Is it a Chain that Rules or a Chain-Chain-Chain of Fools?  We speak of Blockchain.  In Episode 95, Lex Sokolin, Global Director of Fintech Strategy for Autonomous Research, and Chris Cahill of Financial Poise Radio discuss what blockchain is, what problems it may address (re settlement of transactions, smart contracts, and even land records reform) and the threat to it of hackery.   You can learn more about Alexey Sokolin and Vanare here. Or you can find them here: Twitter: @LexSokolin & @vanareplatform LinkedIn Facebook     About Alexey Sokolin   leading research firm for the financial sector.  His mission is to help the industry serve clients better by understanding innovations like wearable technology, machine learning, bitcoin, ethereum and the blockchain, and crowd-sourced asset management. Lex has been referred to by WealthManagement.com as the "financial futurist", and was selected for the InvestmentNews  "40 under 40" and ThinkAdvisor's "IA25" lists of influencers in the investent industry.   Previously, Lex was the Chief Operating Officer of digital wealth management platform Vanare, and CEO and Founder of pioneering roboadvisor NestEgg Wealth (acquired by Vanare). Additionally, Lex was an investment banker at Deutsche Bank, and a member of the strategy team at Barclays Wealth (formerly Lehman Brothers Investment Management). He is active in the early-stage community, and advises startups on growth and market strategy.   Lex received a B.A. in Economics and Law from Amherst College, an M.B.A from Columbia Business School and a J.D. from Columbia Law School, where he was a Harlan Fiske Stone Scholar. He also holds a Certificate in International Relations from the Five College Consortium, and a Certificate in Digital Production and New Media Studies from Middlebury College.

Financial Poise Radio

Episode 94 with ALex Sokolin

How do you give home owners in financial distress a way to relieve their mortgage woes? Jorge Newbery, Founder and CEO of American Homeowner Preservation, has some great options. In Episode 95 of Financial Poise Radio, he discusses many under-utilized methods that benefit both borrower and lender with host, Chris Cahill. You can learn more about Jorge Newbery and American Homeowner Preservation here. Or you can find him here: LinkedIn Twitter: @JorgePNewbery      About Jorge Newbery Jorge P. Newbery is on a mission to help Americans crushed by unaffordable debts. Jorge P. Newbery is Founder and CEO of American Homeowner Preservation LLC, which crowdfunds the purchase of nonperforming mortgages from banks at big discounts, then shares the discounts with struggling homeowners. A 2004 natural disaster triggered the financial collapse of Newbery's former business, leaving him with $26 million in debts he could not pay. Newbery rebuilt himself through AHP, sharing what he learned from his challenges to help families at risk of foreclosure stay in their homes. 

Episode 95 with Jorge Newbery

In episode 93 of Financial Poise Radio, our Chris Cahill and Avi Levine, of Star Funding, Inc., discuss out-of-the-box ways to finance production of goods when the customer needs them.     You can find out more about Star Funding and Avi Levine here.   Or you can find them here: @avilevine @STARFunding Linkedin: Avi Levine; Star Funding Instagram Slideshare   About Avi Levine Avi specializes in finance operations and business development for manufacturers, distributors, and other wholesale organizations. Coming from roles within top brands and lifestyle companies Avi understands the dynamic wholesale trade industry inside and out. When he is not funding businesses for growth you will find him enjoying the outdoors with his wife and two beautiful daughters. Avi is currently working with STAR Funding, a leader in Purchase Order Funding to help expand their portfolio of domestic manufacturers and distributors.  Entrepreneurs look to Avi to provide creative funding solutions for working capital and growth funding. Avi can be reached at alevine@starfunding.com.

Episode 93 with Avi Levine

Frauds! Fakes! Ponzis!  In Episode 92, Chris Cahill and Adam Hirsch, of Robinson, Curley & Clayton speak of these fascinating things, along with RICO! Restitution! and Receivers!  Adam draws upon his experience litigating business fraud cases to illustrate recoveries and defenses. See also Adam's column -- (Alleged) Frauds, Fakes and Ponzis -- on www.financialpoise.com.   You can learn more about Adam Hirsch and Robinson Curley & Clayton P.C., click here.   Or you can find them here: Twitter: @robinsoncurley LinkedIn: Adam Hirsch; Robinson Curley     About Adam Hirsch   Adam Hirsch has practiced law in Chicago for more than 15 years, with a regular focus on commercial litigation. After graduating from Harvard Law School in 2001, he began his legal career at Jenner & Block, LLP.  For the last 11 years, he has practiced at Robinson, Curley & Clayton, P.C., a Chicago litigation boutique that has practices in commercial, receivership and employment litigation, and employment counseling.   Hirsch represents a wide variety of clients, ranging from individuals to small business owners to large corporations.  He has a particular focus on business and investment disputes, in particular claims brought by investors relating to unregulated securities, limited partnerships and private equity investments.   Hirsch also shares his thoughts on current events and legal issues in the world of commercial fraud in his column called “(Alleged) Frauds, Fakes and Ponzis,” on FinancialPoise.com  

