Welcome back to Don’t Retire... Graduate! Our guest on today’s episode is a behavioral strategist, business coach, author, and host of the Other Side of Potential podcast. Sharon Spano has a Ph.D. in human and organizational systems and is here to talk about the state of collective trauma we’ve been living in throughout the pandemic and why changing the world starts with turning off the news.  In this episode we’ll talk about: The various ways business owners pivoted (or didn’t) throughout the pandemic Scarcity and abundance mentalities in business and in life Looking for meaningful ways to apply your talents and passions during retirement  The concept of collective trauma and how we can protect our minds from the negativity Why you should stop watching the news  The lack of leadership in the country, whether in politics or in business Contributing to the world no matter what season of your life you’re in Entrepreneurs changing the landscape through collective learning and masterminds Turning off the news to protect yourself from negativity Sharon Spano As a Family Business Consultant, Sharon Spano helps thriving family business leaders develop family alignment so they can deepen their relationships, achieve sustainable business growth, maximize their impact, and secure a multi-generational legacy. Dr. Spano’s expertise in human and organizational systems and her research-based methodologies are designed to help these business leaders generate collaborative strategies for success and sustainability in our ever-changing landscape. “While there are many ways that we go about the process of transition and change, the ultimate goal is to empower my clients to view their life and business through a systemic lens. Once they learn to embody this level of knowledge, I find that everything else accelerates, and it does so in a way that allows for greater integration of the family-business many complex systems. The result is a unified family that is now fully positioned to contribute to one another and the world in more meaningful ways. Sharon is the author of The Pursuit of Time and Money: Step into Radical Abundance and Discover the Secret to a Meaningful and Prosperous Life (2017) and the host of the weekly podcast, The Other Side of Potential, which focuses on how family business leaders integrate their unique family dynamics with the complexity of running a successful business. Links: Sharon's book: https://amzn.to/3vpARmO Sharon's podcast: https://www.sharonspano.com/podcast/

Don't Retire...Graduate Podcast

It’s Time to Stop Complaining: Surviving and Thriving in a State of Collective Trauma

On today's episode of Office Hours, Eric answers Efrayim's question: Should I pay off my girlfriend's debt?  Does your significant other have significant debt? There's no one asnwser on whether or not to pay it off, but there are some factors to consider. Find out in this Q&A session with your host, Eric Brotman! Have a question? Tweet it to us at @BrotmanPlanning and it may be answered in a future episode of Office Hours!

Should I Pay Off My Girlfriend's Debt?

Welcome back to Don’t Retire... Graduate! Our guest on today’s episode is a money coach and mental health blogger who is joining us for a very special episode in honor of World Mental Health Day. Chloe Daniels of Clo Bare Money Coach goes deep into her own struggles with mental health and how it has helped her find her voice and grow her platform at the intersection of money and mental health. In this episode we’ll talk about: • How Chloe’s transparency with her mental health struggles grew into a virtual community • How therapy and writing helped her overcome her battles with eating disorders and PTSD • Why people don’t talk about their struggles with money and want to seem like they’re the Joneses you should be keeping up with • How Chloe paid off $70,000 in debt and amassed $200,000 in savings in a short period of time • How to set a budget that aligns with your values • Failing at a budget and continuing to work at it instead of quitting • Figuring out why you’re spending money where you’re spending it so you can connect with your spending • Finding the right method to keep yourself accountable and connected to your budget • Stepping away from the “shoulds” and focusing on the “why” • Looking at the anxieties and fears around money and getting to the root of it • The difference between good and bad financial advisors, and why you should always ask potential advisors if they’re fiduciaries • How a financial coach and a financial advisor can help you simultaneously Chloe, aka Clo Bare Money Coach, saved more than $200k for retirement in a little over 2 years, and now she’s teaching others how to do the same. In the last year, she’s coached over 300 people on how to money. She started as a mental health blogger in 2017, and brings her mental health expertise into her financial coaching, focusing on providing people with a human-centric approach to managing their money. Links:  https://brotmanmedia.com/season-4-episode-3-happiness-abundance-and-freedom-changing-your-mindset-to-improve-your-life/ www.clobare.com

Baring it All: Embracing the Intersection of Your Mental Health and Money Journeys

 On today's episode of Office Hours, Eric answers Lou's question: what are the investment strategies that wealthy people keep to themselves?    Are wealthy investors keeping their strategies a secret? Or do others simply not have the knowledge or the access to use them? Find out in this Q&A session with your host, Eric Brotman!   Have a question? Tweet it to us at @BrotmanPlanning and it may be answered in a future episode of Office Hours!

