Entrepreneur Jaspreet Singh joins Chris to discuss what a minority mindset is and how you can have one yourself. They talk about how to get through the tough early days of any entrepreneurial project, some of Jaspreet’s mistakes and learnings, and his favorite financial tips and hacks.Jaspreet Singh (@m2jaspreetsingh) is a licensed attorney and serial entrepreneur, who in 2015 decided to help others avoid the financial mistakes he made and founded Minority Mindset - a financial media company and popular YouTube channel with over 1 million subscribers.Full show notes available at: https://www.allthehacks.com/minority-mindset-jaspreet-singh Selected Links From The EpisodeMinority Mindset: YouTube Channel | Minority Mindset News Channel | Website | InstagramConnect with Jaspreet: Instagram | LinkedIn Full Show NotesWho is Jaspreet Singh? [00: 16]What is a minority mindset? [01:30]How Jaspreet’s life experiences led him to develop a minority mindset? [01:56]When he finally figured out he can actually be an entrepreneur (and didn’t have to be a doctor). [06:41]How to think differently EVEN when your loved ones don’t support you. [08:37]What changes do you have to make to start escaping the rat race? [13:06]How you can use your creativity to start a business without spending a lot of money (or risk). [15:56]How to stay consistent on YouTube even if no one is watching your content.  [19:19]Instead of working to make money, work to build assets. [22:04]Here’s why you’ll probably need more than one job. [25:01]Good reasons to save money vs. bad reasons to save money. [30:19]Follow The Rule of 5 before spending your money. [34:16]What Jaspreet loves to splurge on. [37:22]How to connect with Jaspreet Singh. [40:27] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

All the Hacks

Adopting a Minority Mindset with Jaspreet Singh

Behavioral Scientist Kristen Berman joins Chris to discuss what research shows about why people act so irrationally, how we can actually change our own behaviors, why she thinks habits are overrated, and some great hacks for increasing happiness. Kristen Berman (@bermster) co-founded Irrational Labs  and Common Cents Lab at Duke University, and is a founding team member of Google’s behavioral science unit. Kristen also co-authored a series of workbooks called Hacking Human Nature for Good: A practical guide to changing human behavior and is the host of the new podcast: Science of Change.  Full show notes available at: https://www.allthehacks.com/behavior-change-kristen-berman Selected Links From The EpisodeConnect with Kristen Berman: Website | LinkedIn | TwitterKristen's New Podcast: The Science of ChangeIrrational Labs: Website | Newsletter | Online BootcampsRescue Time App: WebsiteHabit Discontinuity theory  How to use other people to achieve your goalsWhy Habits are overratedGet a dog (and why you shouldn't try to create habits)Give yourself a deadline - the deadline made me do it. 3 ways to stress less about moneyCollection of Rule of Thumb research Full Show NotesWho is Kristen Berman? [00:14]What actually influences our decision-making? [01:59]Is efficient decision-making as simple as changing your environment? [3:20]Why saving is NOT a habit. [05:49]Setting up decision days. [09:10]How you can stop procrastinating with your decisions. [10:37]Why online communities focused on money motivate you. [13:25]How you should act when you have a really busy to-do list. [15:21]What voting, flu shots, and your to-do list have in common. [18:39]Why teaching someone something is simply not enough (according to scientific research) [20:10]Setting up systems for your life that suit your personality and your ERRORS. [22:54]How to make committing to working out easier. [28:03]Here’s why (and how) you should disrupt your life more often. [30:32]One thing everyone can do to optimize their life experience. [35:44]An easy hack to feel happier almost instantly. [37:47]Why you should get uncomfortably specific about your goal behaviors. [38:52]How to have self control in a world full of impulse triggers. [42:00]Is being aware of your biases enough to change your behavior? [45:11]Why opting out of things can make you happier. [46:38]Designing for peak experiences when you travel.  [48:25]How to have more interesting conversations. [49:56]What is Kristen Berman up to these days? [52:46] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