Episode 92 with Adam Hirsch

In Episode 91, Chris Cahill and Jeff Pomerantz, President of the American Bankruptcy Institute and member of Pachulski Stang Ziehl & Jones LLP, discuss why retail is under stress, how Chapter 11 bankruptcy theoretically promotes operational and financial reorganization, and how developments in financing, capital structures, and supplier strategies continue to shape retailers' fortunes in bankruptcy.    You can learn more about Jeff Pomerantz, PSZJ Law and the American Bankruptcy Institute here, here and here.   Or you can find them here: Twitter: @Pachulski; @abiworld LinkedIn: Jeff Pomerantz, PSZJ Law, ABI     About Jeff Pomerantz   Mr. Pomerantz is a member of Pachulski Stang Ziehl & Jones LLP's management committee, a co-chair of the firm's creditors' committee practice, and is resident in the firm's Los Angeles office. Mr. Pomerantz is also the president of the American Bankruptcy Institute, the largest restructuring organization in the United States. His practice includes representing companies, creditors' committees, and private equity funds in complex financial restructurings and merger-and-acquisition transactions both in and out of court. Mr. Pomerantz has particular expertise in restructurings in the energy, manufacturing, restaurant and retail sectors. He also frequently represents private equity funds in asset- acquisition transactions. Mr. Pomerantz is a graduate of New York University (1986 Phi Beta Kappa), where he also received his J.D. (1989, Order of the Coif). He holds an AV Preeminent Peer Rating, Martindale-Hubbell's highest recognition for ethical standards and legal ability; has been named a "Super Lawyer" in the field of Bankruptcy & Creditor/Debtor Rights every year since 2009 in a peer survey conducted by Law & Politics and the publishers of Los Angeles magazine, an honor bestowed on only 5% of Southern California attorneys; and was selected by "Best Lawyers in America." Mr. Pomerantz has also been recognized as an outstanding lawyer by the preeminent publication Chambers USA every year since 2007.    

Episode 91 with Jeff Pomerantz

The Bells of Retirement toll for thee, heh, heh. So plan. With whose help? The Department of Labor weighed in on that question with its "fiduciary rule," which has sent brokers and advisors scurrying to comply -- and which has consequences for investors. In this show, Jeff Kelley of Equity Institutional (an asset custodian) and John Drachman of Alpha Segment (a Series 7 Registered Representative) offer their perspectives. You can learn more about Equity Institutional and Alpha Segment here and here. Or you can find them here: LinkedIn- Jeff Kelley & John Drachman Twitter: @AlphaSegment   About Jeff Kelley Jeff Kelley has over 20 years of experience in financial services operations management, and was named Chief Operating Officer of Sterling Trust in January 2008. He began his career with Sterling Trust in June of 1999 as Vice President of Qualified Plans and Institutional Group. Prior to joining Sterling Trust, Jeff was employed by Academy Capital Management as a Registered Investment Advisor, where he served as the Manager of the Operations and Trading Departments since 1991. He is an Accredited Retirement Plan Consultant (ARPC) through the Society of Professional Administrators and Recordkeepers. Jeff earned a BBA in Finance/Management from Baylor University.   About John Drachman John C. Drachman serves as team leader, senior writer, and principal of AlphaSegment, a creative group of marketing communications freelancers dedicated to meeting the marketing needs of RIAs, asset managers and financial services providers. An IABC Gold Quill-winner for writing and publications, John has developed marketing communications initiatives for dozens of clients over three decades. He has also served in executive positions at Putnam and Pioneer Investments.  John applies his editorial skill and marketing knowledge toward crafting marketing strategies designed to help clients attract, grow and retain assets under management.  Applying sound journalistic principles to the story telling process, John has the ability to turn complex themes into compelling and actionable messages. John is a frequent contributor to industry publications on topics related to financial technology trends, crowdfunding and alternative investments.  Most recently, he drafted articles for RIABiz and PrivateWealth. A Series 7 General Securities Agent, he is affiliated with Innovations Partners, LLC, headquartered in Charlotte, N.C.

