow Paul on Twitter: https://twitter.com/PaulDNovak See Episode 8 for an episode all about budgeting Or read this blog: https://www.realadultingiseasy.com/post/adulting-with-budgets 

AIE 52: Stupid Debt and Budgeting with Paul

Lauren is joined this week by Patrick McLaughlin, a two-time House Hacker and the creator of ExaminedWealth.com — a website where he explores the balance between building personal wealth and financial wealth to help you live an authentically rich life. House hacking, in case you haven't heard, is when you turn your primary residence into an asset instead of a liability by using it to generate income, and Patrick has accomplished this twice. Lauren and her husband are house hackers themselves so this is an easy conversation that will get you to reconsider your living situation in a positive way. https://twitter.com/ExaminedWealth

AIE 51: Real Estate: House Hacking with Patrick McLaughlin

Lauren is joined this week by the Seven Dollar Millionaire. The two walk through the 7 stages to financial freedom as outlined in his book Happy Ever After: Financial Freedom Isn't a Fairytale. The Seven Dollar Millionaire has felt a sense of deep frustration with global education systems not teaching financial literacy since becoming an investment analyst more than 2 decades ago and realizing how much of the world was being denied some powerful, simple tools. This frustration became more intense 20 years later on realizing his own daughter was about to leave school with no formal financial training either, and so he set about writing a book to show her the route to financial freedom, starting from not even knowing what money is. In fact, his pseudonym comes from his daughter, who asked him what was the smallest amount of money she would need to save every day to become a millionaire before retiring: $7. That’s the kind of simple, encouraging and empowering information he likes to communicate, that could bring financial freedom to so many people. So far he has self-published “The Thousand Dollar Journal” to be distributed to beginner savers, migrant workers and many other groups starting out, while the book he wrote for his daughter “Happy Ever After: Financial Freedom Isn’t A Fairytale” is now being published by Wiley. Connect with Michael on Twitter: https://twitter.com/7Millionaire1 Buy his book on Amazon Learn more: https://www.sevendollarmillionaire.com/

AIE 50: MISSION to FIRE with 7 Dollar Millionaire

This week's episode involves an interview with Lauren and the Contrarian Saver. The two talk about vacation/short term rentals. Lauren is just getting started in this area and the Contrarian Saver has been doing it for years. Bonus: he's also a house hacker! His story is unique and his properties are interesting to say the least! He also provides great tips for those just getting started or just getting interested in real estate. Contrarian Saver was a career marketer who worked for some well-known companies like Disney, Coca-Cola, and Warner Bros. He decided to switch gears at age 49 and now spends most of his time and energy in real estate investing. He house hacks in Los Angeles and owns vacation rentals in California and Hawaii. He offers his unique musings on saving, investing, and financial independence on his blog at Contrariansaver.com. Looks for shorter contrarian sound bites on Twitter @contrariansaver. Twitter: https://twitter.com/ContrarianSaver Site: https://contrariansaver.com/

AIE 49: Real Estate: Short Term Rentals with Contrarian Saver

Michael Eakman is the founder and Lead Wealth Manager at Adaptive Wealth Partners. His clients include investors who are athletes, sports and entertainment professionals, business owners and entrepreneurs. Michael’s passion to help investors make better short-term financial decisions and achieve their goals started in 2010 when he lived in his car for 6 months while going through a rough patch in life. He knows what the bottom looks like and how to build a life that you can enjoy. He also knows something about the mistakes investors make when it comes to emergency funds, investing, and listening to negatives in the media, and that's what he and Lauren discuss this week. Connect with Michael on Twitter: https://twitter.com/AWPadvisor Download his FREE book: https://www.athletewealthguide.com/

AIE 48: 3 Mistakes Investors Make with Michael Eakman

Lauren is joined this week by Doug, who is just starting out on his real estate journey in the expensive Boston-area market. Doug acquired his first property in 2020 and is now under contract on two additional properties. His goal is to have 5+ properties by 2024, and eventually have enough real estate income to achieve financial independence. Other podcasts you might like: AIE 24: Steps to Take When Buying a House (very popular episode) AIE 22: 8 Steps to Take Before Selling Your Home AIE 20: New Real Estate Adventure (about our Bed and Breakfast house hack) Episode 42 of the Bigger Pockets Rookie podcast Season 3 Episode 13 of the House Hacking podcast Here's a link to the bank Doug mentioned: https://www.middlesexbank.com/

AIE 47: Real Estate: Investing in Single Families with Doug

Most of us were not taught about personal finance as children and the Adulting Is Easy podcast is here to help fill that gap. Managing money is a big part of "adulting" (successful completion of the mundane tasks and responsibilities of grown-ups (adults); typically accompanied by a feeling of great accomplishment). As friends and family ask me (Lauren) questions, I research, write blogs, and post at realadultingiseasy.com. This podcast is another way to explore those topics.

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Adulting Is Easy

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