The Science of Behavior Change with Kristen Berman

Patrick McGinnis, bestselling author and creator of the word FOMO, joins Chris to discuss the history of FOMO, ways to overcome the toll it can have on your life, a framework to vastly improve your decision-making and their favorite hacks.Patrick McGinnis (@pjmcginnis) is credited for coining the words 'FOMO' and 'FOBO' in 2004. He's the author of two bestselling books: The 10% Entrepreneur and Fear of Missing Out: Practical Decision-Making in a World of Overwhelming Choice and his work has been featured in the New York Times, Politico, and more. He's also the host of the hit podcast FOMOsapiens.Full show notes available at: https://www.allthehacks.com/fomo-patrick-mcginnis Selected Links From The EpisodeConnect with Patrick McGinnis: Website | FOMOsapiens Podcast | Twitter | InstagramPatrick's Books: 10% Entrepreneur | Fear of Missing Out: Practical Decision-Making in a World of Overwhelming ChoicePatrick's Course: How To Be A Part-Time Entrepreneur CourseAriana Huffington's Phone Bed: AmazonHabitShare App: Website Full Show NotesWho is Patrick McGinnis? [00:19]How he coined the word 'FOMO'.  [02:40]The actual definition of 'FOMO' from its creator. [06:39]How to remember that social media is not a real representation of life. [08:41]Are you part of the 80% that sleep with their phone next to them? Do this instead. [11:09]Things you can do to lighten FOMO anxiety. [12:40]Was there FOMO before social media? [15:30]Core drivers of FOMO. [17:40]What is FOBO and is it more positive than FOMO? [18:28]How do you balance FOBO with healthy optimization? (A decision making hack) [20:42]The difference between maximizers and satisficers. [27:02]The great resignation: What you should do before quitting your job.  [28:59]Should you have a successful side-hustle before quitting your job? [34:46]A funny hack for getting better treatment at restaurants. [38:20]Making meditation a habit that actually lasts. (competitive meditation) [39:14]Productivity hack: Getting a proper home office. [44:38] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

FOMO, FOBO and How To Make Great Decisions with Patrick McGinnis

Author and money expert Stefanie O’Connell Rodriguez joins Chris to talk about hacks for visiting and living in cities, deals for holiday gifting and why most money problems aren’t really about money. Stefanie O’Connell Rodriguez (@stefanieoconnell) is a journalist and author of The Broke and Beautiful Life, the host of the Money Confidential podcast and the founder of Statement Cards. Her work and advice has been featured in The New York Times, The Wall Street Journal, CNBC and more. Full show notes available at: https://www.allthehacks.com/city-hacks-stefanie-oconnell-rodriguez Selected Links From The EpisodeConnect with Stefanie: Twitter | Website | Money Confidential PodcastStephanie's Book: Broke and Beautiful LifeGet free haircuts: Salon Apprentice Exciting Dates Book: Adventure ChallengeStephanie's Guide: 25 Money talks every couple should haveStefanie's Newsletter: Ambition Bulletin Full Show NotesWho is Stefanie O’Connell Rodriguez? [00:20]How Stefanie went from Broadway to being a personal finance expert. [01:26]The worst thing about low paying careers. [04:12]The only consolation when you are not making a lot of money. [04:49]How to do amazing activities in high cost of living cities for free (or cheap). [06:06]How to find side hustles that give you exclusive access to things you’re interested in. [08:58]How can you go to the theatre for free (or very cheap)? [11:12]How to get floor seats at SNL. [13:58]How you can have fun on the weekends using your credit card rewards. [15:22]How you can get discounted dental work AND free hair cuts. [16:11]Why living in a high cost of living area really pays (despite being expensive). [18:10]Does where you live still matter in a post-covid world? (geoarbitrage your income)[19:36]Hacks for holiday gifting! [23:38]Questions to ask yourself before buying gifts. [24:57]Chris’ attempt at trying to opt out of holiday gift lists. [27:40]When people get your kids gifts they don’t need. [30:29]Stop buying birthday gifts for your SO, do this instead. [31:26]Money issues are almost never about the money (explained). [32:57]What does it mean to be financially fair and equal in a relationship? [37:04]The ambition penalty woman face in the workplace. [43:19]How women can advocate for themselves while avoiding backlash. [50:06]How to connect with Stefanie [52:44] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