Episode 90 with Jeff Kelley

Fintech!  Episode 89 brings us Albert Periu, co-head of Capital Markets at Funding Circle, which provides secured loans to small businesses that Banks do not typically serve, while offering speed and transparency fostered by digital technology. The show looks at the borrower and the investor (in effect, the lender) perspective. You can find out more about Albert Periu and Funding Circle here. Or you can find them here: Twitter: @FundingCircleUS LinkedIn: Albert Periu; Funding Circle Facebook YouTube   About Albert Periu Albert leads the Capital Markets team and is responsible for platform funding and the overall structuring, execution and distribution of Funding Circle’s offerings to institutional and accredited investors. He also serves as President of Funding Circle Securities, the affiliated broker-dealer of Funding Circle USA. Albert was most recently a Director at Telsey Advisory Group. Previously, he spent six years as a Vice President at FBR Capital Markets working with hedge funds, family offices and asset managers on private and public transactions. Prior to that, Albert was an associate at Merrill Lynch Capital. He started his career in investment banking at Deutsche Bank in the Global Media Group. Albert received a BSBA in Finance and International Business from Georgetown University.  

Episode 89 with Albert Periu

 In Episode 88, we ask David Jarczyk, founder and CEO of KtMINE about secrets, specifically the intellectual property capabilities and strategies of business entities. Anyone sloshing through tech start-up fever swamps should harken. Jarczyk explains how he selects and analyzes IP data to get beyond company filings and management pronouncements, to say nothing of journalistic hype.   You can learn more about David Jarczyk and ktMINE here.   Or you can find them here: Twitter: @ktMINEglobal Google+ LinkedIn: David Jarczyk & ktMINE YouTube     About David Jarczyk   If Jarczyk’s bio tells you anything, it’s that he loves to uncover secrets. From his love of exploring caves, tunnels, and dark alleys, to his need to uncover company strategies, Jarczyk has always been motivated by finding something new. Jarczyk set out on a journey to identify companies’ innovation strategy. That undertaking turned him into an evangelist for corporate data transparency, getting him named one of the world’s leading intellectual asset strategists.   Jarczyk recognized that intellectual assets represent up to 80% of corporate value, but that it was impossible to figure out a company's innovation strategy by reading its filings or listening to management. So he started a company to find scattered data which, once organized and connected, leads to the prediction of companies’ strategies. Taking it further, Jarczyk challenged conventional pricing models by offering data on a pay-as-you-go basis, making data accessible to small and large businesses alike. Today, David’s company collaborates with major players such as Thomson Reuters and Bloomberg, and has prominent customers in consulting, law, financial services and government. Jarczyk took ktMINE from a startup with no customers to over 5,000 global users.   David has been invited to contribute to organizations such as the UN’s WIPO, OECD, European Union and global Ministries of Finance.    Outside of his work, Jarczyk promotes innovation by mentoring the next generation of entrepreneurs. David is not only involved with the LES Foundation business plan competition, but leads seminars at universities including Texas A&M, Boston University and Northwestern University.

