On today's podcast Selena shares her journey to overcoming $35,000 worth of debt after a broken engagement. She shares her mistakes to ensure more women have a way out of relationships, can financially stand on their own feet after separation or know how to address poor money choices in relationships. In 2022 Selena's engagement ended after making many poor money choices in the 6 years she and her finance were together. These choices landed with paying all of the bills, no savings and over $35,000 in consumer debt. She fought endlessly, to claw her way back, have a place of her own, all new furniture, pay almost every cent back of her debt off. In the following months she saved over $15,000. All while building a career, and her own small business from word of mouth. WHAT SELENA DISCUSSED: - The financial mistakes she made in her six year relationship that ended with a broken engagement. - The first steps she took to get back on her feet and out of debt - How she saved $15,000 in 6 months and built a successful business - How she managed her emotional and mental well-being AND MUCH MORE HOW TO KEEP UP WITH SELENA: LinkedIn: https://www.linkedin.com/in/selena-wiseman-3b864520b/ Instagram: https://www.instagram.com/selenawiseman/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

The Clever Girls Know Podcast

303: Selena's Journey To Overcoming $35,000 In Debt After A Broken Engagement

The constant pursuit of more and more stuff has become so ingrained in our culture that it's often hard to imagine what life would be like without it. But is it possible to be less materialistic? On this episode, get actionable tips on how to be less materialistic so you can enjoy the simple pleasures of life. It can be hard to not be materialistic because we live in a society where materialism is rampant. Keep in mind that wanting or owning material things isn't always bad. But there are many benefits to being less materialistic and not having your sole focus being on material things. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

302: 7 Practical Steps To Be Less Materialistic

On this episode of the podcast, Diamond Towns joins us to share key tips on how non-traditional income earners can build consistent savings. Diamond has a deep passion to help others gain confidence and feel empowered by their money. Most financial advice is centered around making more money—and understandably so— but she’s found that developing the skillset of managing your money is just as important as increasing your income. Diamond works with non-traditional earners helping them optimize their income, gain control of their financial futures, and reduce financial stress by creating a financial plan aligned with their goals. WHAT DIAMOND DISCUSSED: - What inspired her to focus on non-traditional income earners and their challenges with building consistent savings - How gig workers, freelancers, and entrepreneurs can create a budget that accommodates their variable income streams while still allowing for consistent savings - Practical tips for creating an emergency fund when your income fluctuates month-to-month - Advice if you are transitioning from a traditional 9-to-5 job to a non-traditional income source regarding building consistent savings during the transition period AND MUCH MORE HOW TO KEEP UP WITH DIAMOND: On Instagram: www.instagram.com/moneycoachdiamond Via her website: https://diamondwealthgroup.lpages.co/blaze/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

301: How Non-Traditional Income Earners Can Build Consistent Savings

Today Christina Mandal is sharing some awesome tips on how to get your next job with an amazingly irresistible resume! Christina Mandal is CEO of The Resume Counselor LLC, a resume writing company that crafts resumes, cover letters, and Linkedin profiles to propel careers and enable access to higher paying jobs. Her mission is to empower individuals by providing them with the tools they need to stand out in today's competitive job market. Christina works full time at Google in the Advertising Tech industry, and graduated from Cornell University, and is committed to helping women and people of color increase their confidence, secure interviews, and land higher paying jobs. WHAT CHRISTINA DISCUSSED: - The most common mistakes job seekers make on their resumes that prevent them from landing their desired roles and what should they be doing instead - Whether cover letters hold value or not and how to leverage them - How job seekers can leverage their LinkedIn profiles to attract attention from recruiters and hiring managers - Effective strategies for tailoring a resume to a specific job posting or industry - Advice for job seekers to stay motivated and persistent in their search AND MUCH MORE HOW TO KEEP UP WITH CHRISTINA: On Instagram: www.instagram.com/theresumecounselor Via her website: https://theresumecounselor.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

300: How To Get That Next Job With An Irresistible Resume

If you’re ready to leave a relationship but are staying because you have no money, it can put you in a pretty bad situation. That said its important you are aware of your options to leave, so you don’t feel trapped when it’s time to go. On today's podcast, we are going to go over how to leave a relationship when you have no money. For resources and to create an action plan, please visit the National Domestic Violence Hotline website or call 800.799.SAFE (7233). ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