City Hacks, Holiday Gifting and More with Stefanie O’Connell Rodriguez

#20: All the Hacks host Chris Hutchins answers the top questions from listeners, including redeeming your points and miles for maximum value, managing your points as a couple, the best  financial tools and services and his favorite apps for maximizing productivity.Chris Hutchins (@hutchins) is the host of All the Hacks and the Head of New Product Strategy at Wealthfront. He's amassed over 12 million points/miles in his lifetime, has started/sold two companies and is a registered investment advisor.Links to the best credit cards and signup bonuses: https://allthehacks.com/cardsFull show notes available at: https://www.allthehacks.com/listener-questions Selected Links From The EpisodeDIY Pro Pest Control: Pestie (10% Off)Top Credit Card & Signup Links: Top Cards for 2021 | Best Signup BonusesJuicy Miles (now  Point.me): Website | Booking ConciergeAward Search Sites: Expert Flyer | KVS Availability ToolAward Booking Services: List and Reviews Recommendations From The EpisodeBudgeting: Mint, YNAB, Copilot and TillerNet Worth Tracking: WealthfrontTaxes: TurboTax or Andersen TaxSelf-Directed Brokerage: Interactive Brokers or VanguardAutomated Brokerage: Wealthfront ($5k Managed Free)529: WealthfrontEstate Planning: Trust and Will (15% Off)Crypto: BlockFi  ($250 in free Crypto)HSA: LivelyEfficiency Apps: Gmail Keyboard Shortcuts | Alfred | Rectangle (or Spectacle)Passwords/Security: 1Password (Free Trial)Mobile apps on your computer: Blue Stacks Full Show NotesGetting Rid of Ants and Pests [1:13]Q: What are the top 2-3 credit cards for 2021? [3:00]Q: Are signup bonuses a good way to earn points? [6:32]Best signup bonuses right now. [8:06]Q: How do you earn the most points for wedding expenses? [10:47]Q: How do you optimize earning points as a couple? [12:36] Preventing miles from expiring. [16:22]Q: Are points worth it if you don’t travel much? [17:38]Q: Is there any downside to buying gift cards to earn points? [18:39]Q: How do you redeem points for maximum value? [21:36]Q: What’s the best way to save for your kid’s college? [30:33]Insurance plans for pregnancy and childbirth. [32:27]Q: What do you think about investing in alternatives? [33:26]Q: Is there any way to automate your investing? [34:41]Q: What are the best financial/investment tools and services? [36:12]The best software/apps I us to be more efficient. [40:45] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

How to Redeem Points for Maximum Value and Other Listener Q&A

Legendary investor Andy Rachleff joins Chris to chat about how you should be investing your money to build your wealth. They discuss the investing mistakes so many make, when it makes sense to pick stocks and why you might not want to max out your 401k.Andy Rachleff (@arachleff) is the co-founder and CEO of Wealthfront. He also serves as a the chairman of the endowment investment committee for University of Pennsylvania and as a member of the faculty at Stanford Graduate School of Business. Previously, Andy co-founded Benchmark Capital, one of the most successful venture capital firms of all time.Full show notes available at: https://www.allthehacks.com/investing-andy-rachleff Selected Links From The EpisodeGet $5k Managed for free at WealthfrontConnect with Andy: Twitter | LinkedInWealthfront: Website | Blog | Guide to Financial HealthWhy Angel Investors Don’t Make Money: TechCrunch ArticleWhy Rental Properties Are Not Good Investments: Wealthfront ArticleBurt Malkiel's Book: A Random Walk Down Wall Street Full Show NotesWho is Andy Rachleff? (episode overview).  [00:32]Andy's first investment. [01:58]Andy's path from Investment Banking to Venture Capital. [05:54]How great companies are started. [08:39]Why did Andy feel the need to start Wealthfront? [10:50]Can you be successful picking stocks? [14:36]Is an angel investment in a startup a good investment? [19:48]How can you make passive investing more exciting? [21:42]What about investing in alternatives like art? [23:17]Is real estate or a rental property a good investment? [24:09]Investing hacks to save money on taxes. [27:19]How to make changes to your investment portfolio. [33:39]Does it make sense to invest when markets are at all-time highs? [34:56]When should you  speculate with your investments? [39:02]Don't always evaluate your investment decisions by how much you made or lost. [40:46]How should you change your investing strategy when you have more money? [41:38]Are wealth managers worth their fee? [42:40]Why a good tax advisor is better than a wealth manager. [45:01]Andy's winning tactics for negotiating. [46:10]Why you should always be pareto optimal. [48:35]The value of liquidity and why you might not want to max out your 401(k). [50:06]How to connect with Andy Rachleff. [55:24] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Becoming a Better Investor with Andy Rachleff