Episode 88 with David Jarczyk

In Episode 87, Chris Cahill and Larry Swedroe, Director of Research Buckingham Asset Management and BAM Advisor Services discuss Larry’s upcoming book, “Your Complete Guide to Factor-Based Investing: The Way Smart Money Invests Today” (co-authored with Andrew Berkin).  Larry has the gift of assimilating academic research and conveying its practical essence in a conversational, plain English manner.  The first part of this interview aired previously and can be found here. You can find out more about Larry Swedroe and Buckingham here. Or you can find him here: Twitter: @larryswedroe LinkedIn You can find Larry's previous interviews with Financial Poise here & here.   About Larry Swedroe Since joining the firm in 1996, Buckingham’s Director of Research Larry Swedroe has spent his time, talent and energy educating investors on the benefits of evidence-based investing with enthusiasm few can match. Larry was among the first authors to publish a book that explained the science of investing in layman’s terms, “The Only Guide to a Winning Investment Strategy You’ll Ever Need.” He has since authored seven more books: “What Wall Street Doesn’t Want You to Know” (2001), “Rational Investing in Irrational Times” (2002), “The Successful Investor Today” (2003), “Wise Investing Made Simple” (2007), “Wise Investing Made Simpler” (2010), “The Quest for Alpha” (2011) and “Think, Act, and Invest Like Warren Buffett” (2012). He has also co-authored six books about investing. His latest work, “The Incredible Shrinking Alpha: And What You Can Do to Escape Its Clutches,” was co-authored with Andrew Berkin and published in January of 2015. In his role as director of research and as a member of the firm’s Investment Policy Committee and Board of Managers, Larry regularly reviews the findings published in dozens of peer-reviewed financial journals, evaluates the outcomes and uses the result to inform the firm’s formal investment strategy recommendations. Larry’s dedication to helping others has made him a sought-after national speaker. He has made appearances on national television shows airing on NBC, CNBC, CNN and Bloomberg Personal Finance. Larry is a prolific writer, contributing weekly to multiple outlets including MutualFunds.com and ETF.com. Before joining Buckingham, Larry was vice chairman of Prudential Home Mortgage. He has held positions at Citicorp as senior vice president and regional treasurer, responsible for treasury, foreign exchange and investment banking activities, including risk management strategies. Larry holds an MBA in finance and investment from New York University, and a bachelor’s degree in finance from Baruch College in New York.

Episode 87 with Larry Swedroe

In Episode 86, Chris Cahill and Larry Swedroe, Director of Research at Buckingham Asset Management and BAM Advisor Services, discuss Larry’s upcoming book, “Your Complete Guide to Factor-Based Investing: The Way Smart Money Invests Today” (co-authored with Andrew Berkin).  Larry has the gift of assimilating academic research and conveying its practical essence in a conversational, plain English manner. The second part of this interview will air at a later date.   You can find out more about Larry Swedroe and Buckingham here.   Or you can find him here: Twitter: @larryswedroe LinkedIn: https://www.linkedin.com/pub/larry-swedroe/8/791/59   You can find Larry's previous interviews with Financial Poise here & here.   About Larry Swedroe Since joining the firm in 1996, Buckingham’s Director of Research Larry Swedroe has spent his time, talent and energy educating investors on the benefits of evidence-based investing with enthusiasm few can match. Larry was among the first authors to publish a book that explained the science of investing in layman’s terms, “The Only Guide to a Winning Investment Strategy You’ll Ever Need.” He has since authored seven more books: “What Wall Street Doesn’t Want You to Know” (2001), “Rational Investing in Irrational Times” (2002), “The Successful Investor Today” (2003), “Wise Investing Made Simple” (2007), “Wise Investing Made Simpler” (2010), “The Quest for Alpha” (2011) and “Think, Act, and Invest Like Warren Buffett” (2012). He has also co-authored six books about investing. His latest work, “The Incredible Shrinking Alpha: And What You Can Do to Escape Its Clutches,” was co-authored with Andrew Berkin and published in January of 2015. In his role as director of research and as a member of the firm’s Investment Policy Committee and Board of Managers, Larry regularly reviews the findings published in dozens of peer-reviewed financial journals, evaluates the outcomes and uses the result to inform the firm’s formal investment strategy recommendations. Larry’s dedication to helping others has made him a sought-after national speaker. He has made appearances on national television shows airing on NBC, CNBC, CNN and Bloomberg Personal Finance. Larry is a prolific writer, contributing weekly to multiple outlets including MutualFunds.com and ETF.com. Before joining Buckingham, Larry was vice chairman of Prudential Home Mortgage. He has held positions at Citicorp as senior vice president and regional treasurer, responsible for treasury, foreign exchange and investment banking activities, including risk management strategies. Larry holds an MBA in finance and investment from New York University, and a bachelor’s degree in finance from Baruch College in New York.

