In this episode, you're going to learn how to gain access to socially responsible / green energy investments inside your university retirement plan. Your host, Greg Shepard, will share with you how your colleagues are accessing these investments and how one of Greg's clients now has her portfolio in 100% in socially responsible / green energy investments. This is information you won't attain by attending your HR Benefits seminar. Greg has 20 years experience in dealing with higher ed retirement plans and this podcast focuses on all the "ins-and-outs" of higher ed retirement plans that's not known by many university employees. other informative podcasts can be found https://safinancialservices.com/podcast (HERE).

HigherEd Retire

Socially Responsible Investing

In this podcast, your host, Greg Shepard, will discuss rolling over your 403b to an IRA. This accounts for other higher ed accounts as well, such as 457b's and 401a's. You'll learn the following in this podcast... Scenarios as to when you’d want to rollover your 403b to an IRA…. Old employer plan Retired 59 ½ yr old rule How you go about doing the rollover. Greg will discuss the logistics of the process and how dealing with TIAA can be a headache if you're not familiar with how the process works. Greg will discuss where to send your money when you request the rollover. You'll learn where Greg custodies his clients accounts as well as a few other vendors he recommends. Most importantly, learn why you'd want to rollover your 403b to an IRA. Greg will discuss a few reasons as to why it could be advantageous to you and your situation. Lastly, stay tuned to the end as Greg will entice you with an offer that he hasn't made on any of his podcasts to date. Resources in the podcast... https://safinancialservices.com/ (https://safinancialservices.com/) https://player.captivate.fm/episode/abae90a7-3e3e-42fe-a411-00c7eeb179cb (TIAA Traditional - Watch OUT! ) https://player.captivate.fm/episode/2919d234-c580-4bb2-b8b4-2490ed0b03c9 (Age 59 1/2 In-Service Withdrawals ) https://player.captivate.fm/episode/17781ede-e51b-46e0-8e71-09768f763e52 (What is Brokeragelink? )

Rollover 403b to IRA

This podcast, hosted by Greg Shepard, piggybacks on a previous episode regarding the word "fiduciary" and the role it plays in your higher ed retirement plans. Specifically, Greg dives into 2 real-life stories from clients of his. You'll learn how to recognize a true fiduciary that acts in your best interest and why the reps from TIAA and Fidelity (other vendors as well) aren't your best answer. Listen to a situation one of Greg's clients found herself in that could have been 100% avoided if her reps from TIAA truly were to act in her best interest. Don't find yourself in this situation....

Fiduciary Part 2 - Look Out For Yourself, Because Nobody Else Will

In this podcast, Greg Shepard, speaks about 2 real-life situations regarding clients of his that had unfortunate experiences with their TIAA Traditional account. You'll learn why you NEED to know the restrictions and parameters around your TIAA Traditional account before it's too late. Greg shares a story about a lady in higher ed that did a fantastic job saving for her retirement. Her only downfall - 100% of it was TIAA Traditional. Listen to why she cried in his office once he told her something that TIAA failed to tell her over the course of about 25 years - DON'T LET THIS BE YOU!!!

TIAA Traditional - WATCH OUT!

Scared of a market downturn? Who isn't, right? In this episode, Greg Shepard will share with you how to identify how much risk is in your portfolio and what you can do to lessen the risk and make your portfolio more efficient. Gone are the days where one just arbitrarily agrees to a 70/30 or 60/40 mix of stocks and bonds. With the evolution of technology in the investment advisory world, one can identify how much risk they're willing to take in order to determine the stock / bond ratio in their portfolio. Listen to other informative podcasts at https://safinancialservices.com/podcast (www.safinancialservices.com).