Foodist Darya Rose Ph.D. chats with Chris about food and the science behind healthy lifestyles. They discuss how you can lose weight without giving up everything you love, what foods to eat more of,  how to cook so food tastes better and plenty of hacks for everything along the way.Darya Rose (@summertomato) has a Ph.D. in Neuroscience from UCSF and degree in Molecular and Cell Biology from UC Berkeley. She is the author of Foodist: Using Real Food and Real Science to Lose Weight Without Dieting, and creator of the award-winning blog Summer Tomato, one of TIME's 50 Best Websites. She's also the host of the podcast The Darya Rose Show.Full show notes available at: https://www.allthehacks.com/real-food-darya-rose Selected Links From The EpisodeConnect with Darya: Twitter | Instagram | Podcast | Summer Tomato BlogDarya’s Book: Foodist: Using Real Food and Real Science to Lose Weight Without DietingHow you can learn to cook without using recipes: Foodist KitchenFree 5-day challenge to become a more mindful eater: Mindful Meal ChallengeA recipe where cauliflower tastes just as delicious as french fries: Recipe Full Show NotesWho is Darya Rose Ph.D.? (episode overview).  [00:50]Do diets actually work long term? [01:42]How did Darya get into the world of food science and wellbeing?  [03:03]What do people who seem effortlessly healthy their whole lives do? [04:47]Why do people keep thinking that diets will work despite the science? [06:12]Why do diets always fail? [07:22]Who is a foodist and why are they different from dieters? [08:15]How to start setting up an awesome relationship with food. [09:23]What is REAL food? [10:35]How can you start liking vegetables or other foods you may not like? [11:50]Are vegetables at the farmer’s market more expensive than the grocery store? [13:55]Easy tricks to make food way more delicious. [15:42]Are some foods bad? [18:06]What should you do instead of dieting? [19:49]How to eat out and still be mindful of your health. [21:47]How can you tame your sweet tooth? [24:22]Two great habits can you adopt to start living a healthier lifestyle today. [27:10]Do you need to memorize recipes to learn how to cook? [31:34]How you can train yourself to eat smaller portions. [33:36]How can you make your food habits automatic? [37:03]How you can save money by making food at home. [39:19]An easy nutritious meal you can make right now that even kids love. [40:02]A great hack to cook meat! [41:56]How to make food that kids keep wanting. [42:38]Should you do intermittent fasting? [45:26]Does the time you eat your food matter? [47:22]How can you start leading a healthier lifestyles (what first steps should you take)?[48:20]Are fruits a form of dessert and can you gain weight eating fruit? [49:54]How can you find out which foods are in season right now? [51:29]How to connect with Darya. [53:19] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Real Food and The Science Behind Healthy Lifestyles with Darya Rose Ph.D.

Negotiation professor and expert Kwame Christian joins Chris to discuss how you can become a better negotiator at work and at home. They discuss common mistakes made while negotiating, a three step process you can use in every negotiation, and how talking less can be your key to success. Kwame Christian (@kwamechistian) is a practicing attorney, the director of the American Negotiation Institute, a professor of Negotiation at the Ohio State University, the host of the world’s most popular negotiation podcast (Negotiate Anything), and the best-selling author of Finding Confidence in Conflict: Negotiate Anything and Live Your Best LifeFull show notes available at: https://www.allthehacks.com/mastering-negotiation-kwame-christian Selected Links From The EpisodeConnect with Kwame Christian: LinkedIn | InstagramAmerican Negotiation Institute: Website  | Negotiation GuidesBooks: The Code of Trust (by Robin Dreeke) | Finding Confidence in Conflict (by Kwame Christian)Podcasts:  Negotiate Anything Podcast | Ask With Confidence Podcast | Negociación desde Cero Full Show NotesWho is Kwame Christian? (episode overview).  [00:15]What do most people get wrong when it comes to negotiating? [01:15]Is negotiating a skill that is valuable  for everyone? [01:40]Are some people better than others at negotiating? [02:22]How can you measure how good of a negotiator you are? [03:45]What does a successful negotiation feel like? [05:06]Is negotiating strategic or tactical? [06:36]How did Kwame Christian end up being the negotiation guy? [07:25]The simple 3 step negotiation process (the compassionate curiosity framework). [11:49]How can you prepare for a negotiation? [19:05]Why are we better negotiators outside of our homes? [21:49]How to prepare for any negotiation in 3 minutes. [24:19]Why open-ended questions give you the leverage you need in a negotiation? [25:00]The most powerful questions you can ask in a negotiation. [25:58]How much should you speak in a negotiation? [27:03]How to win every single difficult conversation you enter. [28:30]Who should make the first offer in a negotiation? (The anchoring technique) [30:33]How you might accidentally make people insist on their point of view (psychological entrenchment) [33:34]When should you walk away from a negotiation? [36:26]Big things people forget to negotiate. [38:47]Common mistakes in almost every negotiation. [41:37]How should you negotiate with kids? (parenting towards obsolescence) [42:55]What is validation? [45:40]Should you try to get rejected? [49:28]How to recover from saying the wrong things in a conversation with someone you love. [52:41]Can you negotiate with yourself? [55:13] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Mastering the Art of Negotiation with Kwame Christian

