Episode 148 – An independent study concludes that the best retirement savings strategy includes permanent life insurance, such as whole life, and deferred income annuities with increasing income potential.

SML Planning Minute

Complete Your Retirement Savings Strategy With Life Insurance and Annuities

Episode 147 – Employee retention is one of the biggest concerns for business owners. Loan Split Dollar is a very popular strategy to retain high-performing skilled employees with a unique benefit, particularly in this low interest rate environment.

Retention of Top-Performing Employees With Loan Split Dollar

Episode 146 – The House recently released its tax proposals to fund the $3.5 trillion Build Back Better Act. Many provisions will impact high-income, high-net-worth individuals and small-business owners. We have created a three-part podcast series summarizing these provisions to help you consider how they may affect your financial objectives so you can start preparing for change while there is still an opportunity to do so. In this Part 3 episode, we’ll cover the proposals that affect retirement plans and corporate taxes.

Build Back Better Tax Proposals – Part 3: Retirement Plans & Corporate Taxes

Episode 145 – The House recently released its tax proposals to fund the $3.5 trillion Build Back Better Act. Many provisions will impact high-income, high-net-worth individuals and small-business owners. We have created a three-part podcast series summarizing these provisions to help you consider how they may affect your financial objectives so you can start preparing for change while there is still an opportunity to do so. In this Part 2 episode, we’ll cover the proposals that affect estate and gift taxes.

Build Back Better Tax Proposals – Part 2: Estate & Gift Taxes

Episode 144 - The House recently released its tax proposals to fund the $3.5 trillion Build Back Better Act. Many provisions will impact high-income, high-net-worth individuals and small-business owners. We have created a three-part podcast series summarizing these provisions to help you consider how they may affect your financial objectives so you can start preparing for change while there is still an opportunity to do so. In this Part 1 episode, we’ll begin with income taxes.

Build Back Better Tax Proposals – Part 1: Income Taxes

Episode 143 - September is a great time to be thinking about life insurance, and today we celebrate the fact that getting life insurance is much quicker and easier than it was even just a few years ago.

Getting Life Insurance Is Easier Than It Used to Be

Episode 142 - America’s wealth gap has gotten a lot of attention lately, but did you know that it is even more pronounced when you factor in life insurance?

The Life Insurance Wealth Gap

Episode 141 - Most business owners don’t know the true value of their company, but they need to, for a variety of reasons including business, estate and personal planning. See how your Security Mutual Life insurance advisor can help with the planning and the valuation.

Do You Really Know How Much Your Business is Worth? Why You Need a Business Valuation.

Episode 140 - Saving money may seem like a low priority. But the results of not saving early or not saving enough can’t be reversed later on. More than anyone, millennials need to understand this simple lesson. Learn more in our latest podcast.

The Advantage of Starting Early

Episode 139 - The IRS recently announced its annual "Dirty Dozen" tax scams for 2021, this time with special emphasis on pandemic-related tricks.

The IRS Announces “Dirty Dozen” Tax Scams for 2021

Episode 138 - Did you know that the IRS has initiated several service improvements in recent years, all in an effort to be more taxpayer friendly? Learn more here.

The IRS Is Striving to Be More Taxpayer Friendly

Episode 137 - Have you ever wondered what happens to your Income Tax Return after you’ve filed it? Understanding the process can speed up your refund.

You Filed Your Income Tax Return – Now What?

Episode 136 - SLATs are one of the most popular estate-planning strategies to create liquidity to pay Estate Taxes through the use of Life Insurance, while still maintaining indirect access to the cash values during your lifetime.

Life Insurance for Lifetime Needs and Estate Tax Liquidity Using a SLAT

Episode 135 - We urge you to always be cautious and not provide sensitive information such as your Social Security number or bank account information to unknown individuals over the phone or internet. Never reveal personal data to a stranger who calls you.

IRS and Social Security Phone Scams

Episode 134 - There are perhaps two great paradoxes about retirement that people don’t often recognize. The first is that in retirement, people live on income, not principal. The second is that for many people, their retirement fund is their favorite account while they are working, but their least favorite once they actually retire.

The Two Ironies of Retirement Planning

SML Planning Minute shares concise and entertaining financial ideas, for individuals, families, and business owners.

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SML Planning Minute

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