Lenders to and investors in Buy Now, Pay Later (BNPL) businesses should be alert to the due diligence issues that may arise in this fast-growing industry. Please join Mayer Brown partners Amanda Baker, Steve Kaplan, Eric Mitzenmacher and Elizabeth Raymond for an overview of emerging issues in this space. Our lawyers will focus on the unique regulatory issues raised by BNPL products and possible ways to address those issues. They will also review how BNPL companies are financing their growth and the active transactional market that has developed in this industry.

Global Financial Markets Podcast by Mayer Brown

Emerging Issues in the Buy Now, Pay Later Industry

The Consumer Financial Protection Bureau (CFPB) has been active on many fronts, notwithstanding the absence of a Senate-confirmed director. Please join Mayer Brown partners Ori Lev and Stephanie Robinson and associate Christa Bieker to discuss CFPB developments over the past months.

CFPB Update: Summertime Developments

The way consumers purchase goods and services is rapidly changing, and insurance is no exception. AI, advanced analytics, smart devices and other technologies are enabling new capabilities, and insurance companies, together with their Insurtech and Big Tech partners, are finding innovative ways to reach and service customers using these tools. Join Mayer Brown partners Rohith George, Paul Chen and Yevgeniy Markov and senior associates Yuliya Feldman and Julian Dibbell as they discuss trends and highlight regulatory, commercial and contractual issues in this exciting space.

Insurance Technology and Innovation: Meeting Consumer Demands

Join Mayer Brown partners Tamer Soliman, Thomas So and Duncan Abate as moderator as they discuss the Biden administration’s impact on the vitally important US-Sino relationship. The discussion will consider changes in the ongoing trade war, political and human rights issues and other bilateral concerns.

President Biden’s Impact on the US-Sino Relationship

Following the Federal Housing Finance Agency's (FHFA) recent restrictions on Government Sponsored Enterpise (GSE) investments in loans secured by second homes and investment properties, private label securitizations have become more attractive. Join Mayer Brown partners Haukur Gudmundsson, Kris Kully, Tameem Zainulbhai and associate Jenna Siebold as they provide an overview of these transactions.

Introduction to Private Label Investor Residential Mortgage Loan Securitizations

Banking as a Service (“BaaS”) refers to arrangements where licensed banks integrate their digital banking services directly into the products of other non-bank businesses. Join Mayer Brown partners David Beam, Rohith George and Joe Pennell and associate Julian Dibbell as moderator as they discuss these arrangements and how they compare to traditional technology outsourcing and other types of bank-fintech partnerships. The conversation will cover some of the key regulatory and contractual issues that arise when setting up these arrangements and other factors that financial institutions should consider when evaluating whether and how to enter the BaaS space.

Making Sense of Banking as a Service (BaaS): Recent Applications and Considerations

Elizabeth Espín Stern and Carl Risch, partners in Mayer Brown’s Global Mobility & Migration practice, will provide an overview of the immigration challenges facing the Biden administration, focusing on business immigration and workforce mobility. They will also provide an update on the COVID-19 travel restrictions and an overview of the US Department of State’s current policy for granting national interest exceptions for executive and business travel to the United States.

Immigration Under the Biden Administration

The cornerstone of the $6.5 trillion-plus interest rate derivatives market, the ISDA Definitions booklet—which provides contractual terms, elections and fallbacks for the derivatives market—is receiving its first major “root and branch” update since 2006. Mayer Brown partners Ed Parker, Chris Arnold, Patrick Scholl, Bradley Berman and Vincent Sum continue their discussion of the key changes—what these mean for the participants and how the new definitions will work—with this call focusing on how the 2021 ISDA Definitions will impact products and geographies.

The New 2021 ISDA Definitions: Part 2: The Impact on Products and Geographies

With President Biden signing last week the executive order “Climate-Related Financial Risk,” the administration appears to be accelerating its efforts to incorporate ESG factors into financial regulation. To understand how these developments are likely to play out, please join Mayer Brown partners Paul Forrester and Andrew Olmem, who will discuss the future of ESG regulation for US financial institutions and markets.

ESG for Financial Institutions: Where Are We and Where Are We Going?

Join Krista Cooley and Frank Doorley of Mayer Brown’s Consumer Financial Services team as they discuss recent state licensing and enforcement developments important to participants engaged in financing, purchasing or investing in consumer and small business credit.

State Licensing Trends

Andrew Olmem and Jonathan Becker, partners in Mayer Brown’s public policy group, will provide an overview of the spending priorities in the Biden administration’s nearly $2 trillion infrastructure proposal, titled the “American Jobs Plan.” They will focus on the Biden administration’s proposal to fund various infrastructure programs and initiatives and possible opportunities for developers and investors. They also will discuss how Congress will shape the proposal into legislation and the legislative process for considering the legislation.

The Biden Infrastructure Plan: Prospects and Opportunities

On this call, Anna Pinedo, Jeff Taft and Matt Bisanz from Mayer Brown will discuss how the revisions affect banks and deposit brokers and what the industry needs to know in advance of the January 1, 2022, compliance date.

What Changed? Understanding the FDIC’s Revisions to the Brokered Deposits Restrictions

Big changes are in store at the Consumer Financial Protection Bureau (CFPB) in light of the election and the nomination of Rohit Chopra as the agency’s director. Please join Mayer Brown partners Ori Lev and Stephanie Robinson to discuss the last few months of Kathy Kraninger’s tenure as director, what Acting Director Dave Uejio is doing and what we can expect from Mr. Chopra.

The CFPB: Looking Back and Ahead

Please join David Duffee and Jennifer Kratochvil for a discussion of ICE Benchmark Administration’s (IBA) consultation on the cessation of US dollar LIBOR settings, and the related guidance from the US bank regulators, and what all of that means for the US dollar loan market. David will examine the implications for fallback language in existing agreements, the adoption of new fallback language, the treatment of legacy LIBOR loan contracts and the pricing of new US dollar loans.

IBA’s Consultation on US Dollar LIBOR Settings

The Global Financial Markets podcast helps clients deal with the legal and business challenges resulting from the ongoing turbulence in worldwide financial markets. By mobilizing our global resources from multiple practices and offices, the podcast provides clients with knowledgeable and timely counsel on a broad spectrum of their legal needs.

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Global Financial Markets Podcast by Mayer Brown

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