In the financial services industry, we often disclose that when it comes to investing, past performance is not indicative of future results.  When it comes to investing in innovation, not only is this true but can provide a strategic advantage because you are investing in what CAN happen, not what HAS happened. In today’s podcast we explore the innovation premium that companies can offer by expanding their intellectual capital and investing in research and development. We talk about companies that have failed to innovate in the past, and the high price they paid for the lack of innovation, and what companies and industries are ripe for disruption in the future. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions Diversification and asset allocation strategies do not assure profit or protect against loss. Investing involves risk. Depending on the types of investments, there may be varying degrees of risk. Investors should be prepared to bear loss, including loss of principal.

TechGirl Financial Podcast

S4EP6- Investing In Innovation

Today we are thrilled to welcome Adriana Gascoigne, founder and CEO of Girls in Tech, a global non-profit dedicated to empowering, educating, and mentoring women in the technology industry. In our conversation Adriana shares how Girls in Tech has evolved from its early Silicon Valley roots to a global network across six continents with over 60,000 members, and how they are empowering women in tech face the challenges of our world.  Join us for this inspiring conversation with a rising tech star. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Girls in Tech Website Poppy Northcutt YouTube video Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions

S4EP5: Adriana Gascoigne of Girls in Tech

In today’s podcast we welcome Angelica Sirotin, a Gen Z Digitalization Expert, Venture Entrepreneur, Executive Producer, and Co-Founder of the Digital Pioneers Network. Angelica is one of the select few pioneering voices providing novel insights on Gen Z in the critical areas of digital transformation, education, and the future of work. Raised in technology, our conversation explores how Gen Z digital natives are changing the workplace and the long-term impact of their generation. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Angelica Sirotin on LinkedIn Angelica Sirotin on Twitter The Angelica Factor Magazine Digital Pioneers Network Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions

S4EP4: Angelica Sirotin

As part of our Innovation Series this season, we are thrilled to have Asra Nadeem join us on the program.  Asra is the first female Pakistani venture capitalist and global speaker who has spoken on the TEDx stage.  She is President at DraperU, a pre-accelerator and co-founder of Opus.AI, a deep-tech company whose proprietary technology turns text into movies and 3D scenes in real-time.  We are very excited to have her on the program as we explore how technology is changing the future of entertainment and business via story-driven content trends and the hurdles that still need to be overcome. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Draper University- Pre-accelerator and incubator in Silicon Valley OpusAI – Make stories come to life Schedule a 15-minute chat with the TechGirl Financial Team Contact us 

S4EP3: Asra Nadeem

Although 2020 will be remembered as the year of the Coronavirus pandemic, behind the scenes in labs, tech incubators and companies around the world, new innovations and processes are developing that will have long lasting repercussions on our everyday lives.  From deep learning to automation, 3D printing to next generation DNA sequencing, we are living in a new age of innovation.  Join us as we explore 10 BIG ideas for innovation that are already making headlines and will likely make a lasting impact on how we work, play live, and engage with one another. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Schedule a 15-minute chat with the TechGirl Financial Team Contact us 

S4EP2: Big Ideas in Innovation

The 4th season of the TechGirl Financial podcast will be centered around Innovation and its ongoing impact at home, at work and in our communities. Despite the global pandemic that has led to economic hardship for individuals and businesses around the world, we continue to seek the silver linings brought about by adversity in the fields of health care, communications, technology, business and education to name a few.  Join us, and our special guests, this season as we explore how innovation is driving the wheels of industry and keeping our nation moving forward.   Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Schedule a 15-minute chat with the TechGirl Financial Team Contact us 

S4EP1: Innovation Nation

At TechGirl Financial we NOW have the ability to manage Health Savings Accounts (HSAs) and wanted to share the many benefits that they offer to those that are eligible to participate. In this podcast we review the benefits, share who’s eligible, how much you can contribute each year, and how to make the most of your account. If you are interested in learning more, contact us. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola @victorgaxiola) and Kim Gaxiola @kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Download The Long-Term Value of an HSA White Paper Schedule a 15-minute chat with the TechGirl Financial Team Contact us  

S3EP6: The Benefits of a Health Savings Account (HSA)

As the Covid-19 pandemic continues to take hold our lives, the future of education and the college experience for students remains stalled and uncertain. This past month the California State University Schools announced that Fall classes would be entirely on-line, and more and more high school graduates are choosing to defer starting college and taking a gap year to wait things out. As a follow up and continuation of our last podcast, Ava Silva, our intern and current Santa Clara University Freshman, and Mika Gaxiola, our daughter and high school senior join us to provide their perspectives on the future of college education. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: College Financial Planning for Parents & Students Download – College Expense Parent/Student Worksheet Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