Entrepreneur and budgeting pro Jesse Mecham joins Chris to talk about why you need a budget regardless of how much you make. They also discuss about why budgeting gets a bad rap, how to make it easy, why you might be doing it wrong and some of Jesse's top family hacks.Jesse Mecham is the founder and CEO of You Need A Budget (YNAB), one of the best budgeting tools in the market today. He started the company in 2004 as a side hustle and it now supports over 100,000 customers. He's also the host of the YNAB Podcast and author of the bestselling book You Need A Budget.Full show notes available at: https://www.allthehacks.com/easy-budgeting-jesse-mecham Selected Links From The EpisodeTry out YNAB: Free Month OfferConnect with Jesse Mecham: YNAB Podcast | Website | EmailRoth IRAs: Backdoor Roth IRAs and Mega Backdoor Roth IRA Full Show NotesWho is Jesse Mecham. [00:18]Why is the idea of budgeting associated with negative feelings? [01:36]The stress of figuring out what you can and cannot afford.[02:56]Do you have to look at past spending before you create a budget? [05:00]Why you need a budget even if you make a good income. [12:19]Four rules of budgeting. [15:08]Should you use a spreadsheet or an app to create your budget? [17:26]How to budget and save when you have a big family? [22:10]How did Jesse become the YNAB guy? (You need a budget origin story) [27:55]The biggest hack of all (according to Jesse). [31:51]A nerdy investment hack (get tax free money!) [34:02]The 1% retirement investment rule. [38:18]Life hacks that make Jesse's life more convenient. [41:10]How to connect with Jesse Mecham. [42:56] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Do You Really Need a Budget with Jesse Mecham

Andy Hill joins Chris to discuss all the marriage, kids and money hacks. They discuss combining finances, teaching your kids about money, and how to get on the same page with your spouse when it comes to money.Andy Hill (@andyhillmkm) is the founder of the award-winning podcast and blog Marriage, Kids, and Money. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars.Full show notes available at: https://www.allthehacks.com/marriage-kids-money-andy-hill Selected Links From The EpisodeConnect with Andy Hill: Twitter | LinkedInMarriage, Kids, and Money: Website | Podcast | YouTubeBook Recommendations: Family Board Meeting | Everybody Fights Full Show NotesWho is Andy Hill?  [00:42]Two common misconceptions when it comes to relationships and money. [01:52]Finding an approach to money that works for both of you (speaking each other’s money language). [04:04]Beginner money questions you should be asking early in the relationship.[07:54]Advanced money questions to ask in a serious relationship. [09:49]How to make time to talk about money in a relationship? (Budget party and more) [13:06]How Andy Hill paid off his entire mortgage in 5 years AND saved money. [15:56]Reasons you and your partner might fight about money. [20:07]How to act when you and your significant others have money fights. [23:34]Should you combine finances in your marriage (and different ways to combine)? [24:49]Non-financial relationship hacks (love languages). [29:40]How did Andy Hill pay off all his debt and saved $1MM in less than 10 years? [33:52]How much money does raising a child actually cost?  [37:22]How do you balance saving for yourself with saving for your kids? [39:08]Practical ways to help your kids understand money. [43:45]Why just giving your kids money is not enough (helping kids avoid mindless spending). [47:05]Why it's important to learn how your kids liked to be loved. [49:10]Understanding how your family likes to fight and resolve things. [51:07]How did Andy Hill become the marriage, kids, and money guy? [54:15]How to connect with Andy Hill? [57:04] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Marriage, Kids and Money Hacks with Andy Hill