299: How To Leave A Relationship When You Have No Money

On today's podcast episode, Aitza Negron joins us to discuss how to use zero-based budgeting to pay off debt, save and boost your income! Aitza is a Certified Public Accountant, Financial Coach and Airbnb Superhost from Stamford, Connecticut. Currently living in South Florida, she is a first generation wealth builder who founded Strategies & T.E.A. in an effort to help others go from living paycheck-to-paycheck to stable and capable. She is also a proud Boricua (Puerto Rican)who enjoys spending time with family and friends, traveling and, more recently, a good game of tennis. WHAT AITZA DISCUSSED: - Why her budgeting method of choice is zero-based budgeting - How zero-based budgeting can help individuals or families pay off debts more effectively than other budgeting approaches - The key steps and practical ways to implement zero-based budgeting successfully - How zero-based budgeting can be adjusted to accommodate changes in income or unexpected expenses AND MUCH MORE HOW TO KEEP UP WITH AITZA: On Instagram: www.instagram.com/strategiesandtea Via her website: www.strategiesandtea.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

298: How To Use Zero-Based Budgeting To Pay Off Debts, Save And Boost Your Income

In life we are constantly faced with choices. Some of these choices are small and inconsequential, while others have the potential to shape our lives in profound ways. On the list of most important we will make in life is choosing and navigating a career path. Are you wondering what key factors to consider when choosing a career? In today’s episode, let's go over 7 Important factors to consider when choosing a career! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

297: Factors To Consider When Choosing A Career

Do you dread waking up every day and showing up to work? Well, there could be a variety of reasons you hate your job. For instance, maybe you have a toxic boss, your boss is too demanding, or you are just uninspired by the work you do. This can be detrimental to your career in the long term. Have you ever been in a job you hated? What did you do about it? In today’s video, we are going to go over how to survive a job you hate until you leave! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

296: How To Survive A Job You Hate

On today's episode Dr. Brittne Halford shares the mindset shifts she made to pay off $138,000 in student loans in under 3 years. Dr. Brittne Halford MD, MPH, is an Internal Medicine Physician and Wealth Coach, empowering women in healthcare to achieve financial freedom while embracing joy. Dr. Halford is an Academic Hospitalist in Boston with an academic background from the University of Michigan and Northwestern University's Feinberg School of Medicine. As a wealth coach, Dr. Halford guides women in healthcare to save, pay off debt, and independently invest—without sacrificing joy. With her own success in paying off $138,000 in student loans within three years, she shares valuable money management strategies through her YouTube channel. Dr. Halford is also a co-founder of Bramilyn and Rose, a brand specializing in satin-lined hair accessories for women and children. Her passion for personal finance and creating generational wealth further fuels her mission. Balancing her professional achievements with her role as a wife and mother to Brooke and KJ, Dr. Halford exemplifies the connection between financial independence and joyful living. WHAT BRITTNE DISCUSSED: - Her personal journey of accruing $138k in student loan debt and the factors that contributed to it - What motivated her to tackle her student loans aggressively and pay off such a significant amount in such a short period - The specific resources or tools that were instrumental in helping her manage and track your progress in paying off your debt Her mindset and attitude towards money AND MUCH MORE HOW TO KEEP UP WITH BRITTNE: Website: MoreJoyMoreWealth.com Instagram: https://www.instagram.com/brittnehalford/ YouTube: https://www.youtube.com/channel/UC9RN5YjEyVfNqg2nyety4cQ LinkedIn: https://www.linkedin.com/in/brittne-halford/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

295: How Brittne Adjusted Her Mindset To Pay Off $138k In 3 Years

On today's interview, Susana Briscoe-Alba shares gems on how to nail your next job interview. Susana Alba is the founder and CEO of Dunamis Consulting and Coaching Services, LLC. She is a highly-rated Leadership Coach & Career Strategist with 10+ years of experience as an inspiring leader, speaker, and certified Maxwell DiSC Trainer. She has served in the education industry, specifically within higher education, creating opportunities for students in marginalized communities. She helps women in mid-level management roles ascend to the C-Suite through career mapping and leadership coaching. A New York native, Susana enjoys spending time watching baseball with her husband and son when she's not working. WHAT SUSANA DISCUSSED: - Challenges job seekers face in the competitive job market, and how they can overcome them - Common mistakes she sees people make during job interviews, and how can they avoid them - Advice for individuals transitioning careers who may be unsure how to communicate their transferable skills during an interview effectively - Tips for conducting thorough research on a company before an interview and how that can impact the overall interview performance. AND MUCH MORE HOW TO KEEP UP WITH SUSANA: Instagram: https://www.instagram.com/iam_susanaalba/ LinkedIn: https://www.linkedin.com/in/susana-briscoe-alba/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

294: How To Nail Your Next Job Interview

Managing money can be challenging, especially when there are so many money myths and misconceptions floating around. These financial myths can lead you to make poor decisions, cause you to overspend, discourage you from seeking help, and cause lots of stress. On today’s podcast, we are going to go over 21 money myths and how to avoid falling into these traps. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