Investment Strategies that Wealthy People Don't Tell You

Welcome back to Don’t Retire... Graduate! Our guest on today’s episode is a podcast host, a health, money mindset, and business coach, and simply a fantastic person. Lisa Holtan works with entrepreneurs, individuals, and couples to create levels of divine abundance. Her money mindset equates your financial health to your physical health to help you set and reach your goals. In this episode we’ll talk about: How our mindset can derail our goals, financially and physically Taking an inventory so you know where you are, what you have, and how to get where you want to go Understanding your priorities and how the thoughts you say to yourself shape them Discovering your priorities and having open discussions about them with your partner How to facilitate a conversation about your priorities with your spouse Looking deeper into why you want the things you want The baggage around finances that adults bring into their marriage Why talking about money is taboo Our tendency to tie our self-worth to our income and why it’s a negative mindset Unlinking income from wealth and the behaviors surrounding money The truth behind money buying happiness Answering the question of am I going to be okay Episode discussed: https://podcasts.apple.com/us/podcast/high-vibe-money-tribe/id1486223029?i=1000532222856

Happiness, Abundance, and Freedom: Changing Your Mindset to Improve Your Life

In the season 4 Office Hours premiere, Eric asks you a question: How did you spend your summer?  If you haven't already, enroll in the Don't Retire... Graduate!: Freshman Year online course, or our free financial literacy course, at bfguniversity.com. Plus, write reviews and share our show with your friends to help spread a legacy of financial literacy.  Find the online courses at www.bfguniversity.com. 

How Did You Spend The Summer?

Welcome back to Don’t Retire.. Graduate! We are now in our fourth season of the podcast and could not be more excited for the guests that will be joining us this school year. Our first guest is no exception. Ksenia Yudina is joining us today. She is a prolific entrepreneur, an MBA, a CFA, and a remarkable human who took on the world of venture capital as a woman and developed an investing platform like nothing we’ve ever seen before. In this episode we’ll talk about: How UNest and BFG Financial Advisors are both working to make financial planning accessible to families across the country--not only the rich Ksenia’s story of immigrating from Russia at 18 and taking on $180,000 in student debt while pursuing multiple degrees at UCLA Anderson How 12 years in the venture capital space inspired her to develop her own platform to help parents invest for their children’s future How UNest works and how it is different from other options, including 529 College Savings Plans The dangers of taking on massive student debt and how inflation and tuition increases make it almost impossible to avoid and difficult to pay off Why surrounding yourself with mentors and advisors can be beneficial, both in your career and personal life Why it is important to start planning for your future--or your kids’ futures--early Meet Ksenia Yudina Ksenia Yudina is a Founder and CEO of UNest, the first mobile app that makes it easier than ever before to create a manage tax-free college savings accounts. Ksenia is an entrepreneur and financial expert with over ten years of experience in the financial industry. As Founder and CEO of UNest she has spearheaded the development of the breakthrough fintech solution and raised funding from leading venture capital funds including Northwestern Mutual, Anthos Capital, The Artemis Fund, Group 11, Draper Dragon, Unlock Ventures, and Vested Ventures. Ksenia was a 2019 Finalist in Quesnays Female Founders in Fintech competition. She has also been featured in The Wall Street Journal, TechCrunch, New York Times, Forbes, Business Insider, American Banker, Inc. Magazine, USA Today, and US News & World Report. Ksenia was recognized as 40 Under 40 by Investment News and received a Rising Star Award from the Los Angeles Business Journal. www.unest.co https://www.facebook.com/unest/ https://twitter.com/UNest https://www.linkedin.com/company/u-nest/ https://www.instagram.com/unest/

Starting Early: How to Start Investing in Your Children’s Future

In this season's final episode of Office Hours, Eric gives you your last extra credit assignment of the school year: what to do during the summer to set yourself up for financial success. Find the online courses at www.bfguniversity.com. 

