This question and much more will be answered on this week's episode of The Disconnect.

Talkin Cash

WTF is a Roocan?

Since Zack and Phil clearly can't keep up with 2 weekly podcasts, we're taking this opportunity to combine the best of what Pure Speculation and the Preemo Podcast have to offer to bring you one brand new podcast (just what the world needs right now, right?). When society seems to be in complete chaos and work never seems to end, we could all use a moment to completely unplug and have a good conversation. And that's exactly what we intend to do. Join us as we take a break from the stress of the daily grind to talk about whatever topic might come to mind. From current events, to discovering new hobbies, personal reflection, family life and more this podcast will cover a variety of what makes life, well...life. Welcome to the Disconnect.

It's Time to Disconnect

It feels as though the United States is more vulnerable than ever. We have been fortunate enough to live in one of the safest countries in the world. But if we were to face an attack here on U.S. soil, would you and your family be prepared? Can we come together as a nation, putting politics aside for the greater good of our country? Zack ponders these questions on this week's episode of Pure Speculation. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 89: Are You Prepared?

You'll hear it here first...fuck the Metaverse! While some Billionaires have their sights set on outer space, Mark Zuckerberg has made what he believes will be the real final frontier a priority for a small division of Facebook. He is betting on the Metaverse becoming the new way people explore the internet as they know it. But is this really the future for humanity? Is life really so hard and mundane that we want to immerse ourselves into this faux reality? And won't we see the same corruption that we've seen in every other society? Click your heels Dororthy and repeat after me...There's no place like home, there's no place like home... Zack Hayes and Phil Hayes dive deep into the Metaverse while staying grounded in our real Universe in this week's episode of Pure Speculation. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 88: Take Your Metaverse And Shove It

Can we predict the future here at Pure Speculation? Probably not, but after teasing what a self-imposed shutdown for businesses might look like, GM announced it was shutting down almost all production on its most in demand vehicles due to lack of supplies. With the economy recovering faster than anybody could predict, increased demands paired with labor shortages, should other industries follow suit or will the Government beat us to the punch as the Delta Variant narrative spreads across media outlets? Zack Hayes and Phil Hayes ponder that scenario on this week's episode of Pure Speculation. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 87: A Self Imposed Shudown

If you've been to a restaurant lately, you've probably noticed the absence of a familiar part of the dining experience. QR Codes are slowly replacing the physical menu at your favorite dining establishments. But for those who make an effort to disconnect and just enjoy the company of others when they sit down to break bread, its forcing us to bring out our devices and remain engaged with technology. But its deeper than QR Codes. Restaurants and other businesses are struggling to find help and will continue to rely more on technology to change the experience of how we interact with establishments. Even as we long to go back to the way things were, its beginning to feel as though a shift is happening that will cause major changes roaring across us society wide. Are you ready for that or do you want your old menus back? Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 86: Its Deeper Than QR Codes

Is that job you want to quit really the reason for your unhappiness or just a scapegoat? Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 85: Who Are You Quitting On?

We all hide certain aspects of our personalities to conform to what is acceptable office behaviors. But some tech CEO's say its time to embrace what makes us unique and be ourselves for a more harmonious workplace. Will this be the new normal as staff begins to migrate back to the offices they vacated over a year ago or just cause more headaches for HR if individuals begin to let their freak flag fly? Don't forget, you still have to be professional...which is a struggle in and of itself. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 84: Faking It In the Office

Michigan Governor Gretchen Whitmer has proposed a $300/week stimulus for laid off employees to get workers to return to the labor market. Is this rewarding bad behavior for those who have been milking the additional unemployment checks over the last year? Are these the kind of staff members small businesses will be welcoming onto their teams or will they learn to operate in a more lean state? And how does this narrative sound to hard working staffers who will now be working for less hourly than their new hires? Seems like a temporary fix to a major labor problem here in our economy. Zack Hayes and Phil Hayes debate in this week's episode of Pure Speculation. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 83: Incentives to Return to Work

