What are the costs involved when buying your first home?Buying your first home can be really daunting and for some first home buyers thinking about all the costs can be totally overwhelming especially if you miss something and then find out at the last minute you need to pay it.For those of you doing your research you need to figure out the following:Stamp dutyLand transfer and mortgage transferMortgage InsuranceConveyancingFinancing costsBuilding and pest inspectionWhat are the costs of buying your first home?  If you need any assistance feel free to contact Will Bell Mortgage BrokerFor stamp duty calculation go to the State Revenue Office websiteFor help with conveyancing chat with one of the guys at Sargeants MonashCall Drakkar for help with income protection, life insurance and TPD insurance

First Home Owner Concierge

What are the costs involved when buying your first home?

In this episode Will explains how your credit file and credit score play an important role in the home loan application process.0.40 Current clients of mine who cannot get a pre approval because they accidentally canned their credit file.1.25 The most important parts of your credit file2.00 Defaults and bankruptcies2.25 You can still qualify for a home loanb2.40 Maybe credit repair will work3.00 Lenders can see if you miss other loan repaymentsHINT: Find a good mortgage broker who knows the best way based on what your credit file looks likeCheck your credit file hereComprehensive Credit Reporting articleCall us today for any assistance you need with buying your first home For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google PlacesCheck us out on Facebook  Will Bell Mortgage Broker Facebook

Keeping Your Credit File And Credit Score In Order

In today's episode Will goes into the process in buying your first home to give you a good idea of how the process will work. 0.50 Current client situation1.30 Listen to the first 2 episodes if you're just jumping in - they only go for 5 - 10 minutes2.05 Buying at auction3.00 Buying at private sale.  purchase subject to finance AKA finance clause4.14 Building and pest clause4.30 Settlement period is open for negotiation5.25 Summarize what you need to do in 5 steps6.55 Climb that mountain and buy your first home! Call us today for any assistance you need with buying your first home For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google PlacesCheck us out on Facebook  Will Bell Mortgage Broker Facebook 

The Home Buying Process for a First Time Buyer

Today I chat about the First Home Owner Grant and how you can use it to go toward your deposit on your first home.0.55 First Home Owner Stamp Duty Exemption1.16 First Home Owner Grant1.30 Must be a new home to claim the First Home Owner Grant2.10 Country Victoria First Home Owner Grant of $20,0002.40 Applying for the grant3.10 Get into the property market before it's too late. For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google PlacesCheck us out on Facebook  Will Bell Mortgage Broker Facebook

First Home Owner Grant

In today's episode of the First Home Owner Concierge podcast Will Bell Mortgage Broker discusses who you need to work with to help with achieving your goal of buying your own home.1.20 Get a good Mortgage Broker2.10 Contract subject to finance AKA Finance Clause2.50 What does a Conveyancer do?3.40 Using a building and pest inspector5.10 Using a Buyer Advocate to purchase your first home6.20 Use the right builder8.00 First Home Owner Guide To Building Your Dream Home For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google PlacesCheck us out on Facebook  Will Bell Mortgage Broker Facebook  

Build your team to home ownership

In this episode Will Bell answers the question - How much deposit do I need to purchase my first home?1:00 A general rule of thumb is 10%1:20 You will need Lenders Mortgage Insurance (LMI)1:55 Bare minimum 5%3:00 Smaller initial deposit for House and Land purchase.4:05 Using a guarantor to purchase your first home6:00 SummaryFor any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google PlacesCheck us out on Facebook  Will Bell Mortgage Broker Facebook 

How much deposit do I need to buy my first home?

Welcome to the First Home Owner Concierge podcast where our sole goal is to help you get into your first home.

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First Home Owner Concierge

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