Setting Yourself Up for Financial Success this Summer

Eric is joined by Cody Loughlin, host of the Money Talkers podcast, to discuss the importance of talking about money with kids and the ups and downs that come with entrepreneurship. What is covered during the episode: Going from a millionaire to bankrupt overnight and fighting your way back. The value of time and setting goals in building wealth. Talking to your kids about money and teaching them lessons early. The wins and losses experienced as an entrepreneur. Telling your money where to go instead of wondering where it went. Cody’s Podcast: https://themoneytalkers.com/optin33124205 Eric's book: https://amzn.to/2O4uNPe  

Being a Money Talker: Talking to Your Kids about Money and Inspiring Entrepreneurship

In today’s Office Hours, Eric answers Alexis's question: I want a financial advisor, but it's expensive. How do I justify the cost?   Have a question? Tweet it to us at @BrotmanPlanning and it may be answered in a future episode of Office Hours!

Justifying the Cost of Financial Advice

Eric is joined by sociologist and money coach Dr. Brenda Uekert to discuss methods to achieve financial freedom that builds the confidence to live a happier life. Bullet points of what is covered during the episode • Discovering the FI/RE movement at any age • Having a Dream Fund, saving until it hurts, and using budgets as savings tools, not spending tools • How online courses, like Dream Big Money Academy and BFG University, can encourage financial literacy education • Why women are discouraged from seeking financial advice or financial careers • Getting out of your comfort zone, increasing your confidence, and growing your courage. LINKS: Dream Big Money Academy https://dreambigmoneyacademy.com/ BFG University: https://www.bfguniversity.com/ Gutsy Women Club: https://www.gutsywomen.club/

The Courage of Confidence: Making Gutsy Decisions to Reach your Goals

In today’s Office Hours, Eric answers Justin's question: What are the biggest misconceptions around financial planning?   For more, visit www.financialplanningforall.com.    Have a question? Tweet it to us at @BrotmanPlanning and it may be answered in a future episode of Office Hours!

What You Probably Don't Understand About Financial Planning

Eric is joined by author Tim Leffel to discuss his journey of moving abroad and how he helps others do the same. What is covered during the episode: Figuring out if the ex-pat life is right for you. How to live abroad with young children. Navigating real estate and finance in different countries. Trying out locations and where you can live on tourist visas. Tim’s Book: https://www.cheaplivingabroad.com/ Tim’s Blog: https://www.cheapestdestinationsblog.com/

Broadening Your Horizons: Moving Abroad For an Affordable Lifestyle

In today’s Office Hours, Eric answers Carl's question: How do I know if and when it's time to break up with my financial advisor?    Get the interview questions in Eric's book: https://amzn.to/2O4uNPe   Have a question? Tweet it to us at @BrotmanPlanning and it may be answered in a future episode of Office Hours!  

Breaking Up With Your Advisor

Eric is joined by Kris Ward to discuss how you can win the day by rethinking how you spend your time—both in business and life. What is covered during the episode: The W.I.N. Method. Why your business should support your life, not consume it. Limiting the time you spend working while increasing your productivity. The 3 Ds of running a business. www.winthehourwintheday.com

Winning the Day: Regaining Control of Your Time and Your Life

Hosted by Certified Financial Planner Practitioner, Eric Brotman, “Don’t Retire… Graduate!” is a podcast dedicated to teaching you how to advance into retirement rather than retreating. Each and every episode will leave you with inspiration and actionable advice that will guide you towards a seamless transition into a dignified retirement. Eric and his guests will discuss topics such as finances, housing, healthcare, philanthropy, and more.

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Don't Retire...Graduate Podcast

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