The Government's Report on UAP's (better known as UFOs) is nearing release and we finally know what Navy Pilots and other Government officials have known for decades. There is something in our skies and we don't know what it is or where it originates from. Is it out of this world or a potential threat from our adversaries? Zack Hayes and Phil Hayes speculate on this week's episode. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 82: The Long-Awaited Government's UFO Report

On his 36th Birthday, host Zack Hayes rolls solo on this week's episode of Pure Speculation to reflect on some of the worst advice he's ever received. Advice so bad that if he had listened, it would have changed the trajectory of his future financial opportunities. Be careful who you take your advice from...they may not know as much as you think they do. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 81: The Worst Advice I've Ever Received

Kroger Health is leading the corporate charge by offering Million Dollar Lotteries and Free Grocery Giveaways to give incentives to Americans to get the COVID 19 Vaccination. States have also hopped on this trend by offering similar lotteries to get people to get the jab using tax payer dollars. For those who haven't vaccinated themselves yet, what would it take for you to get the first dose? Is there a dollar amount or is it a safety concern?  Shouldn't companies like Kroger Health be more focused on long term health concerns we face in America when it seems like we are getting closer and closer to normalcy? And would you rather see corporations rewarding their employees who have worked throughout this pandemic or pander to potential customers in a marketing ploy to get a bigger market share? Hosts Zack Hayes and Phil Hayes speculate on this topic for this week's episode of Pure Speculation. Follow us on Twitter @strugglestate Read More on StruggleState.com

Incentives to Get Vaxed?

Netflix just released a new limited series called Money: Explained made in conjunction with VOX Media. With so many people in financial distress with limited savings, its probably much needed. But why should we turn to Netflix for our answers when we have the benefit of Public Education and even more importantly, our parents. Do we really understand money and the discipline and practices to become successful? Or are we doomed to repeat the mistakes made by previous generations? Maybe the system wants to keep more people financially illiterate because it keeps you right where they want you...In the Struggle State. Hosts Zack Hayes and Phil Hayes speculate on this topic for this week's episode of Pure Speculation. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 79: Why Don't They Teach Us About Money?

In this week's episode of Pure Speculation, we dive into an article from the Washington Post that notes that the recent outbreak among players and staff of the New York Yankees organization proves that the vaccine is working. But as mask orders are lifted and restrictions relax are we luring people into a false sense of security? And with the CDC encouraging vaccinated individuals not to get tested if they come in contact with those that test positive for COVID-19, are the numbers being skewed to make it appear as though the cases are dropping more rapidly while crediting the vaccine? You can never take the information you're presented at face value here in the Struggle State. Hosts Zack Hayes and Phil Hayes speculate on this topic for this week's episode of Pure Speculation. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 78: Is The Vaccine Working?

"It might be the most disappointing jobs report of all time." They said it, we didn't. Analysts ponder why April's Jobs Report came up extremely short. With 1,000,000 jobs expected to be added to the labor force it was a major let down to see that in reality the number came up closer to 266,000. And now we have nearly 8.1 Million jobs waiting to be filled, we have to ask the question...why are people hesitant to go back to work? Hosts Zack Hayes and Phil Hayes speculate on this topic for this week's episode of Pure Speculation. Follow us on Twitter @strugglestate Read More on StruggleState.com

Episode 77: Worst...Jobs Report...Ever

Here at Talkin Cash we're having an open and honest conversation about how the average person perceives money and how you can increase your financial IQ. The average American struggles to get by and is buried in debt for most of their lives. Zack Hayes and Ryan Kersten are no financial experts but they've been around the block long enough to learn a thing or two, creating their own financial independence at an early age. Talkin Cash will uncover some of the missteps people make in regards to money and focuses on how you can avoid the pitfalls so you can also be on the road to financial inde

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Talkin Cash

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