Welcome to the Investing for Beginners podcast! In today's episode, we have another round of great listener questions! As always, we love having these kind of questions directed in our way and this time it's about a problem every investor wants to have while the other one will be on characteristics to look for in a healthy business so listen on! Timestamps of the episode: -A high class problem to have: what to do when a holding of yours increases significantly. [01:45] -Trimming your flowers and watering the weeds is a balancing act that is hard to pull. [07:40] -Practical rules in identifying a healthy business. Business case study: Watsco $WSO [12:28] -The return of invested capital (ROIC as mostly known) is one of the best metric to gauge the efficiency of a business to allocate capital. [20:10] -The price you pay still matter even if it's a great business. [24:37] For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

The Investing for Beginners Podcast - Your Path to Financial Freedom

IFB281: How to Hold a Company Rising Quickly/How We Look for Quality Companies

Welcome to the Investing for Beginners podcast! Today's episode we will take a bite on a complex topic such as the banking industry. The discussion stemmed from a listener question sent to us about a bank and how to analyze it so of course we are more than happy to go deeper and talk about it. Listen on as we try to simplify as much as possible the jargons surrounding the business of banks. Timestamps of the episode: -Recent rundown on the banking sector and what happened so far. [02:56] -What makes a bank different from a regular business and what are the risks. [05:46] -Key parts in understanding the financial structure of the banking business. [09:30] -Loan quality is everything for banks. Dave shares his "cheat code" in checking one. [18:15] -Why the balance sheet of banks is the most important section of 10k's compared to most businesses. [20:50] -How studying the banking can be overwhelmingly exciting and too much at the same time. [26:15] -Major red flags to look for when analyzing banks especially in the current times. [27:50] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Bird's Eye View of Bank Analysis (Citizens First Republic)

Welcome to the Investing for Beginners podcast! In today's episode it's all about beginner investor mistakes and why you should avoid them like a plague! Listen on as Dave and Andrew discuss timeless mistakes every starting investor makes. Remember, you don't need to pay a high "tuition" price to be humbled by the market! Timestamps of the episode: -Why day trading isn't for every one and probably not for you too. [01:54] -The allure of leverage is doubling your gains but doubling your losses also with the latter happening oftentimes [05:33] -Putting all your eggs in one basket is another sure fire way of losing your money. Remember you're not Warren Buffet. [08:55] -Why timing the market will do you more harm than good. Hindsight is always 20/20. [11:04] -Getting into the "hot" stocks of the day is a bandwagon every beginner investors should avoid. [13:34] -Panic selling shows more of your understanding of the business itself than the market. [16:15] -Buying solely because of the dividend yield is a trap. [20:05] -Watching too much financial news must be avoided like a plague. [22:40] -Following and buying the same stocks as what an online "guru" recommends. [27:23] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

IFB279: New Investor Mistakes and How to Avoid Them

Welcome to the Investing for Beginners podcast! In today's episode we will be discussing about the doom and gloom surrounding the market and how to deal with it as an investor. How can you filter the noise? Dave and Andrew discussed interesting points on how they cope themselves so listen on! Timestamps of the episode: -How to deal with the current economic environment impacting your investments. [01:55] -What macro really means and to what degree should you care about it. [04:13] -Why timing the market is impossible. [06:33] -The fastest way to grow wealth is to go slow- dollar cost averaging. [12:40] -Can we reliably predict if we are really in a recession? [15:02] -Understanding the businesses you're invested in helps you weather any economic storm. [18:45] -How Andrew and Dave deals with the current macro environment and how it affects their investing decisions. [24:37] -Circle of competence will help you hold on tight in right businesses. Dave takes a bite on Visa as an example. [32:00] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

IFB278: How to Deal with Macro Issues

Welcome to the Investing for Beginners podcast! Today's episode will be another bird's eye view of the last main segment of an annual report or 10k which is the balance sheet! Looked upon as the most boring section among the three but there is more than meets the eye! Listen on as we discussed how important it is and how it drives the value of a business forward. Timestamps of the episodes: -Why should you care about the balance sheet in the first place? [02:13] -Terms to note in looking at a company's balance sheet. [04:04] -Assets and liquidity go hand in hand. [06:36] -How everything balances out in the balance sheet and why it can be confusing at first. [13:20] -Two things investor should focus on the most in reading a balance sheet. [17:27] -Three ways businesses drive value using their balance sheet. [23:17] -The best balance sheet among the three businesses discussed. Spoiler alert: its a fruit. [25:25] Note: Timestamps may differ and are approximate, depending on your podcast player. Book mentioned in the show- Financial Statements: A Step-By-Step Guide to Understanding and Creating Financial Reports by Thomas Ittelson For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Learn more about your ad choices. Visit megaphone.fm/adchoices

