A low interest rate environment can present significant opportunities for Americans of all income brackets to buy their first home, purchase a new car, or even refinance student loan debt. For high income earners, a low interest rate environment presents an opportunity to borrow at historically low rates in order to free up cash and remain invested in rising markets. In this episode, we’re discussing strategic borrowing, and what factors you should consider before engaging in this particular financial strategy. Regions Bank, Member FDIC. 

Regions Wealth Podcast

Strategic Borrowing in a Low Interest Rate Environment

A recent study found that just 18% of Americans retire with enough money to maintain their standard of living. Between longer life expectancies and the rising cost of healthcare, retirees of all income brackets need to engage in careful planning to ensure they don’t outlive their money. So what can you do to ensure you’re well-prepared for retirement? In this episode, Wealth Advisor Andrew George joins us to discuss the importance of a retirement spending plan and how to create one.

Your Retirement Roadmap: Creating a Spending Plan

As of 2021, the average 65-year-old couple will need approximately $300,000 saved to cover their health care expenses in retirement — and for those that are planning on retiring before they’re eligible for Medicare, that number may be even higher. So what can you do to prepare for the rising cost of health care? In this episode, we’re chatting with Wealth Advisor Mike Fleischhauer on how to plan for medical expenses in retirement, health insurance options for early retirees, and the pros and cons of long term care insurance. In this episode, we discuss how to plan for medical expenses in retirement, including health insurance options and the pros and cons of long term care insurance. 

How to Plan For Rising Health Care Costs in Retirement

Funeral planning can be a stressful undertaking for surviving loved ones, which is why many people are now choosing to preplan their own funerals. If you’re thinking of planning ahead for end-of-life events, you might have several questions: What is included in a prepaid funeral? More importantly, how do you pay for a funeral in advance? In this episode of Regions Wealth Podcast, Funeral and Cemetery Trust Division Manager David Falconer joins us to discuss preplanned and prepaid funerals. We’ll touch on the difference between a prepaid funeral trust and a life insurance policy and what steps you should take to ensure you’re making the right decision for both yourself and your loved ones. 

A Celebration of Life: What to Know About Prepaid Funeral Plans and Costs

While remote work has been overwhelmingly successful for many, it hasn’t come without challenges. Now, as an increasing number of companies are choosing to make remote work a permanent fixture, the ability to maintain work-life balance will become imperative for both managers and employees alike. In this episode, Head of HR Strategic Delivery and Talent Management Dwight Julbert discusses tips for workers hoping to improve their work-life balance, and what their managers can do to support them

The New Balancing Act: Improving Work-Life Balance For Remote Workers

The pandemic had a significant financial impact on women of all income brackets — 72% of women with investable assets of at least $100,000 said their retirement plans have been impacted. Thankfully, there are options to help you back on track. In this episode, we chat with Area Investment Executive Deena Espinosa about what steps women can take to rebound and recoup their lost wealth.

Women and Wealth: Rebounding From the Financial Impact of COVID-19

For many investors, the COVID-19 downturn underscored the importance of staying the course and understanding risk tolerance. In this episode of Regions Wealth Podcast, we’re talking with Chief Market Strategist Brandon Thurber about the many investment lessons learned from the pandemic and how investors are applying those lessons to create a long-term portfolio built for endurance.

Special Episode: Investment Strategies for 2022 and Beyond

The COVID-19 pandemic left even the most financially secure Americans feeling vulnerable. As many scrambled to create estate plans or fortify their emergency savings, the importance of having a solid financial plan in place was underscored. In this episode of Regions Wealth Podcast, Senior Wealth Strategist Julia Weaver joins us to discuss financial lessons learned during the COVID-19 pandemic, how individuals can incorporate those lessons as they plan for the future, and why now is an important time to update your financial plan.  

Special Episode: How COVID-19 Has Changed Financial Planning

Inheriting a large amount of land can be a blessing — but it can also present some challenges, particularly for those who lack land management experience. Should you sell the land, or keep it? And if you keep it, how can it be used to generate revenue? In this episode, Trust Real Estate Property Manager and Assistant Vice President Carol Smart joins us to discuss natural resources and real estate management. 

Land of Opportunity: Turning Inherited Land Into Revenue

While many dream of retiring at a young age, very few people are able to do so. According to the U.S. Census Bureau, the average American man will retire at age 65, while the average woman will retire at 63. So how achievable is early retirement? In this episode of Regions Wealth Podcast, Private Wealth Planner Wyeth Greene shares planning tips and considerations for those hoping to retire before the age of 60.  

The Secret to Early Retirement? Creating a Plan

In the wake of COVID-19, the widespread cancellation of funding events paired with the economic downturn left many nonprofits in a difficult position. A survey conducted by Ernst & Young found that over 70% of nonprofits surveyed have had to cut back on services as a result. In times like these, endowments are more important than ever. In this episode, Chief Investment Officer Alan McKnight joins us to discuss endowments and how they can help support the long term success of your nonprofit. 

The Benefits of an Endowment: Ensuring the Longevity of Your Nonprofit

The ability to earn a living as a musician or performer is a lifelong dream for many, but for those who&apos;ve made it, financial planning can be a challenge. From juggling multiple sources of income and royalties to planning for taxes and saving for retirement, those in the music industry have a lot to manage. In this episode, Senior Vice President and Private Wealth Advisor Lisa Harless joins us to discuss financial planning for music industry professionals. 

Money on Music Row: Financial Planning for Music Industry Professionals

In recent years, the age of the American farmer has risen to 58 years old. As these farmers approach retirement, some are finding themselves without an heir willing or able to step in and take over the family farm. In this episode, Director of Agricultural Banking Tony Hotchkiss joins us to discuss succession planning and estate planning options for farmers and landowners. 

Keeping the Family Farm: Inheritance and Succession Planning

According to the U.S. Census Bureau, an increasing number of Americans are choosing to remain single. While this can simplify financial planning, it can also introduce a new set of challenges, particularly when it comes to estate planning. In this episode, Private Wealth Planner Wyeth Greene joins us to discuss estate planning tips for people without heirs. 

Your Lasting Legacy: Estate Planning Without Heirs

When it comes to investment fraud, we typically only hear about billion-dollar schemes, like the Madoff investment scandal. However, the reality is that investment fraud is quite common. And while some might assume that only millionaires are at risk, research shows that older, active investors of all income brackets are vulnerable. Area Investment Executive Scott Krogmann joins us to share what investors can do to protect themselves against fraud and the warning signs they should look out for.

From Friend to Fraud: Spotting the Signs of an Investment Scam

Welcome to Regions Wealth Podcast, the podcast that tackles life’s challenges with financial experience. While there are no guaranteed financial gains out there, the more you can learn to think like a wealth advisor, the more confidence you’ll have in your personal financial strategy. From managing your investments and business expansion to family finance planning and estate planning, hear how experienced wealth advisors approach the big financial questions we all face in our lives. Each episode features a new challenge and fresh insights from a Regions Bank wealth professional.

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Regions Wealth Podcast

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