Whether you're a new investor or seasoned investor, business credit has the power to bolster your results by providing you with the much needed capital to grow your business. Some people turn to hard money and pay exorbitant fees to borrow money for their real estate deals. But what if you could borrow money from your own line of credit? - At much lower rates, or even free with 0% interest offers. Today's guest Mike Banks works at a company that has helped 20k+ businesses establish over $1 Billion in Business Credit providing most of their clients with $50k-$250k individual with 0% interest Business Credit. We brought him on the show to ask him how... Key Points From This Episode: Running a 10M per year business Sole proprietorship vs. LLC Personal credit vs. Business credit Negotiating for business credit approval Why not to do hard money loans $30,000 to $100,000 credit in 4 weeks? Links Mentioned in Today’s Episode: https://beforethemillions.com/credit (Mike’s Website) Recommended Book: Rhinoceros for Success by Scott Alexander http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: Microsoft Teams

Before the Millions

BTM197: $100,000 in Business Credit For Real Estate Investors with Mike Banks

Alicia Jarrett is back! In episode 186 we discussed with Alicia how she created a virtual real estate business in the US all the way from Australia. As an avid traveller, long time flipper and land investor, she realized early on that her team would be the key to her success. 'Help isn't cheap' or is it? On today's episode we'll dive into the Virtual Assistant / Customer Service industry as it pertains to a real estate investors business. Learn how to hire, what to look for in team members and how to set up the pay structure with them. Key Points From This Episode: Using and agency to source a Virtual Assistant How to properly vet team members when hiring timetohire.com $5 per hour VA's? What you need to know. Alicia's RAFT-B Success Model for team members Links Mentioned in Today’s Episode: https://beforethemillions.com/podcast/episode186/ (Alicia's prior appearance on BTM186)

BTM196: The $5 Per Hour Virtual Real Estate Assistant, Man Myth or Legend with Alicia Jarrett

Danny Johnson, today's guest, has been doing wholesales and fix n flips since 2003. What started out as 6-10 deals per year quickly ramped up once Danny figured out a better way to market. Rather than market to properties on the MLS, Danny shares how is started marketing directly to sellers then watched his business explode practically overnight. Key Points From This Episode: How relevant is Driving for Dollars in 2021 and beyond Why investors should stay away from the MLS The mindset of a seller that goes through your marketing How to remain relevant in a hot market Why so many investors throw away most of their good leads Links Mentioned in Today’s Episode: https://forefrontcrm.com/ (Danny’s Website) Recommended Book: Rich Dad Poor Dad by Robert Kiyosaki http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: https://www.ninety.io/ (Ninety.io)

BTM195: Marketing For Leads That Create 1,000 Deals with Danny Johnson

Starting out as a broke landscaper in 1996, todays guest Dave Lindahl’s goal was to simply create a better life for him and his family. In David's first few years as an investor, David studied the markets closely and found creative ways to buy property with none of his own money. Since then he has gone on to create a portfolio of over 9,000 units, become a New York times Best Seller Author - twice, and is now know as the premier expert in the study of emerging markets sharing stages with the likes of Robert Kiyosaki and Tony Robbins. Key Points From This Episode: Being mindful of where you get advice How to become an expert without formal education The 2 indicators of market movement The lifecycle of markets The best markets to invest in for growth in 2021 How David became a 2x best selling author The effectiveness of micro repositioning David's morning routine as a Dad and Triathlete Links Mentioned in Today’s Episode: https://rementor.com/ (David’s Website) Recommended Book: Awaken the Giant Within by Tony Robbins http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: https://www.tiktok.com/login/ (TikTok)

BTM194: Multifamily Millions in Emerging Real Estate Markets with David Lindahl

Van Sturgeon, today's guest has many titles.. real estate investor, home builder, renovator, general contractor and high performance coach. With over 1,000 properties in his portfolio, he's been able to semi retired from those titles but is still pushing forward to help new investors with their rehab projects. On today's show, we'll discuss the world of a contractor and equip you with the knowledge the successfully execute an on time rehab (within budget) and with profit. Key Points From This Episode: Why inexperienced contractors under charge and flame out How to find the best General Contractor for your job The difference between traditional rehabs and rental grade rehabs If you are a real estate investor, why you should act as your own GC. What is the correct order of operations in a rehab How to create a scope of work Why you should have a no tolerance attitude towards contractors How to systematically pay your rehabbers Links Mentioned in Today’s Episode: http://www.vansturgeon.com/ (Van’s Website) Recommended Book: Think and Grow Rich by Napoleon Hill http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: https://quickbooks.intuit.com/ (Quickbooks Accounting Software)