Bird's Eye View of the Balance Sheet

Welcome to the Investing for Beginners podcast! In today's episode, we will discuss what a "moat" means for businesses and why you should take note of it. Listen on as we breakdown to you different kinds of moats and how it protects a business from its competitors! Timestamps of the episode: -What is a "moat" and how it relates to a business like Apple. [02:15] -Identifying what makes a moat and how it protects a business from competitors. [03:45] -How the stickiness of a moat further protects a business from competition. [08:00] -The essence of network effects in a moat- the more the better it becomes! [10:13] -Why economies of scale becomes better the larger a company is. [13:05] -How proprietary technologies strengthens existing moats and drives more value to the business. [15:15] -What price you pay still matters in the end no matter how great a moat a business has. [18:41] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Learn more about your ad choices. Visit megaphone.fm/adchoices

IFB277: Defining Apple’s Moat By Looking at the Components

Welcome to the Investing for Beginners podcast! Today's episode will be another bird's eye view of one of the most important part of 10ks: cash flow statement! We will breakdown for you each part and how it impacts the business as a whole so listen on! Disclaimer: We highly recommend you listen first to the bird's eye view of income statement to make it easier! Timestamps of the episode: -Why would you care about the cash flow statement? [01:55] -Talking about depreciation and amortization and how it relates in running a business. [03:00] -Important thing to note in a cash flow statement. [07:38] -The three main parts of the cash flow statement and how it relates to each other. [09:22] -Cash from operations: the place where money from the business branches out. [11:55] -Discussing about Capex- capital expenditures: the warm blood that keeps the business going. [24:33] -Understanding the cash flow statement is understanding the capital allocation of a business. [28:55] -Last thoughts in this important part of the financial statement. [35:00] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Today's show is sponsored by Rent to Retirement Rent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing! To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets today Shopify What’s incredible to me about Shopify is how, no matter how big you want to grow, Shopify is there to empower you with the confidence and control to revolutionize your business / take your business to the next level. Now, it’s your turn to get serious about selling and try Shopify today. This is possibility, powered by Shopify. Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Birds-Eye-View-of-the-Cash-Flow-StatementDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bird's Eye View of the Cash Flow Statement

Welcome to the Investing for Beginners podcast! Today's episode will be a day zero! Just like Jeff Bezos like to say about Amazon on being always on day 1, this episode will be the day zero for beginner investors! Listen on as we talk about how to kick start your journey into investing! Timestamps of the episode: -The easiest steps beginner investors can do to start. [02:40] -Accounts you would want to open and optimize light in the beginning. [06:08] -Index funds and ETFs are your gateway drug to investing. [09:25] -Common pitfalls of beginner investors. [12:09] -The optimizer heavy: stock picking. [19:00] -The importance of having an inner scorecard and how it will help you stay in the game. [23:28] -10ks or the financial statement: the most important resource for stock pickers. [25:28] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Today's show is sponsored by Rent to Retirement Rent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing! To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets today SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB276-Day-One-As-An-InvestorDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

IFB276: Day One As An Investor

Welcome to the Investing for Beginners podcast! In today's episode, we will take a stab on the income statement, the first part of the three you can read in an annual report or 10ks. This will be a lengthy episode but we promise you it will be a fruitful one! Now listen on as we breakdown to you each line item of the income statement. Let's go! Timestamps of the episode: -Why does the income statement matter? But first diving into what a financial statement really is [02:00] -What is an income statement and how it is structured? [05:18] -Taking a bite on revenues, what is it and what it means with Apple, Starbucks and Netflix as an example. [09:28] -Shifting to earnings as to what they are and how it differs to revenues. [16:56] -What to look for in revenues and making sense its breakdowns. [21:58] -Operating income/expenses, the pure profit of a business. [27:42] -Interest income/expenses, the boon for companies with heavy debt. [35:40] -How to process a lot of this information as a beginner investor. [39:00] Note: Timestamps may differ and are approximate, depending on your podcast player. www.surveymonkey.com/r/airwave. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: BEV-Income-StatementDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bird's Eye View of the Income Statement

Welcome to the Investing for Beginners podcast! Today's episode will be about a series of superb questions from one of our beloved listeners that we came to know! Listen on as we talk a lot about portfolio construction- how to build it up and make it suit the best to your own. Timestamps of the episode: -How to structure and build up your stock portfolio. Spoiler: There is no hard and fast rule. [02:12] -Basic principles to follow in building your portfolio. [07:25] -What's the best way to approach each weighting of a stock in a portfolio. [10:18] -Is there an optimal number of weighting size in portfolio allocation? [15:35] -Mean reversion and doing a lot more activity than one should be. [20:28] -What are closed end funds and would it be beneficial to your portfolio? [26:00] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  www.surveymonkey.com/r/airwave. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB275-Listener-QADownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