S3EP5: The Uncertain Future of the College Experience

The closing of schools across the country this Spring has led to a great deal of uncertainty on the re-opening of schools this fall and the future of education. Due to the Coronavirus pandemic, how has the shift to online education and changes in acceptance criteria affect the value and experience of college education?  As many listeners of this podcast know, our daughter Mika is a senior in high school and this podcast centers around our own personal conversations and the options we are considering for her future. We know we are not alone with the anxiety and expectations that come with a such a big decision and hope that you will find some options to consider for your own children in this podcast.  Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: College Financial Planning for Parents & Students Download – College Expense Parent/Student Worksheet Schedule a 15-minute chat with the TechGirl Financial Team Contact us  

S3EP4: Will Schools Re-Open this Fall and the Future of College Education

Based on the blog post of the same title, in this podcast Kim Gaxiola, CFP® shares why NOW is a great time to consider selling your RSUs. In addition to reducing a concentrated equity position, we explore how tax-loss harvesting, rebalancing and diversification can make an impact on your long-term investment strategy. If you’d like to learn more, please be sure to contact us to explore your own situation. Episode Links: Why Now May Be the Best Time to Sell Your Restricted Stock Units Blog Post Schedule a 15-minute chat with the TechGirl Financial Team Contact us Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

S3EP3: Why Now May Be the Best Time to Sell Your Restricted Stock Units (RSUs)

Author and friend, Karen Cornwell, who has spent her career in technology, joins us to talk about her new book “You Can’t Fix What You Can’t See.” She shares how we must learn to leverage gender diversity to improve innovation and drive top-line growth. Her book delivers a wealth of experience and combines aspects of neuroscience, psychology, sociology, and linguistics. We hope you will enjoy this conversation as we dig deeper into the many insights her book explores and the stories she shares. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: You Can’t Fix What You Can’t See Website The book on Amazon Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor  

S3EP2: You Can't Fix What You Can't See

The world has been consumed with the Coronavirus pandemic and its impact on our daily lives. Driven by fear and uncertainty, the financial markets continue to exhibit a high level of volatility and despite the chaos, we remain positive and optimistic about the future. Join us as we share our insights on current events, what we are doing to address the pandemic, and how to make the most of the time at home.  At the end of the podcast we share an interview with our good friend, Dr. Jason Bellak of the Oklahoma Institute of Allergy, Asthma and Immunology on the Coronavirus pandemic. We are stronger than the Coronavirus, and we will get through this together! Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.    Episode Links: We Will Get Through This Together Video Interview with Dr. Jason Bellak Video Contact Us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

S3EP1: Stronger Than Coronavirus

In the final podcast of our second season, we talk about money moves you should consider before the end of the year and introduce listeners to Ava Silva, our new intern. In addition, we expand on the value of charitable giving and the local and global organizations we support at TechGirl Financial.  As we close the second season, we’d like to thank all our listeners, guests and partners for their support and look forward to coming back in 2020 with season 3. Stay tuned! Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.   Episode Links: End-of-the-Year Money Moves Your Year-End Financial Checklist Cancer Research Institute Second Harvest of Silicon Valley Wounded Warrior Project Central Asia Institute Community Solutions Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. Cambridge does not offer Legal Advice.

S2EP9: End of the Year, End of a Decade

In our final podcast of the Professional Education Series, Barbara Pretlove, Estate Planning Attorney at Pretlove Law joins us to talk about why it’s so important to establish your estate plan and legal documents. As part of the discussion, we explore how wills, trusts, powers of attorney and health care directives can ensure your wishes are carried out while alive, especially if suffering from dementia or medical conditions, and after you pass away. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Pretlove Law Website Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. Cambridge does not offer Legal Advice.

S2EP8: Protecting Your Wishes

Being part of the Sandwich Generation is not easy, especially if you are caring for aging parents and raising kids at the same time. In today’s podcast we discuss how to approach the hard family conversation around dementia and Alzheimer’s disease. As part of our conversation we share early warning signs to look for, the types of questions to ask, and how to bring in your trusted advisors to help with next steps. As families gather to celebrate the holiday season, we think starting the conversation around these sensitive subjects will help ensure that your parent’s wishes are carried out when the time comes. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn Episode Links: The Working Caregiver Website:  If I Walked In her Shoes, Reflections in Caregiving by Sue Salach Just When U Think U Know What You’re Talking About, Along Comes Grandpa, Caregiving Resources for People in the Real World by Sue Salach And Every Morning The Way Home Gets Longer and Longer, A Novella by Fredrik Backman Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

S2EP7: Hard Conversations With Aging Parents

Designed specifically for Women in Technology the “TechGirl Financial™ Podcast,” provides financial planning and wealth management insights empowering listeners to live a work-optional lifestyle. Hosted by Investment Advisor Representative, Victor Gaxiola (@VictorGaxiola) and founder and registered principal of Tech Girl Financial™, Kim Gaxiola, CFP® (@KimGaxiola), the program curates current financial themes, discusses important investment and planning concepts, and candid interviews with clients, partners, and industry thought leaders. As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter using the hashtag #AskTGF. We also encourage you follow us on the TechGirl Financial™ page on Facebook and connect with us on LinkedIn.   http://www.techgirlfinancial.com Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

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TechGirl Financial Podcast

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