Real Estate Pro Andrew Kerr joins Chris to discuss house hacking. They talk about six different types of house hacks you can use to start saving money, tips for buying and selling properties, and how to start thinking about real estate as a way to build your wealth. Andrew Kerr (@fibyrei) is a seasoned real estate investor and founder of Financial Independence by Real Estate Investing (FIbyREI.com). He is also the host of The House Hacking Podcast.Full show notes available at: https://www.allthehacks.com/house-hacking-andrew-kerr Selected Links From The EpisodeConnect with Andrew Kerr: FI by REI Website | Podcast | Twitter | InstagramSix Types of House Hacks: House Hacking Ultimate Guide9 biggest mistakes all real estate investors make: Free GuidePodcast episode on ADUs: The House Hacking PodcastAlternative loan types: VA Loan | HFA Loan Full Show NotesWho is Andrew Kerr?  [00:15]What is house hacking? [01:40]Can house hacking be a luxurious experience? [02:22]Does house hacking mean you have to share a living space with someone else? [03:36]Six different types of house hacking (which one is for you?) [04:23]Do you have to buy a house to be able to house hack (and how to convince your landlord to let you sublet your rented property)? [06:33]What loans you should consider when buying a property to use for house hacking (HFA loans). [09:06]The four pillars of building wealth through real estate. [12:54]How did Andrew Kerr start house hacking? (and how Chris accidentally started house hacking) [13:43]Do you need to have a kitchen to rent out your place? (and 3 types of tenants)[19:22]Four key costs that you need to consider before house hacking. [21:34]How much should you rent your property for? [27:09]What does a property manager do and should you get one for your property? [28:10]What is the Accessory Dwelling Unit (ADU) house hack? [31:07]How much does it cost to build an ADU? [34:31]Can you add the cost of building an ADU to your mortgage? [35:52]How are ADUs taxed? (and how you can pay 0 tax on your extra income).[36:50]How you can make money with real estate even if the value of your property stays the same. [39:09]Hacks for buying a house (what the average homeowner does not look for). [41:57]Hacks for selling a house (small things you can do that will pay off a lot). [46:04]Andrew Kerr’s tenant tales (a SWAT raid). [49:28]Is the current market good for house hacking? [53:00] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

House Hacking To Build Your Wealth with Andrew Kerr

Afford Anything founder Paula Pant joins Chris to discuss how you can afford ANYTHING (but not everything). They also discuss how you can escape the 9-5, start making passive income, and take mini and/or semi-retirements throughout your life. Paula Pant (@affordanything) is the founder and creator of Afford Anything where she runs an award winning personal finance website, a monthly newsletter, a top rated podcast and a Real Estate Investing Course. She built her career from scratch starting as a journalist making only $21,000 a year.Full show notes available at: https://www.allthehacks.com/paula-pant-afford-anything Selected Links From The EpisodeConnect with Paula: Twitter | Instagram | YouTubeAfford Anything: Website | Podcast | Real Estate Investing CourseHer Book: Escape E-book Full Show NotesWho is Paula Pant? [00:15]What does it mean that you can afford anything? [01:15]What you get wrong about spending your money. OR How you trick yourself into thinking you are being smart with money. [01:58]Saving money might not be what you should focus on. Focus on growing the gap. [05:05]What is financial freedom and does it mean you have to retire? [06:21]Can you escape the 9 to 5 and still have a job? (and 4 factors great jobs have) [08:00]If you hate your job, here’s a two step plan to help you build a better life. [10:14]The two main types of side hustles (ones you can scale, and ones you can’t). [13:59]How Paula transitioned her side hustle into a full business.  [17:59]If you’re terrified of the risk of taking a leap, this advice will help. [20:29]Why passive income is NOT free money. [24:17]Should you invest in rental properties for passive income? [26:48]What you must  do BEFORE investing in rental properties? [29:06]Mistakes beginner real estate investors make. [30:12]How to start learning about real estate investing for beginners. [31:38]Should you invest in alternatives to buying rental properties (REIT portfolios and why crowdsource real estate investing is not good for you). [34:25]How can you better value your time? [37:59]How to get more comfortable with spending money on outsourcing things you can potentially do yourself. [39:23]Why Chris went bought a one way ticket to cairo?[43:46]How the idea of Afford Anything was born (you heard it here first).  [47:58]What are mini-retirements and semi-retirements and how are they different? (and which should you do). [49:47]Taking short vacations vs. taking long trips. [52:53]Paula Pant’s favorite hack: reframing your thoughts (you are probably richer than you think). [56:05]How to build a daily gratitude habit and stop it from fading away. [59:48]How to connect with Paula Pant. [1:04:20] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Afford Anything, Escape the 9-5, Passive Income and More with Paula Pant

