I never want to get to a place where getting behind this microphone feels like work, I love hosting the podcast right now, and I want to make sure that going forward, Paychecks and Balances will continue to be part of my legacy. I want to let other people know about the impact of mental health on all aspects of your life because it’s something I’ve been talking about in the podcast. If there’s something that you’ve been struggling with, struggling to accept, let go of, or do, this shows you that things can get better, and you can come out okay on the other side.     

Paychecks & Balances

Give Yourself Permission - PB 198

Elle Martinez helps families at Couple Money achieve financial freedom by sharing tips for reducing debt, increase income, and building net worth. She explains why she created the Simplify and Enjoy website and podcast to help others discover the options and time to do more for the people and projects they love. Elle also shares her insights on creating a path to financial independence that is flexible and fun! Elle joins me again on the Paychecks and Balances podcast to discuss how to initiate a conversation with your spouse about setting new financial goals or trying new projects. P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich

How To Simplify and Enjoy ft Elle Martinez - PB197

Sam Dogen, the founder of Financial Samurai, spent ten years working in the finance industry, studied economics at William & Mary, got his MBA from UC Berkeley, saved aggressively, diversified his investments, and retired aged 34.  Sam joins me on the Paychecks and Balances podcast to share his philosophy of ‘save until it hurts’ and why that idea is central to how he lives his life. He discusses why he started the Financial Samurai blog and the tipping point that made him sure that it would be successful. Sam and I also dive into the detail of his recent article on wealth, opportunity, and racial discrimination and discuss why he is so passionate about working to safeguard his children’s futures. P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich

Planning is Free ft. Sam Dogen of Financial Samurai - PB196

Diania Merriam is the founder of The EconoMe Conference, a two-day event with roots in the FIRE movement (Financial Independence, Retire Early), the lifestyle movement that aims for financial freedom. The FIRE movement taught Diania how to save 60% of her income, and she’s now on track to be financially independent before she’s 40 years old. She’s passionate about personal finance and thrilled to be the new host of the Optimal Finance Daily podcast.  Diania makes her second appearance on the show to discuss how she got inspired to explore the Financial Independence, Retire Early (FIRE) space and why she wanted to put together the EconoMe Conference.  P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich

Financial Flexibility ft. Diania Merriam - PB195

Kiersten and Julien Saunders of Rich and Regular are on a mission to inspire better conversations about money. Kiersten describes herself as a recovering perfectionist who spent her 20s climbing the Corporate Ladder. Although she was outwardly successful, she was in debt with no financial plans for retirement. When her husband Julien told her about the financial independence movement, she was initially skeptical but came around and, a  few years later, was able to quit her full-time job at 35. Julien Saunders has a degree in Culinary Arts, a BBA in business/Hospitality Administration, and an MBA in Marketing. His career has ranged from preparing fine dining meals, project management, distribution, and brand marketing, white he built a real estate portfolio on the side. Julien spends his time growing the couple’s online business, exploring other entrepreneurial ventures in emerging industries, and inspiring the Black community to build generational wealth. 

Vulnerability Required ft. Julien & Kiersten Saunders of Rich & Regular - PB194

Jen Smith is a personal finance writer and co-host of the Frugal Friends Podcast. She started the Modern Frugality blog to help people who want to pay off debt learn to do it efficiently, stay motivated on the journey, and achieve a lifestyle full of joy and contentment. Jen joins me on the show to discuss why she is so passionate about showing others that living frugally and practicing intentionality with your finances is possible for everyone, no matter their current money situation. She shares how she and her husband paid off $78,000 of debt in two years on an average income and simply defines the concept of frugality. 

Frugality is Freedom ft. Jen Smith of The Frugal Friends Podcast - PB193

Roger Ma, CFP, is an award-winning financial planner at lifelaidout, a publisher strategist at Google, contributor to Forbes, and author of Work Your Money, Not Your Life: How to Balance Your Career and Personal Finances to Get What You Want. Roger joins me today to share how to balance your financial and career aspirations in a fulfilling way. He discusses the lessons he has learned from running a business during the COVID-19 pandemic, including the need for flexibility. Roger also shares what inspired him to write his book - which covers both your money and your career - how each of these facets of your life impacts the other, and how to make them compliment each other.