BTM193: Ensuring Your First Renovation Project Is Profitable with Van Sturgeon

Tony Javier, today's guest, owns an INC 500 Real Estate Investment Company. Tony has been investing since the dot com bubble and has done just about 1,000 - most of which have been with no and low money down strategies. On today's show, we are focused on the marketing aspect of his business. Tony has found a niche with TV Commercials that's bringing his real estate business a 10X return and popularity in his local community as the "We Buy Houses" guy. Key Points From This Episode: Doing 1,000 deals with none of your own money The best marketing channels for investors in 2021 How TV Commercials can 10X your returns Using "Radius Letters" as a Direct Mail strategy How to cut costs paying for TV Commercials The best shows, channels and demographics to target How a coach helped Tony automate his business Tips on masterminding with your peers The trap of Parkinson's Law Links Mentioned in Today’s Episode: http://www.tonyjavier.com/ (Tony’s Website) Recommended Book: Indestractable by Nir Eyal 12 Week Year by Brian P. Moran http://beforethemillions.com/book (Listen to these books for free!) Lifestyle Design App: https://www.forestapp.cc/ (Forest App)

BTM192: 1,000 Flips from TV Commercials for 10X Returns with Tony Javier

Gabriel DaSilva, today's guest, has been coined “Mr. Add-A-Level” for his extensive knowledge of construction heavy renovations - but where did it all start? How do you start a real estate business that gains momentum overtime? On the episode, you will learn about the different ways to add value in fix n flip deals. As you do more deals, you will want to grow your team so Gabe gives us a first hand look into team structures for real estate entrepreneurs and investors. For outsized returns, you will need to provide outsized value and Gabe's out of the box thinking is just what the doctor prescribed. Key Points From This Episode: Adding Value vs. Taking Advantage Gabe's transition from the restaurant business to fix n flips Gabe's "act like a guy who buys deals" personality The transition from solopreneur to business owner The initial and most important members of your team Creative ways for flippers to add more value Why Gave believes that cash is trash and leverage is king 75 Hard the lifestyle Morning Routines, Masterminds and more Links Mentioned in Today’s Episode: http://www.gabedasilva.com/ (Gabe’s Website) Recommended Book: Think and Grow Rich by Napoleon Hill Traction by Gino Wickman http://beforethemillions.com/book (Listen to these books for free!) Lifestyle Design App: https://slack.com/ (Slack)

BTM191: Gaining Traction in the Flipping Business with Gabe DaSilva

Edward O'Daniel, today's guest, is a disabled Army Veteran that owns rental real estate and a property management company. Edward enjoy doing deals on cruise ships in the middle of the ocean but also enjoys adding value to new investors and property managers alike. So if you're in the market for a property manager, learning to be one, or want to learn about the lifestyle design of our 4 hour work day guest, then this episode is for you. Key Points From This Episode: Doing deals through networking with Agents & Investors Edwards unique technique for new property management clients Edwards favorite marketing and motivational podcasts The deceptiveness of "turnkey" rentals Edwards 4-hour daily work schedule The low overhead in property management Links Mentioned in Today’s Episode: https://edwardodaniel.com/ (Edward's Website) Recommended Book: Rich Dad, Poor Dad by Robert Kiyosaki http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: https://www.microsoft.com/en-us/microsoft-teams/group-chat-software (Microsoft Teams)

BTM190: I Own A Completely Virtual Real Estate Business with Property Manager Edward O’Daniel

