Interest rates are more than just what your bank pays you for keeping money in an account. Also, how much money you will pay for your home loan, car loan, etc depends on interest rates. One of the things which interest rates are going to influence is your investments. And that’s what this episode is all about. Rajesh Minocha, founder of Financial Radiance, a personal finance consultancy based in Hyderabad, suggests best investment strategies in a low interest rate environment. Listen to learn more. Please send feedback at estatethefourth@gmail.com

The Fourth Estate

Best investment strategies in a low interest rate environment

The Insolvency and Bankruptcy Code, 2016, brought to recover bad loans in a timely manner, is on everyone's lips these days. Recently, the government announced temporary suspension of the law as a relief measure for small and medium firms amid the coronavirus pandemic. And on Monday, during the RCom-Jio hearing on whether Jio is liable to pay RCom's AGR dues, the Supreme Court questioned if telecom spectrum can be sold under IBC. This episode aims to explain what is the Insolvency and Bankruptcy Code, 2016.  Listen to know all about the law in under 6 minutes. Please send feedback at estatethefourth@gmail.com

Here's all you need to know about IBC, 2016

A family member testing positive is like a living nightmare. It's physically exhausting and emotionally draining. On day 6 I decided to pen down my experience when a minor kitchen mishap happened with me.

My covid monologue

High-profile accounts of Twitter were hacked last week in a purported Bitcoin scam.

News circuit - Twitter hacked!

News circuit - Rajasthan political crisis

India is the most depressed country, followed by China and the US, according to the World Health Organization. Over 90 million Indians, or 7.5% of the country’s population of 1.3 billion, suffer from some form of mental disorder. However, according to a 2016 National Mental Health Survey, the prevalence could be much higher. The survey revealed that nearly 150 million Indians needed intervention while fewer than 30 million received it. Prior to the coronavirus pandemic, WHO predicted that by 2020 roughly 20% of the population will suffer from mental illness. And now, during the pandemic the numbers may have risen, but there’s no official data as of yet, making it difficult to assess the magnitude of the mental healthcare burden in the country. In this episode’s Reporter's Diary*, we have Kamna Chhibber, head - mental health, Fortis Healthcare, Ishita Gupta, psychotherapist, Breakthrough Counselling, and Kunal Kala, psychiatrist, Circle of Life to discuss how well equipped is the mental healthcare system in India, especially during the pandemic. Listen to know more. Please write to us at estatethefourth@gmail.com *Due to copyright issues, the segment's name has been changed to Special Minutes.

Is depression becoming the new normal?

As SpaceX blasts into uncharted territory, what avenues are expected to open up in the field of commercial human spaceflight? In Reporter’s Diary*, we decode the socio-political and economic impact that India might have to face post lockdown. The most important law protecting internet speech – section 230 – gained a lot of traction even as Covid-19 cases in the US climbed. Why is the law significant, especially now when the world is shifting rapidly from physical to digital? Listen to know more. Please send feedback at estatethefourth@gmail.com *Due to copyright issues, the segment's name has been changed to Special Minutes.

SpaceX’s first manned mission, India comes out of lockdown, Revoking section 230 in digital era?

Who’s a migrant? A person who moves from one place to another, especially in order to find work or better living conditions. How many people are we talking about? The Economic Survey of India 2017 estimates that the magnitude of inter-state migration in India was close to nine million annually between 2011 and 2016 while Census 2011 pegs the total number of internal migrants in the country (accounting for inter- and intra-state movement) at a staggering 139 million. What’s the migrant crisis in India? Following the nationwide lockdown imposed to contain the spread of the novel coronavirus, many migrants have been walking home to their villages from major cities after losing their jobs. What’s life like for a migrant? A freight train in Aurangabad killed 16 migrants. Another migrant delivered a baby on the roadside. Many are struggling to reach home by road. Some were sprayed with bleach, some were punished. The exodus of migrants from cities following the lockdown has thrown the spotlight on the hardships faced by them. What has been the government’s response? Prime Minister Narendra Modi announced Rs12 lakh crore economic relief package to mitigate the impact of lockdown. But has the decision addressed the most vulnerable community? Listen to know more. Please send feedback at estatethefourth@gmail.com

For migrants in India, a road less travelled

Last year Mukesh Ambani had told shareholders that Reliance Industries Ltd (RIL) would cut net debt to zero by early 2021. Recently, the company accelerated the timeline and showed confidence to become debt free by December. Apart from the zero debt goal, RIL gained a lot of traction with its deal spree. Listen to know more. Please send feeback at estatethefourth@gmail.com

RIL shows strength with deal spree and rights issue

With so much happening all at once, it's difficult to decide what's important and what's not. The Fourth Estate aims to decode news stories in the field of business, economics and politics. Please send feedback at estatethefourth@gmail.com

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