Episode 86 with Larry Swedroe

In Episode 85, we speak with Todd Ryden, CEO of FNEX, a growing on-line alternative investor marketplace. FNEX brings accredited investors together with curated sellers of private placement equity interests, managed futures, secondary private securities, and interests in hedge funds and private equity funds.     You can learn more about Todd Ryden and FNEX here.   Or you can find them here: Twitter: @InvestFNEX & @FNEXTodd Facebook LinkedIn: FNEX & Todd Ryden YouTube     About Todd Ryden   Mr. Ryden is an experienced entrepreneur and manager, having founded and sold several enterprises. After practicing law, Mr. Ryden co-founded StarCom Broadband, a cable and high-speed data provider. StarCom was sold in 2001 to Comcast®. Mr. Ryden co-founded Cole Marketing, a bottled water brand-marketing group, acquired in 2006 by a New York based venture capital group. Mr. Ryden co-founded Caldera Development, a real estate development company that has participated in the development of over 430,000sf of retail and office space. Mr. Ryden was a co-founder of ViaStar Energy, Inc. which provided utility management services nationwide. ViaStar’s Automated Meter Reading technology was acquired by Motorola® in 2007 and its utility services division was acquired in 2008 by NWP Services Corp. ®. Mr. Ryden is the Managing Director of The Applied Group, a private equity firm. Prior to entering the business world, Mr. Ryden's legal career included litigating at the Indiana Supreme Court, and representing the State of Indiana in the tobacco litigation. Mr. Ryden obtained his Juris Doctorate from Indiana University School of Law in Indianapolis, has a certificate in International Contract Law from Tulane University, Paris, France, and obtained his B.A. from Purdue University. He has been a member of the American and Indiana Bar Associations, serves as President of the Board of Directors of Big Brothers and Big Sisters of Central Indiana, is a Board Member of Christel House’s Drop Out Recovery School and has been a guest lecturer at Purdue University, Ball State University and the University of Indianapolis.

Episode 85 with Todd Ryden

In Episode 84, Jason Stevens, investment executive and natural resource specialist for Sprott Global Resource Investments, discusses the potential benefits of investing in the equity of high-quality "Real" Asset agricultural, mining, or energy companies with host, Chris Cahill.  That's right, energy companies, even today: the key to garnering inflation protection plus return for such investment is the quality of the companies.   Learn more about Jason Stevens and Sprott Global here.   Or you can find them here: LinkedIn Twitter: @js_sprottglobal     About Jason Stevens   Jason Stevens is a natural resource specialist and Investment Executive for Sprott Global Resource Investments. He is dedicated to helping accredited investors create personalized investment portfolios focused on natural resources. Jason has spent the last 12 years working closely with mining and petroleum engineers, influential industry executives, and economic geologists.  A dedicated self-starter, Jason started his career with Sprott on the equity trading desk where he honed his understanding of domestic and foreign equity, commodity and currency markets. Jason has been a featured contributor to industry sites such as Resource Investing News, Financial Survival Network, and The Contrarian Investor Podcast. Jason is a supporter and promoter of the Austrian School of Economics and spends his free time instructing Krav Maga, the official self-defense system of Israel Defense Force. Sprott Global Resource Investments is a boutique investment firm specializing in natural resource investments including precious metals, base metals, oil & gas, agriculture, water, and alternative energy.  Sprott Global’s clients include small and large individual and institutional investors who want a portion of their portfolio invested in natural resource sectors, especially in junior exploration companies.

Episode 84 with Jason Stevens

In Episode 83, David Drake takes a break from a world tour on behalf of The Soho Loft to talk with Chris Cahill about why debt crowdfunding will gain ground in the US and elsewhere over the rest of 2016,  to the extent that some platforms will switch from equity offerings to debt offerings.  David gets everywhere and hears from everyone, so his cosmopolitan insights are substantiated.  Come join David Drake's world.   Learn more about David Drake, The Soho Loft and LDJ Capital by visiting www.ldjcaptial.com and thesoholoft.com   You can also find him here:   Twitter: @TheSohoLoft LinkedIn   About David Drake   David Drake is a leading equity expert based in New York. He is the founder and chairman of LDJ Capital, a private equity advisory firm, and of The Soho Loft, an event-driven global financial media company. Mr. Drake is a strong advocate of innovative investing in early-stage equity and the US JOBS Act, for which he lobbied both Congress and the EU Commission. Because of his leading work in this space, he was a US Commerce Department delegate to the EU Commission in Brussels and Rome, and was invited in May 2013 to the White House Champions of Change ceremony in Washington, D.C.   His investment, The Soho Loft, produces and sponsors 150+ global events a year. One such event was produced in April 2013 for the institutional media leader Thomson Reuters, with speakers from Nasdaq, NYSE, KKR and Carlyle Group. He continues to advance innovative investing through his work as an international speaker and regular writer for major publications like Forbes and Thomson Reuters. He has co-authored the book Planet Entrepreneur: The World Entrepreneurship Forum’s Guide to Business Success Around the World and is the author of Crowd Fund Economics.His focus today is to take on board advisory positions at companies, angel networks and venture funds, and to guide them on such topics as international regulations, corporate strategy and fund structures, with emphasis on the growing trend of online investment automation for retail and angel investors.Privately, Mr. Drake has hosted the Harvard Business Club of NY at his home, produced Carnegie Hall concerts and raised funds for the charities Trail Blazers and Best Buddies Carnegie Hall for many years. Today he is a board director of the UBS Charity of the Year, London-based ARCHIVE Global, and is co-chair of the Tree Kangaroo Foundation in New York.Born in Sweden and fluent in six languages, Mr. Drake has an MBA in Finance and an MA in International Law and Economics from George Washington University, where he was awarded the Wallenberg Scholarship for academic merit.