On todays episode, we interview the brand new author of Profit First for Real Estate Investing, David Richter. David is a long time property investor that has been apart of over 850 deals in his lifetime and through his experiences has learned how best real estate investors can manage their finances as well as their mindset on money. We take abstracts financial concepts and implement tactical strategies on this episode to be great stewards of our own finances on todays show. Key Points From This Episode: Infinite banking for real estate investors Understanding the importance of "passthrough" bank accounts 3 month reserve for potential deals? David's opportunity to author a new version of Mike Michalowicz's "Profit First" but for real estate investors Links Mentioned in Today’s Episode: https://simplecfosolutions.com/ (David’s Website) Recommended Books: Rich Dad, Poor Dad by Robert Kiyosaki Boundaries by Henry Cloud and John Townsend http://beforethemillions.com/book (Listen to these books for free!) Lifestyle Design App: https://calendar.google.com/ (Google Calendar) Other 'Profit 1st' Episodes: https://beforethemillions.com/podcast/episode146/ (BTM146: Profit 1st, The 20-Hour Work Week & A 4-Hour Body) https://beforethemillions.com/podcast/episode41 (BTM 41: Is Your Primary Home An Asset Or Liability?)

BTM189: Profit First for Real Estate Investors with David Richter

Today's guest, Terry Hale, is a commercial real estate rockstar with 20+ years experience in the industry. As an investor, Terry experienced the ups and downs of varying niches in the commercial space. Starting as an apartment investor, Terry abruptly realized that the self storage space was where he wanted to settle. It quickly proved to be one of the few asset classes that could produce in the worst of economy's. Today we discuss Terry's transition to self storage, why he's such a strong advocate for it and where he see's commercial real estate going in the next few years. By the end of the episode, you will be crystal clear on the most important things you newbie investors to know and do when getting into apartments, self storage and data centers. Key Points From This Episode: How to calculate Cap Rate Why Self Storage vs. Traditional Apartments in 2021? Why Data Centers can be a sneaky lucrative asset class How Attorney's kill deals Why talking to Brokers is the most powerful thing a newbie can do Networking or Underwriting, what's more important? Terry's 3 Prong approach for analyzing deals Links Mentioned in Today’s Episode: https://terryhale.com/ (Terry’s Website) Recommended Book: Think and Grow Rich Napoleon Hill http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: https://loopnet.com/ (Loopnet)

BTM188: 2022 CRE Tactics – Apartments, Self Storage & Data Centers with Terry Hale

Gustavo Castro, today's guest, runs one of the largest inside sales teams for real estate in North America. They make about 50K outbound calls a day, set 100 appointments a day and have over 600 active real estate clients. On today's show Gus highlights the power of an ISA (inside sales agent) and how to best utilize one in today's competitive economy. Gus also knows how to fill the front end of his sales funnel with facebook ads and close on the backend with great negotiating tactics - all on today's episode. Key Points From This Episode: Why become an entrepreneurial asset in someone else's business The power of asking yourself... 'What's the worst that could happen?' The difference between a virtual assistant and inside sales agent The future of phone marketing Gustavo's facebook lead generation strategy Cost per lead vs cost per acquisition Links Mentioned in Today’s Episode: https://powerisa.com/ (Gustavo’s Website) Recommended Book: Rich Dad, Poor Dad by Robert Kiyosaki http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: https://www.ringcentral.com/ (Ring Central )

BTM187: Inside Sales Agents, Facebook Ads & Negotiating Tactics for Investors with Gustavo Castro

As a global real estate investor, Alicia Jarrett, today's guest knows all about lifestyle design. Based in Australia, she's been able to build her portfolio and flipping business in the U.S. with a virtual team doing (practically) all of the heavy lifting. On today's show, we cover a wide array of topics from the difference between investing in North America vs. Australia and other international countries to the team of realtors, contractors, title companies and virtual assistants that allow Alicia to do virtual deals from a yacht in Croatia or the snow in France. Over time her preference has went from flipping single family homes to flipping vacant land and we'll dive into all of the details here on today's show. Key Points From This Episode: Australian Real Estate vs. U.S. Real Estate The market cycles of the flipping business Why land can be a more attractive investment Effectively building a virtual team How important the right realtor can be for your success Contractors and Virtual Investors.. The good, bad and ugly   Links Mentioned in Today’s Episode: https://superchargedoffers.com/ (Alicia’s Website) Recommended Book: Awaken the Giant Within by Anthony Robbins http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: https://play.google.com/store/apps/details?id=com.helloka.worldtimebuddy&hl=en_US&gl=US (Time Buddy - Time Zone App)