Work Your Money, Not Your Life ft. Roger Ma - PB192

Tori Dunlap of Her First $100K, maintains that she was put on this earth to fight for women’s financial rights, help them make what they’re worth, build wealth, and get financially educated. Tori joins me for the second time on the show to share why she thinks women still don’t have financial equality. She discusses her work as an educator about money, gives actionable tips, and explores systemic oppression and current financial norms that keep women from gaining agency over their cash. Tori also explores seeing money through the lens of feminism and why she believes that getting your financial situation together should be understood as a form of protest. 

Financial Feminist ft. Tori Dunlap of Her First 100K - PB 191

Rich catches up with founder of The Ivy Investor, Courtney Richardson to discuss her path to investing in cannabis and crypto, and few things you should know before you dip your toes into these worlds.

Investing in Cannabis & Crypto ft. Courtney Richardson - PB190

Courtney Stephen is an athlete, father, coach, business owner, and investor. Although he has played over 100 games as a pro in the CFL, Courtney is best known for his dedication to helping young athletes in the community. He has a passion for financial education and empowering people to create generational wealth. Courtney also educates about personal finance on his website teaching students, athletes, and young professionals how to build wealth for their families.Courtney joins me on the show to share why he first took an interest in financial planning and what drew him to find out more about investing in cryptocurrency. He shares how he educates people on how they can actually put themselves in a better situation to live the lifestyle, they want to live and build wealth for their family and where you can go to get his advice on achieving your financial goals.  

Kicking It Off with Crypto ft. CFL Player Courtney Stephen - PB189

So.......

Steven Hughes is back on the podcast for round two. Steven is a Financial Wellness Educator and Reiki Practitioner. Steven works with individuals and companies by giving them the tools they need to make healthier money decisions. Steven is a nationally Certified Financial Education Instructor and was selected as one of only 400 young adults in the world to join the World Economic Forum&apos;s esteemed Global Shapers Community in 2015.Today we’re discussing why he quit his job to pursue entrepreneurship, how to gain control of your thoughts, setting goals and managing money expectations, the importance of a financial plan, why he decided to become a Reiki Practitioner, The Four Money Cycles and the Financial Wellness programs he builds for people and companies.P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich

Keep That Same Energy ft. Steven M. Hughes - PB 187

Patrice Washington is an award-winning author, transformational speaker, hope-restoring coach, and media personality committed to redefining the term wealth using its original meaning of well-being. Patrice got her start as your favorite personal finance expert, ‘America’s Money Maven,’ but has since expanded her brand and mission to encourage people to chase purpose, not money. In 2020, Success Magazine named Patrice one of their 12 Inspiring Black Voices in Personal Development, and 2021 sees the release of her fifth book.  Patrice joins me for the second time today to discuss why she has moved beyond pure personal finance and into encouraging others to embrace wealth in all areas of their lives holistically. She shares why she decided that 2021 was the right year to release her book, Redefining Wealth for Yourself, and outlines the six core pillars of wealth that she encourages her readers to explore and balance. Patrice also shares her wisdom on activating abundance and fostering an abundance mindset rather than a poverty mindset “Sometimes we need public accountability, we need to say things out loud, and just call a thing, a thing, put a name to it, so that we can really get the support and the love — oftentimes when we tell our stories, it is the very permission that someone else needs to tell their story or to own some part of their narrative, their truth, and not allow it to be weaponized.” - Patrice Washington This week on Paychecks and Balances:●      The amazing community Patrice has built through her podcast Redefining Wealth and the type of content she shares with her ‘purpose chasers’ from all over the world  ●      Why it is essential to look for 365 degrees of accountability - how to get accountability and why you need to focus on the next thing rather than the next big thing ●      Why you don&apos;t have to be a perfect 10 to share something that will be valuable to others and share the lessons you&apos;ve gleaned from your experience and find the purpose in all parts of your journey●      The story behind why Patrice has expanded her purpose to encompass a more holistic approach to wealth than just finances●      The difference between walking the walk, talking the talk but not necessarily spending everything you have keeping up appearances●      The mission behind Redefine Wealth for Yourself and how Patrice hopes to empower women to understand that the true definition of wealth is the condition of well being   Connect with Patrice Washington:●      Redefine Wealth for Yourself by Patrice Washington●      Patrice Washington’s Website●      Patrice Washington on Facebook ●      Patrice Washington Instagram●      Patrice Washington on Twitter●       Connect with Paychecks and Balances:●      Paychecks and Balances Website●      Patreon Paychecks and Balances●      Paychecks and Balances on Instagram●      Paychecks and Balances on Facebook●      P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich

