community. Check out that episode if you haven’t already.Today in the second part we cover the basics of Bitcoin. Still many FI Europeans haven’t gotten their feet wet with crypto. If you like to start experimenting with it or you already started but haven’t thought about the basic concepts behind you might want to continue listening.If you’re already a pro you might want to skip the episode. We also suggesting some simple steps and tools to start investing. Nevertheless I want to emphasize that there is no need to necessarily invest in BTC or crypto if it’s not your cup of tea you’ll be still fine. No need to have fear of missing out although the returns of the past years have outperformed the S&P 500 and Nasdaq. Check out also the PDF in the show notes with some how to guides. As usual this episode is no official financial advice. Your capital might be at risk.  We talk about- Basic principles of BTC- Store of value- Proof of work, P2P, Cryptocraphy, Blockchain, immutability- decentralization and importance of nodes- comparison of BTC to other currencies- Trilemma of blockchains- tools to get started? Full shownotes and mentioned links on our website: http://bit.ly/fieurope144? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Mathias & Co

Financial Independence Europe Podcast

144 - Bitcoin basics 2: Bitcoin basics and tools to get started | David

Hi Fi Europeans,today I talk with Daniel, a member of our community about cryptocurrencies and in particular Bitcoin. While you might not want to employ crypto to achieve your financial independence goals as it’s harder to predict the result compared with a diversified ETF-Portfolio. Some people already made a small fortune with their early crypto adoption and knocking at the doors of family offices asking for help to preserve their new wealth and transition to a more conservative and diversified approach.This is the first part of two episodes that is focusing more on what money is and how banks work with our money, how inflation works and it affects our Financial Independence plans. We think it’s important to understand the impact of the new types of money that currently emerge.  We talk- History and forms of money - Inflation- How the money system works nowadays - Attributes of money- House of money- Central Banks- Europe & Dollar? Full shownotes and mentioned links on our website: http://bit.ly/fieurope143? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Mathias & Co

143 - Bitcoin basics 1: Choosing right form of money to achieve Financial Independence | David

Hi FI Europeans,today I had the pleasure to interview Martins Sulte who is founder and CEO of Mintos. It’s  the biggest P2P Lending marketplace in Europe and they started in 2015  and are headquartered in Riga.On mintos platform there are currently around 50 companies that lend out loans in 12 currencies to borrowers in 38 countries worldwide. More than 40k investors fund loans in 9 loan segments. Like car loans, property, agriculture, small business, consumer loans and so forth..In this episode we talk about how Martins experienced and managed the first real economic crisis due to Covid19 and we discuss how  the industry will evolve going forward e.g. with regulation.We also cover how the Financial Independence Community can leverage P2P, what asset classes Martins invests in and if Crypto and Sustainable Financial is a thing for mintos going forward.Hope you enjoy my chat with Martin!Don’t miss upcoming episodes https://financial-indpendence.eu/newsletter We talk abouthow he experienced 2020How regulation will make a difference for mintosthe marketplace modelhow to attract quality Loan Originatorshow martins investsSocial responsibility and ESG in P2PNew default strategies for investors? Full shownotes and mentioned links on our website: http://bit.ly/fieurope142? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Mathias & Co

142 - How Regulation Will Change P2P Lending Mintos CEO Martins Sulte

Hi FI europeans,some people are really good and a natural fit in building up and managing a bunch of properties. They like to interact with people, workers and other local stakeholders of their real estates.They dig deep into the knowledge domain of Real Estate and take the time. So much time that there is not much left to learn about other asset classes. Like me not everybody currently has the time and ambition to dig deep into DIY real estate investing and want a kind of managed solution. For those there are Real Estate ETFs, Property P2P Lending  and local real state agencies available to choose from. All with their respective advantages and disadvantages.Additionally to these options there are also solutions where there is a lead investor and you can join them as a smaller fellow investor. They get your capital and you get their knowledge, market access and network of experts. Sounds too good to be true? Mostly the problems are in the details of course… so lets have a look.Today I will have another attempt to find a managed solution for real estate investments. I talk to Kris from White Fire Equity. He is an american living in switzerland.Let me know what you think in the comments on our website and in the facebook Group that you can find at financial-indendence.eu/community. We talk aboutInvesting in large projectsLeverage knowledge of experienced investorsUS Real estate marketWhat Real Estate syndications arePros and cons of syndications? Full shownotes and mentioned links on our website: http://bit.ly/fieurope141? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Mathias & Co

141 - Investing in Real Estate via Syndications | Kris from White Fire Equity

Hi FI Europeans,have you ever ask yourself how life would be if you haven’t chosen a certain life path?If you would have studied something differentIf you would have changed job earlierif your husband had taken more parental leave and you could better accelerate your career While you cannot change the past without a time machine you might want to go into a new direction in the present or future.Today I talk about reversing “wrong” life choices with Silke Rosenbusch.She had a tough time being an actor and was switching  to a career in medicine. She is also side hustling since a decadeAnd now she is focusing family plans in a different way. Hope you enjoy this case study with Sike today! And sorry for the occasional background noise. There was a film team in my little studio while I recorded the episode. We talk aboutWorking in art in your twentiesstudying in your thirtiesGetting kids in your fortiesMinimalism and passive incomeher cat and LA? Full shownotes and mentioned links on our website: http://bit.ly/fieurope140? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Mathias & Co