Episode 83 with David Drake

In Episode 82, Chris Cahill speaks with Phil DeMuth, author of The Overtaxed Investor: Slash Your Tax Bill & Be a Tax Alpha Dog. The author is as engaging and enthused as his frequent co-author Ben Stein affects not to be.  Listen and learn about the benefits of taking a "lifetime perspective on your taxes."   You can learn more about Phil DeMuth here.   Or you can find him here: Twitter: @PhilDeMuth LinkedIn     About Phil DeMuth   Phil DeMuth is Managing Director at Conservative Wealth Management, LLC, where he enjoys working with high net worth clients and saving them from the depredations of the financial services industry.   Phil was valedictorian of his class at the University of California at Santa Barbara, then went on for his master’s in communication and a Ph.D. in clinical psychology. A psychologist and investment advisor, Phil has written for the Wall Street Journal, Barron’s, Forbes, the Journal of Financial Planning, Human Behavior and Psychology Today , and is the author of nine books on investing, most co-authored with his pal, economist Ben Stein. His opinions have been quoted in the New York Times, the Financial Times, Yahoo! Finance, On Wall Street, Fortune, Research Magazine, Investor’s Business Daily, Motley Fool, theStreet.com and he has been seen on various TV shows, including CNBC’s Worldwide Exchange, On the Money, Squawk Box and Closing Bell, as well as Fox & Friends, Wall Street Week, and Consuelo Mack WealthTrack.  

Episode 82 with Phil DeMuth

 Gap Year: using a year between high school and college in particular ways in order to maximize the value of college. In Episode 81, Chris Cahill talks Gap Year with Ethan Knight, co-founder of the American Gap Association. The AGA serves as a comprehensive resource for those interested in the programmatic Gap Year's instructional, experiential, and adventuresome qualities.   You can find out more about Ethan Knight and the American Gap Association here.   Or you can find them here: Twitter: @americangap Facebook LinkedIn      About Ethan Knight   Ethan Knight has been working within the world of Gap Years since 1996, when he took his own Gap Year to India, Nepal and Tibet. Back in those days the only options to taking an official Gap Year was through the Center for Interim Programs, and that's exactly how he first heard about this strange thing called a Gap Year. After an inspired talk at his high school, he started a conversation with Interim Programs to discuss what would eventually turn into his own sojourn. Ethan graduated from Willamette University - a small Tier 1 private liberal arts university - with majors in English and Philosophy, and a minor in Environmental Sciences. Immediately after graduating he went to work for LEAPNOW as an intern where his passion for education really took firm root. With the help of a few key mentors along the way, primarily Sam Bull, Ethan eventually led programs for groups of Gap Year students through Latin America and Asia, finally working his way up to Assistant Director of the organization. After seven years at LEAPNOW, Ethan returned home to Portland, Oregon to found Carpe Diem Education. While Carpe Diem began with just three programs, Ethan added five more over the next six years in order to create more options for a wider variety of students. During his tenure at Carpe Diem Education, Ethan also founded the International Carpe Diem Foundation (now Carpe Mundi) - a non-profit dedicated to the inclusion of economically disadvantaged students in Gap Year programs and higher education. It is currently the only non-profit of its kind in Oregon. Eventually, after 6 years at Carpe Diem he recognized a need for a professional association amongst Gap Year providers. The needs of the industry were demanding a hub for information-sharing, development of best-practices, and objective evaluation. Thus, in 2012 he worked with many in the field to found the American Gap Association.

Episode 81 with Ethan Knight

In a world of information overload, In a world dominated by biased, pay to play advertorials, In a world riddled with fraudsters, fakes, and phonies… One voice stands out to provide reliable information to investors, business owners, and busy professionals. Unbiased and beholden to no one, this is Financial Poise Radio, the spoken word sister of Financial Poise.com, the Internet's most trustworthy resource about finance, investing, business, and the law.

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