293: 21 Money Myths To Ditch Now

Do you ever look back on certain money decisions you’ve made in the past and think, “My gosh… how could I have been so careless?!” The shame and humiliation feel real — and the more you think about it, the more embarrassed you become. In times like these, you may be experiencing a cycle of shame around money. Learning how to break this cycle and heal your relationship with money can help you shed your disappointment and chart a path forward. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

292: How To Break The Cycle Of Shame Around Money

On today’s episode Shay McMillan is sharing key tips to tackle different kinds of commonly faced budget challenges. Shay is a wife, dog mom, school based counselor, financial social worker, business owner, content creator and so much more. She is determined to create and lead a financially balanced life that she absolutely loves and enjoys. It is her mission to craft a perfect life and she inspires and encourages others to do the same offline and online. WHAT SHAY DISCUSSED: 1. the most common budget challenges that individuals face today 2. How to identify areas in a budget that need improvement 3. Common mistakes people make when creating a budget, and how they can avoid them 4. How to adjust your budget when unexpected expenses arise 5. Effective strategies for reducing expenses without sacrificing quality of life AND MUCH MORE HOW TO KEEP UP WITH SHAY: Instagram: shaybudgets YouTube: @shaybudgets TikTok: @shaybudgets Via her website: www.shaybudgets.com ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

291: Budget Challenges And How To Tackle Them Head On

On today’s podcast episode, Josie Rosario shares key mindset adjustments every entrepreneur needs to make to succeed in business! Josie is a visionary and masterful facilitator of powerful transformations. Her superpower lies in calling out outdated ways of being and thinking and calling in reimagined possibilities. This fervor comes from her lived experiences: as a Black Dominican-American woman and clinically-trained coach in family systems, Josie understands the power of trading generational cycles of suffering for an intentionally curated legacy. She believes that conscious entrepreneurship is a vehicle to that legacy and an important link to our personal and collective liberation. A proud New York City native who now calls Charlotte, North Carolina home, Josie is a two-time graduate of Columbia University, having graduated with distinction from the School of Social Work. She’s certified in couples and family therapy from the renowned Ackerman Institute for the Family. When she’s not coaching entrepreneurs on business, love, or life, you can find her traveling, hiking, or expressing her love through food. WHAT JOSIE DISCUSSED: - Why it's crucial to adopt a growth mindset given today's rapidly evolving business dynamics - Common mindset limitations that entrepreneurs often face, and how they can overcome them to achieve greater success - How entrepreneurs can embrace failure, cultivate a resilient mindset to navigate challenges, and bounce back from setbacks - Her top three mindset adjustments that every entrepreneur should make right now to thrive in the current business world AND MUCH MORE HOW TO KEEP UP WITH JOSIE: - Via her website for one-on-one entrepreneur performance coaching: www.josierosario.com - Instagram: Instagram.com/thejosierosario - Tune into her podcast, Healing Meets Hustle everywhere you listen to your podcast episodes ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

290: Key Mindset Adjustments Every Entrepreneur Needs To Make Now!

On today’s podcast episode, Cheya Thousand how minimizing stress and prioritizing wellness can help us achieve prosperity plus key tips to do so. Cheya is a sought-after speaker and corporate wellness consultant. She works with organizations to help turn around their workplace culture through transformative stress reduction and burnout-prevention programs. In 2019, Cheya founded, CT Wellness Co., a wellness education company, teaching organizations how to turn around their workplace culture through transformative stress-management programs that increase team performance through leveraging self-care. WHAT CHEYA DISCUSSED: - How she started in the field of wellness and why she focuses on stress reduction and burnout prevention - How minimizing stress and prioritizing wellness directly ties into achieving prosperity - Advice for those struggling to find a balance between personal well-being and the demands of work - The impact the book "Choosing To Prosper" had on her business AND MUCH MORE HOW TO KEEP UP WITH CHEYA: - Via her website: https://www.ctwellnessco.com/ - You can also find her books titled, "Holding Space for Self Book" AND I Am More Than A Conqueror" - On Instagram: @cheyathousand ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

289: Unlocking Your Prosperity By Minimizing Stress And Prioritizing Wellness

The Clever Girls Know Podcast is brought to you by Clever Girl Finance, one of the largest personal finance media/education platforms for women in the U.S. that empowers women to ditch debt, save money and build real wealth in order to live life on their own terms! Hosted by founder and CEO of Clever Girl Finance, Bola Sokunbi, the podcast shares open and honest conversations with real women at different stages of their financial and life journeys to inspire and motivate other women on their own journeys too! - Get the Clever Girl Finance Roadmap today! It's completely free! Plus get our free budgeting & debt prioritization worksheets too: https://www.clevergirlfinance.com/financial-roadmap/

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The Clever Girls Know Podcast

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