Career expert Kathryn Minshew joins Chris to discuss all things jobs: finding and landing one you'll love, making networking suck less, and how to build your personal brand online without needing to be a "social media influencer". Kathryn Minshew (@kmin) is the founder and CEO of The Muse and the co-author of the best selling book The New Rules of Work: The Modern Playbook for Navigating Your Career.Full show notes available at: https://www.allthehacks.com/career-hacks-kathryn-minshew Selected Links From The EpisodeNominate All the Hacks for a Plutus Award: Vote HereConnect with Kathryn Minshew: LinkedIn | Twitter | Instagram | The MuseKathryn’s book: The New Rules of Work: The Modern Playbook for Navigating Your CareerFind people’s emails when you are on their profile: LushaGet pocket to save articles to read later: Get PocketArticles about interviewing from The Muse: Interview questions and answers | Interview Skills | Phone Interviews Full Show NotesWho is Kathryn Minshew? [00:15]The biggest misconception with job searches. [01:35]What should you do if you are unhappy with your job? [02:41]Should your career revolve around your passion? [05:06]How Kathryn found a career that is perfect for her. [08:18]How can you know if you would be a good fit for a particular career? [12:34]3 key tips to level up your networking skills. [13:46]What is an informational interview and tips on how to do better at them. [16:42]How to find email addresses of people you want to get connected with. [19:29]How to leave networking conversations (and a power move hack). [25:27]Here’s why to ask for things in PERSON. [28:30]Building a personal brand (even without being a content creator). [30:30]Should you censor your social media when applying for a job? (industry specific advice)  [35:42]3 different ways to find job opportunities (and how to get introduced to people you are interested in). [39:40]If you feel you are asking for too many favors on your job search, do this. [44:45]What if you want to work somewhere that is NOT hiring. [46:50]Companies are as eager for the right person as you are for the right job. (real life example) [52:04]How to answer “what is your biggest weakness” and “why do you want to work here” in an interview. [53:59]Should you negotiate a job offer? [56:23]Things to negotiate beyond your compensation. [59:25]A hack to help you plan for future promotions. [1:02:19] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Career Hacks to Land a Job You'll Love With Kathryn Minshew