140 - Reversing wrong life choices | Silke Rosenbusch

Hi Fi Europeans. It’s Mathias. Today I chat with Gustas from inrento who is a young serial Entrepreneur from Lithuania. He just launched a new Lending platform with buy to let property that - on the face of it - doesn’t provide the insane returns we just got used to from other P2P platforms. So you might ask. Why the heck should I continue listening? Well. It’s about more transparency, lower risk and aligned interest between platform, borrower and investor.We talk aboutReal Estate Market in Europe post covideCommerce &  Cargo shippingHow commercial property markets are changing after pandemic and how it affects citiesEarning from rent and appreciation? Full shownotes and mentioned links on our website: http://bit.ly/fieurope139? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Mathias & Co

139 - Real Estate p2p Lending Gustas from Inrento

Hello FI Europeans this is Mathias, today Interview Matthias Richter from Financial Imagineer. He is already FI and lives in Taiwan, Singapore and Switzerland. He has been working for UBS Bank advising wealthy people in Asia in the past and is now somehow retired. We talk about his path starting to work in Taiwan, his experience living in multiple homes throughout the year and what he learned from his father about success and money. That and much more in today's episode! We talk aboutBenefits of multiple homesMultiple home bases vs. NomadismRecreational EntrepreneurshipLessons from his fatherHis experience with wealthy clients in Asia? Full shownotes and mentioned links on our website: http://bit.ly/fieurope138? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Mathias & Co

138 - Three places to call home | with Matthias Richter from Financial Imagineer

Hi Fi Europeansthis is Mathias! Today I Interview Goncalo and we make it little case study. I met him the first time at the FI Europe Retreat in Portugal and we now catch up and to see what happened to Goncalo in the last 2 years.You learn about the stages he took to get from a lower income country Portugal to Switzerland by taking a stopover in the Czech Republic. We see what he learned in and about these countries and how he could 10x his salary. He also tells us how he went abroad for free when he studied. Hope enjoy Goncalo story!We talk aboutCareer Hacking as a Tweengeo arbitrageWorking in czech republic and SwitzerlandFi Community in SwitzerlandHow to go abroad for free as a student? Full shownotes and mentioned links on our website: http://bit.ly/fieurope137? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Mathias & Co

137 - Career Hacking | Goncalo

Hi this is Mathias,In this episode we dive quite deep into crypto currencies and assets! Because decentralized financial systems will one day compliment or replace the current financial system. Decentralized technologies are also evolving and can fuel all kinds of non financial transactions, too. Like insurance policies, event tickets or investing in companies. And right now mainstream financial provider like paypal starting to adopt crypto currencies like bitcoin.  Hedge fund managers like Peter Druckenmiller and companies like Square and microstrategy favor investing their company capital in crypto currencies. Conventional so called “fiat” currencies like Dollar and Euro are being diluted by the increased amount of “printed” money. As the popularity of crypto is increasing and slowly goes mainstream I would like our community to understand new and important concepts in that field and what new developments beyond Bitcoin are available or being developed.As I recently hosted a FinTech & InsurTech Meetup on that topic and invited some experts in that field I just republish the presentation that has been recorded in the meetup including the Q&A here in the FI Europe Podcast.The two speakers of the presentation are Oliver Thylmann and Sebastian Deutsch who are both serial Entrepreneurs. Oliver runs a company called Giant Swarm for cloud computing kybernetes cluster and Sebastian a web and app development agency. They will tell you more about their path in the beginning of the presentationIf you are not familiar with crypto assets you might feel a little bit overwhelmed especially as the presentation is tailored to an audience for people curious about financial technology, business models and innovation.Feel free to skip the episode or just don’t try to understand everything at once but instead pick a few ideas, then do your own research and discuss your findings in our facebook group at financial-independence.eu/community. Let us also know what you think and what content you would like to see in the future. We talk aboutDAI:  the goto stablecoin tied to the dollar to store value under low volatilityETH2: mining Ethereum with a raspberry pie will become possible and reduce spend on energyMakerdao: enables loan issuingUniswap: convert coins without order books and provides liquidity.Compound, Liquidity Mining and UniswapAmpleforth: a cryptocurrency that can increase or decrease supply based on demand.The Start of DeFi with Flash LoansStablecoins with MakerDAOEthereum and stakingDfinitiy, BlockstackAlgorithmic StablecoinsAn episode only for crypto nerds ;) ? Full shownotes and mentioned links on our website: http://bit.ly/fieurope136? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Mathias & Co