BTM186: Lifestyle Design Virtual Deals with Australia Based Investor Alicia Jarrett

On today's show we are talking Technology & Real Estate and where those 2 worlds meet. Today's guest is multifamily investor and entrepreneur, Kent Ritter. Kent is a former management consultant, start-up owner, and corporate executive turned full-time real estate operator. After a massive exit from his healthcare technology start up, he turned his eyes (and capital) towards real estate. His technology background, coupled with real estate allowed Kent to use property technology to create outsized returns from acquiring and improving mismanaged, undercapitalized, and undervalued properties. On the show, we discuss the advantage of forward thinking approaches and the role technology plays in Kent's portfolio for creating greater returns on the properties that he repositions. Key Points From This Episode: The future of virtual leasing agents How dynamic pricing adjusts can bolster your returns (AI) Artificial Intelligence and Real Estate How to vet new technologies Kent's take on the Miracle Morning The advantages of buying smaller properties What a conservative underwriter does and doesn't look like   Links Mentioned in Today’s Episode: https://www.kentritter.com/ (Kent’s Website) Recommended Book: Wheelbarrow Profits by Jake and Gino Barbaro Best Ever Apartment Syndication by Joe Fairless http://beforethemillions.com/book (Listen to these book for free!) Lifestyle Design App: http://www.calendly.com (Calendly Scheduling App)

BTM185: Using PropTech in Multifamily to Create Outsized Returns with Kent Ritter

Does your mortgage broker invest in real estate? If not - It's possibly one of the best way to make sure that they have your best interest at hand as an investor. The only way to think like an investor is to be one. Today's guest, Matthew Gouge aka Matt The Mortgage Guy negotiated over 250 loans last year alone for his clients - all while actively building up his real estate portfolio of single family homes and small multifamily residences. On today's show we discuss exactly how first time homebuyers as well as seasoned investors can take advantage of the popular no and low money down loan programs that are offered to most people. With interest rates at an all time low, what are you waiting for? Key Points From This Episode: The difference between the 4 no and low money down loans The power of house hacking a 4-plex Why the 2021 real estate growth is nothing like the 2006 real estate growth Why Matt doesn't recommend a down payment assistance program How to use a owner occupied mortgage to grow your investment portfolio   Links Mentioned in Today’s Episode: https://mattthemortgageguy.com/ (Matthew's Website) Recommended Book: Shoe Dog by Phil Knight http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: https://apps.apple.com/us/app/cds-rental-calculator/id1503244257?ls=1 (CDS Rental Calculator)

BTM184: No and Low Money Down Home Loans with Matthew Gouge

From launching rockets to lending on real estate deals, today's guest, Carl Fischer is a 3rd generation real estate developer. Carl has been able to increase his net worth twice as fast without any more effort by utilizing self directed 401k and IRA tools. If tax free sounds too good to be true, just wait. On today's episode we dive into exactly why a Roth IRA is an excellent tool for earning tax-free income for life. We'll also show you how to earn lasting income for your children and grandchildren through legacy building. Lastly, Carl has made it easier than ever (and free) to open up one of these powerful accounts. Key Points From This Episode: The difference between traditional, self directed and Roth IRA's... and which one allows for real estate investing Is tax free income a scam? tax avoidance vs. tax evasion What type of qualified plan you should have A breakdown of 401ks, HSA's, 403B's custodial and SEP accounts   Links Mentioned in Today’s Episode: https://www.camaplan.com (Carl’s Website) Recommended Book: Think & Grow Rich by Napoleon Hill Keep it by Joe Luby III http://beforethemillions.com/book (Listen to this book for free!) Lifestyle Design App: Amazon App

BTM183: How Roth IRA’s Double Your Real Estate Income with Carl Fischer

We are lifestyle oriented entrepreneurs and millionaires who cashflow through real estate... Every week we have conversations surrounding our best strategies & advice so that you may follow a proven path to success... Theme: 2017 - Passive Income Streams and Lifestyle Businesses 2018 - Getting Started In Real Estate 2019 - Building A Lifestyle Business Through Real Estate

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Before the Millions

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