Chief Side Hustler Nick Loper joins Chris to talk all about side hustles, including some easy ways to make extra cash, bigger opportunities to replace your job, making passive income and  finding profitable business ideas.Nick Loper (@nloper) is founder of Side Hustle Nation, the host of the Side Hustle Show podcast. He has quite a few side hustles under his belt, including self publishing multiple books, flipping products on eBay and starting (and selling) his online businesses.Full show notes available at: https://www.allthehacks.com/side-hustles-nick-loper Selected Links From The EpisodeConnect with Nick Loper:  LinkedIn | Twitter| YouTubeSide Hustle Nation: Website | Podcast | Facebook GroupMake money through market research: User Interviews | Respondent Grocery side hustles: Instacart Driving side hustles: Doordash | Uber Print on demand: Redbubble | Merch By AmazonWriting marketplaces: Medium | LinkedInMobile Notary Loan Signing Learn web design: CodeAcademy | Self Made Web DesignerFreelancing websites: UpWork | FiverrBecome a remote bookkeeperHow to become a Salesforce consultantHelp people with tasks: Taskrabbit | ThumbtackActive Campaign Demo Video How to Start a Pooper Scooper BusinessFinding ideas: Rip, Pivot, and Jam Method | Side Hustle Nation Ideas PageClipboard tools: Alfred | ClipX Turning a Service Business into Passive Income (motorcycle guy) Full Show NotesWho is Nick Loper? [00:18]How did Nick become the side hustle guy? [01:02]What is a side hustle? [02:16]Nick’s first side hustle [03:46]The first few years of entrepreneurial experimentation [05:16]Should you start a business around your passion? [06:10]5 day $500 challenge: 3 no brainer side hustle ideas [08:39]Metrics you can use to compare side hustles[11:40]Side hustles you can do in 15 minute blocks [13:13]If you just want to do a one off blog, do this. [15:23]Easily sell t-shirts and stickers online [16:08]5 skills you can learn online to increase your income. [19:15]What is the “software with a service” side hustle model? [22:36]Marketplaces where you can sell your services [25:01]If you just mastered a skill or found a solution to a problem, do THIS. [27:22]How can you monetize your YouTube channel? [28:32]Active vs. passive income stream (an example of how someone creatively built passive income) [29:10]The best advice about making money is this. [32:28]How Nick made $6000 dollars in just a few hours of work. (it doesn’t have to go viral to make money) [33:21]Should you start with easier side hustles or should you start with the slow route? [34:17]Advice to everyone starting a podcast (setting quit dates). [36:06]Before committing to a path, look for this first. [37:32]Finding business ideas: What Sucks Method [40:04]Finding business ideas: Rip, Pivot and Jam Method [41:24]Finding business ideas: Sniper Method (niching down) [43:10]Turning your 9 to 5 into a side hustle. [45:40]How does Nick make a living? [47:18]3 bonus hacks [48:12]Think of side hustles as an experiment. (test, test, test) [50:12] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Making Money from Side Hustles with Nick Loper

"Money Hacks" author Lisa Rowan joins Chris to talk about lots of money hacks your might not know about, including grocery store hacks, deals on prescriptions, finding and claiming your missing money and getting things repaired for free!Lisa Rowan (@lisatella) is author of  Money Hacks: 275+ Ways to Decrease to Decrease Spending, Increase Savings, and Make Your Money Work for You! She's also a consumer finance writer at Forbes and the co-host of the Pop Fashion podcast.Full show notes available at: https://www.allthehacks.com/money-hacks-lisa-rowan Selected Links From The EpisodeConnect with Lisa Rowan: Website | LinkedIn | Twitter | PodcastProtect yourself online: Try 1Password for FreePenny Hoarder: WebsiteGet a virtual credit card: Privacy.comCoupons for Prescription drugs: GoodRxFind coupons automatically: HoneyWebsites where you can flip your things: Facebook Marketplace | Craigslist | NextDoor | Poshmark | StockXSave on your energy bill: OhmConnectFind out your credit (vantage) score: CreditKarma | Credit SesameSide hustle ideas: Rent A Friend | Sell Your Junk Mail | DscoutSave money on books: Library Extension | Libby App Full Show NotesA listener who used a hack and won [00:01]Who is Lisa Rowan?  [00:37]How did Lisa get obsessed with money hacks?  [02:31]Pay yourself to splurge: one question to ask before shilling out money.  [06:31]How many times did you fall for the free shipping trap? [10:16]Auditing your subscriptions and using the money for something else.  [13:33]Are you always forgetting to cancel after a free trial? Use this hack.  [15:26]How you can pay less for your prescription drugs and medical procedures.  [17:41]How to find great discount codes (other than Honey). [22:26]Instead of paying to repair your things, go to this type of cafe.  [23:29]Using a pawn shop to save money. [24:13]How to flip things you no longer need.  [25:08]Grocery hacks: Why you should walk clockwise at the grocery store.  [24:42]How you can save money on energy AND get paid.  [28:20]How to build your credit by paying your rent  [31:12]How to get your REAL credit score for FREE (not on Credit Karma).  [33:00]Getting your missing money. [35:03]Being ready for opportunities to make more money. [39:00]Side hustles that you probably haven’t thought of.   [40:50]Don’t watch the stock market. [44:54]Know which text messages to ignore. [45:55]Managing money is not always sexy. [48:54]A hack Lisa thought her publisher won’t let her put in the book [49:23]Should you try all the hacks?  [50:46] Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Practical Money Hacks with Lisa Rowan

Learn all the hacks to optimize and upgrade every aspect of your life while spending less and saving more. Chris is a life hacker who has saved millions by breaking down every aspect of life, looking to maximize happiness at the lowest cost.

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