136 - Crypto Assets Update - New Applications and Infrastructure for 2021

Hello FI Europeans, this is Mathias.Today I chat with Nikita from Lendsecured about his take on the P2P Market Landscape and what they have to offer when it comes to lower the risk in P2P investing. We also cover the role of p2p aggregators and risks associated with loan originators. Nikita also tells us about a new loan type for the agricultural sector and how it is structured. Behind Lendsecured stands an established company located in Latvia that is offering loans for wealthy people to invest in real estate projects, small and medium sized businesses and also partially consumer loans. Since last year they are also open for investments from regular investors throughout Europe.  We talk aboutAgricultural LoansThe role of P2P aggregatorsIf they are legitRisk associated with loan originatorsHow Lendsecured was foundedBackground story of the founder? Full shownotes and mentioned links on our website: http://bit.ly/fieurope135? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Alvar / Mathias / Araminta & Co

135 - Lendsecured | Nikita

In today’s interview, Alvar interviews Mr. Nomad Numbers on how FIRE life is looking like in Taiwan and which advantages it brings. They also cover an update on the Nomad Numbers journey and where they are at in their travels.We also talk about:FI in TaiwanTravelling during COVID-19Life update for nomad numbers? Full shownotes and mentioned links on our website: http://bit.ly/fieurope134? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Alvar / Mathias / Araminta & Co

134 - Life Update Nomad Numbers & RE in Taiwan | Nomad Numbers

In today’s interview, Alvar and Araminta chat with Alan, head of the current Thomas Cook. They talk about Alan’s background, how he built his career and advice for others who want to building a fulfilling career.We also chat about:How Alan got started with financial modellingHis mindset to career and problem solvingWhy he wouldn’t strive for FIHis advice to others concentrating on their careers? Full shownotes and mentioned links on our website: http://bit.ly/fieurope133? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Alvar / Mathias / Araminta & Co

133 - Is FI A Good Goal To Strive For? | Alan

Hi this is Mathias,today I talk with Ladislace Maurice from the wandering investor about international investing and diversification. In this episode we look into our passion for finding outstanding investments worldwide. So who is Ladislas?He studied outside of Europe in Australia and Canada and was working in Africa for a swiss multinational company. There he gained a lot of international experience in a leadership position. After his career is now solely focusing on researching and traveling especially in the frontier and emerging markets. He is excited about finding undervalued investment opportunities. In this episode we talk about his approach, current opportunities in different countries and why you definitely should become a plumber africa or check out uranium.Yeah- Great episode ahead. See you in a bit. ? Full shownotes and mentioned links on our website: http://bit.ly/fieurope132? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Alvar / Mathias / Araminta & Co We talk aboutContrarian investments worldwideInvesting in Budapest, Uzbekistan and MontenegroBelieves you need to have to leave EuropeWhat makes a good investorCompliance in africaUranium markets

132 - Contrarian Investments In Frontier Markets And The Balcans | Ladislas Maurice

In this episode, I am interviewing Dave from Ireland on best practices for staying mentally and financially fit in 2021. Dave covers what he has learned over the years through experience and research. He covers his own FI journey through real estate investment as the main driver and his ETF-portfolioWe also talk about:Real estate investingWhat to do after reaching FIMental health in the FIRE community? Full shownotes and mentioned links on our website: http://bit.ly/fieurope131? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Alvar / Mathias / Araminta & Co

131 - How to stay financially and mentally sane in 2021 | Dave from FireDaveG

Hey this is Mathias,Do you want a better life for half the price? Then this episode is for you! One strategy for financial independence is using geo-arbitrage and moving to a low cost country to either save more or live better from the same income like in your current country. In today's episode I talk with Tim Leffel who is an experienced travel blogger, writer and publisher since the 90th. And now he created a handbook for you to move abroad with a shortlist of countries and their up- and downsides. We also talk about his personal picks, how covid affected digital nomads worldwide, Europe's role in the world and of course his own story shifting his hub and home from florida to mexico.For those who are really interested to move abroad and want to get best support we have some stuff to win : Tim contributed one his so called Committed Package for you to win. It includes the book, some reports, access to a mastermind group and much more.  I’ll explain how can win later in the episode and in the show notes on our website financial-independence.eu. There you also find the the link to youtube and the video version of the interviewSo let start! We talk aboutimportance of trial run periodsWho should pick what countryHis travel travel experience andHow to start a publishing business in 2021New Normal opportunities? Full shownotes and mentioned links on our website: http://bit.ly/fieurope130? Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee)? Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb? Join the Facebook group http://bit.ly/fieuropefbgroup? Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessageCheers,Alvar / Mathias / Araminta & Co

130 - A Better Life For Half The Price | Tim Leffel

Interviews and content that helps you building an income stream and find your purpose after reaching Financial Independence. The podcast helps you to work and invest wisely and live a meaninful live on your own terms.

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Financial Independence Europe Podcast

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