How To Use Technology To Identify How Much Risk In YOUR Portfolio

In this episode you'll learn how to use the best of TIAA AND Fidelity in the same retirement plan. Most higher ed employees have the choice of using TIAA or Fidelity. For those employees, did you realize you can use BOTH TIAA and Fidelity. Why you ask? I'll answer that very question in this episode. Some things TIAA does better and some things Fidelity does better, why not combine the 2 to get the most out of your retirement plan? Makes sense, right? More episodes available at https://safinancialservices.com/podcast (www.safinancialservices.com)

TIAA / Fidelity - Using Best of Both Worlds

In this episode you'll learn about a retirement strategy that many miss out on - Taking an In-Service Withdrawal when your older than 59 1/2. It's a strategy that many wish they had taken advantage of immediately after they were eligible. Greg Shepard will share with you 5 reasons you should consider this strategy. More episodes found at https://safinancialservices.com/podcast (https://safinancialservices.com/podcast)

Age 59 1/2 In-Service Withdrawals

In this episode, Greg Shepard will dive into the ins-and-outs of Target Date Funds. Probably unbeknownst to you as an employee, this is most likely where your monthly contributions default to every contribution period. Here, you'll learn What a Target Date Fund is Is there a conflict of interest? What other options you have What options you should choose Greg Shepard, and advisor at S&A Financial Services, Inc. understands you can get into the weeds with this retirement "stuff." If you're looking for some help, shoot him an email at greg@shepardfinancial.com or check out the website at www.safinancialservices.com Another great podcast for you is https://player.captivate.fm/episode/17781ede-e51b-46e0-8e71-09768f763e52 (What is BrokerageLink)? More podcast episodes found at www.safinancialservices.com

Target Date Funds - Should You Use Them?

The word "Fiduciary" is a funny and often times misused word in my industry. In today's Podcast, Greg Shepard will inform you as to why TIAA / ING / Fidelity just can't act as a true fiduciary. Learn how an ex-client of mine made a mistake in believing she was making the right decision in going with TIAA directly. In this episode you'll learn how to determine if your financial advisor is a true fiduciary and how to hold him / her to their word. More resources found at www.higheredretire.com

FIDUCIARY – TIAA / ING / Fidelity Reps Not The Answer

The word "Fiduciary" is a funny and often times misused word in my industry. In today's Podcast, Greg Shepard will inform you as to why TIAA / ING / Fidelity just can't act as a true fiduciary. Learn how an ex-client of mine made a mistake in believing she was making the right decision in going with TIAA directly. In this episode you'll learn how to determine if your financial advisor is a true fiduciary and how to hold him / her to their word. More resources found at www.higheredretire.com (www.higheredretire.com)

FIDUCIARY - TIAA / ING / Fidelity Reps Not The Answer

If you're a KU (University of KS) employee that qualified and will take advantage of the VSIP later this year, then you MUST listen to this podcast episode. In this episode, you'll learn strategies about the VSIP retirement plan that you wont find anywhere else - including at TIAA or ING. Make sure you're armed with all the information before you make irrevocable choices to your retirement plan. Other Resources available at www.higheredretire.com (www.higheredretire.com) Brokerage Link Podcast (https://player.captivate.fm/episode/17781ede-e51b-46e0-8e71-09768f763e52)

Voluntary Separation Incentive Program (VSIP) - What YOU Should Know

Did you qualify for University of Kansas' VSIP and are taking advantage of it? If so, you NEED to listen to this podcast. You'll learn what you don't know, but should know, about the VSIP. This is information you won't find anywhere else. Learn how to maximize KBOR's retirement plan in ways not told to you by ING or TIAA. Other resources found at www.higheredretire.com (www.higheredretire.com) Brokerage Link Podcast (https://player.captivate.fm/episode/17781ede-e51b-46e0-8e71-09768f763e52)

Today, you'll learn why the stock market is skyrocketing during the worst pandemic in modern US history and how politics can come into play. In this podcast you'll learn... The typical phases of a Bear Market and where we are in the cycle Reasons why the stock market is doing well during this pandemic Economic Outlook (opinion) How to find out your Risk Number More resources found at www.higheredretire.com (www.higheredretire.com)

Investing During Pandemic Regardless of Your Political Affiliation

Information about your university retirement plan you won’t find anywhere else.

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HigherEd Retire

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