Crystal J has started an exclusive 2017 savings group and in this savings group, a monthly meeting is held every 4th Wednesday. In this episode Crystal J gives you a recap of the meeting. Wealth Gap, Savings, Debt, Budgeting and cutting back was all topics discussed last month. Tune in! 

Breaking The Chain With Crystal J

Savings Group 1 Recap

Crystal J discusses how if you change you vision you will change your life. She discusses how your mindset plays a major role in your finances and you can not live in America's mindset, but you must live in your own and take back the control! 

Change your vision....change your life

Do you feel stuck in your current situation? Crystal J discusses how the only thing that is stuck is your mindset along with giving solutions on how to move forward and break the barrier of being stuck. 

Are you feeling stuck?

Crystal J has teamed up with Scotty Hendricks to discuss the importance of your retirement. Scotty discusses 401k, TSP, IRAs, Roth IRAs and long term care! This is one episode you don't want to miss. 

Reserves - Are you ready for retirement?

Crystal J discusses how having fun in the sun can take a major impact on your finances. During this time of year, its all about sunshine, having fun with friends, enjoying the extra hour of sunlight, and getting ready for your kid(s) summer camp. All of these things you must PLAN for and be very cautious of swiping that card! Crystal J gives you tips on how to avoid spending more while still being able to have fun in the sun. 

Heat Rising = Rising Expenses

Crystal J discusses the power in the word No! She lets you know that it is ok to tell someone NO when it comes to your goals and aspirations. You must stay true to yourself and know that it is ok to stay focused on your dreams and there is nothing wrong with telling others NO. 

Power of Saying No

Crystal J tells you the top 5 accounts that are a must have. There is no right or wrong answer to this question, however if you want success and retirement, 2 accounts is just not enough! This episode will give you an eye opener on how to distribute your finances into the proper places. 

How many bank accounts should I have?

Are you overwhelmed with student loan debt or are your so overwhelmed that have you stopped making payments on your student loan debt completely? on this show, Crystal J gives you solutions on how to get back on track and get your student loan debt paid off! In order to climb to success, you must tackle your debt and especially student loan debt. 

Watch Out- Student Loans Part 2

Crystal J shows you what to watch out for when applying for student loans. She also gives options to you and your parents before you take out loans that will cause a serious financial bind to your future. This is a must listen episode if you are considering college and taking out student loans. 

Watch Out - Student Loans Part 1

Crystal J gives you the dos and don'ts of your tax refund check. She goes into details about what percentage to save along with how to pay off your debt and distribute your refund check properly. 

Tax Refunds- What NOT to do!

Crystal J is back. She discusses the concept of budgeting and the importance of budgeting in order to get to success. 

Budgeting

Crystal J discusses the desire to want more and flushes the word "Wish" down the toilet. Wishing does not bring riches! She challenges you to dig deeper within yourself to see why are where you are today with your finances. After this episode, you will have a new profound meaning of what it means to desire what you want in this life. 

Do you have the DESIRE?

Are you ready for 2016? Have you made a resolution and do you have a detailed plan with a plan of action? Crystal J gives you tips on how to prepare for the new year by discussing how to act upon the most common resolutions, which is to get out of debt and save more money. Crystal goes over ways to build your credit from scratch along with repairing your credit in detailed  steps. If you follow these tips, you will see your credit score rise to the top! 

2016 Resolution- Building From Scratch

Crystal J. explains exactly what your financial identity is.....CREDIT! She teaches the difference between your personal credit and FICO score by breaking it down for you to understand. She also breaks down the way your FICO score is determined which will help you to build and maintain your financial identity (credit score).

Financial Identity

Budgeting your money for the holiday season and knowing what and what not to do. Crystal teaches the basic ABCs for the holiday season. 

Christmas ABCs

Crystal teaches the necessary tools and techniques to help you climb to economic success. She reprograms your mind by teaching the foundation to finances and with this, you will become debt free and stay debt free.

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Breaking The Chain With Crystal J

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