The Pillars of Wealth ft. Patrice Washington - PB186

Today, I’m welcoming back Zach Nunn to the podcast. Zach was previously on episode 175. We’re rehashing some things we previously talked about, most importantly, mental health AND Rich’s new role at his current company. Zach is the founder of  Living Corporate, an online media company on a mission to empower black voices. Zach is also a consultant at Price Waterhouse Cooper, where he leads multi-disciplinary teams which provide execution support to tech clients, energy clients, and healthcare clients.In this episode, we’re talking about fatherhood, getting your priorities straight, the current happenings with Living Corporate, how to play “the game” at your job, and tips for staying authentic in a world and culture that already has their mind made up about you because of the color of your skin.“You owe it to yourself to invest in yourself, all the time, but certainly in this season. I’ve yet to see anyone regret it.”– Zach Nunn Episode Highlights:●     Rich’s thoughts on starting a family●     Dealing with the anxiety of repeating and not repeating old partners and learned behavior●     The importance of therapy●     Rich’s new role at Google in the Diversity, Equity and Inclusion space●     Being interviewed for the first time by a black person●     “Code Switching” at work and “playing the game”●     Dress codes and being allowed to be authentic at work●     Investing in yourself through therapy, health, online courses, classes, coaching etc... Connect with Zach Nunn:·      Living Corporate ·      Zach NunnConnect with Paychecks and Balances:●      Paychecks and Balances Website●      Patreon Paychecks and Balances●      Paychecks and Balances on Instagram●      Paychecks and Balances on Facebook●      Paychecks and Balances on Twitter  P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich

Playing the Game at Work (plus a big announcement) ft. Zach Nunn of Living Corporate - PB185

Today it’s just Rich on the mic. He’s got a bunch of updates, including his progress on his side hustle goal of generating 60k in revenue. In this episode, Rich is also touching on his 8th month of sobriety, the mental health issues that come with 1 year of lockdown, the latest P&B updates, and the launch of his YouTube channel. This week on Paychecks & Balances:●      The results of consistency and on-going efforts in the business, finally paying off●      Remaining authentic throughout the entrepreneurship journey ●      Giving yourself the tools to handle roadblocks in life and business ●      Using negativity to fuel yourself ●      Making 8,600 YTD on a goal of 60k●      Creating authentic partnerships in your business●      Diversifying your income streams, so no one thing can have a significant impact on your revenue●      Why Rich is putting a stop to unnecessary spending“Words mean things. What you say to someone may seem inconsequential at the time, but words do mean things, and not everyone is able to take those negative things and turn them into positive things.” - RichConnect with Paychecks and Balances: ●      Paychecks and Balances Website ●      Patreon Paychecks and Balances ●      Paychecks and Balances on Instagram ●      Paychecks and Balances on Facebook ●      Paychecks and Balances on Twitter  

Money Updates & Lessons Learned - PB184

Whether it's getting out of debt or getting a new job, Rich & Marcus have you covered. Join them as they take a fun and relatable approach to personal finance and career advice for millennials.

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Paychecks & Balances

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