IFB275: Listener Q&A Concerning Buildng a Portfolio and Maximizing Your 401k

Welcome to the Investing for Beginners podcast! Today's episode will all about be dividends! For sure every one wants to receive cash from their hard earned money and dividends is one of those way! Listen on as we discuss about it, everything from what it really is, the perils and the metrics to use. Timestamps of the episode: -What dividends really are and why it compounds best. [02:22] -Where to find dividends' information on financial statement. [04:35] -Why do different companies pay varying amounts of dividends or none at all. [07:10] -How a life cycle of a business determines how much dividends it pays. [10:08] -Metrics and ratios to know in exploring dividends. [14:00] -How the maturity of a business affect the dividend yield. [21:00] -The power and beauty of compounding dividends. [23:35] Note: Timestamps may differ and are approximate, depending on your podcast player. Here is the link for the listener survey mentioned in the show: www.surveymonkey.com/r/airwave. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Birds-Eye-View-of-DividendsDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bird's Eye View of Dividends

Welcome to the Investing for Beginners podcast! In today's episode we will talk about our all time favorite of answering listener questions! We have three great questions this episode that encompasses safety of your money in brokerage firms, diversified index funds, book recommendations and more! Listen on as we get into these different topics with you as a beginner in mind as always! Timestamps of the episode: -What are the risk in brokerage firms failing? What will happen to your investments if a brokerage goes bankrupt. [01:56] -Would a little bit more of diversification hurt? [05:35] -Owning an all world index fund, what it does for you and why it can be the best. [10:10] -The defensive and enterprising investors, which one are you? [14:35] -Book recommendations to read to expand and know more about financial statements. [19:04] -Good tips and advice in pushing through learning accounting. [22:00] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Here is the link for the show survey mentioned in the episode: www.surveymonkey.com/r/airwave. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB274Download Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airw Learn more about your ad choices. Visit megaphone.fm/adchoices

IFB274: How Are Our Accounts Protected/Diversifying with ETFs/Books to Help Continue Your Investing Journey

Welcome to the Investing for Beginner’s podcast! Today’s episode, we will answer great listener questions which are really diverse and not related to each other. We will discuss our thoughts about the SVB crisis, how to do portfolio allocation and Andrew’s e-letter performance so listen on! Timestamps of the episode: -You don’t have to have an opinion on everything. Stay in your circle of competence. [02:33] -How to properly weigh an allocation on each stock in your portfolio. [06:33] -What is diversification and why its a key in portfolio management. [10:00] -Andrew explains the performance of his monthly e-letter picks and the rational behind it. [14:18] -The evolution of Andrew’s investing from cigar butt style to buy wonderful businesses in fair prices. [17:40] -Investing style is a lifelong process and not immune to change. [20:26] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com   www.surveymonkey.com/r/airwave SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB273Download Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

IFB273: Banking Crisis Averted/Building a Portfolio/Performance Compared to the S&P500

Welcome to the Investing for Beginner’s podcast! In today’s episode, we will turn the gloom and doom of the current “bear” market into something positive for all. Listen on as, Andrew is back with us again in the show (yay), we talk about how to deal with the current market especially on your behaviors and emotions.  Timestamps of the episode: -Bear market “therapy” and your behavior towards the market. [02:43] -How often should you check your portfolio. [04:24] -Dave’s first bought stocks and how it fared [07:50] -Short term chasing will never be good and how detaching from the market will do wonders. [10:22] -Managing your emotions thru the ups and downs of the market. [12:56] -Detaching isn’t easy but doable. [16:15] -Alternative routes in making yourself detached from the market. [19:44] -Great and encouraging words from Andrew on dealing with the current bear market. [22:57] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com   www.surveymonkey.com/r/airwave SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB272-Bear-Market-TherapyDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

IFB272: Bear Market Therapy

Welcome to the Investing for Beginners podcast! In today's episode, we will have Brian Feroldi joining us in a first time ever live show here in Cincinnati's economy fire conference. He will discuss the price to earnings ratio which is the most common and known metric in the investing world. Listen on as he talks why solely using the p/e ratio can be bad and when is it useful to be used on. Timestamps of the episode: -Why the price to earnings ratio alone is a bad metric. [01:45] -The different flavors of the P/E ratio with the focus on how the "E" is structured. [04:15] -How the earnings of a company can be misleading which makes the P/E ratio wrong. [07:08] -First reason why a P/E ratio can be misleading: Accrual accounting. [08:12] -Walking back to the overview and relationships of the three financial statements. [11:05] -Second reason: Equity investments will either deflate or inflate earnings [13:50] -Third reason: One time events are mirages and won't happen often. [16:55] -Fourth reason: Unsustainable trends work like boom and bust cycles. [19:58] -Cyclical demand is hard to predict and can be counter-intuitive. [21:27] -Industry dynamics will dictate how a business really earns. [24:42] -Fifth reason: Disruption, knowing this is next to impossible as we live in the most disruptive periods in human history due to fast paced tech innovations. [26:42] -Eight reason: Knowing which phase a company's business growth cycle can be a hit or miss. [29:00] -The most important thing in using the P/E ratio. [34:56] Note: Timestamps may differ and are approximate, depending on your podcast player. Link to Brian's website- https://www.brianferoldi.com Today's show is sponsored by Rent to Retirement Rent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing! To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets today Today's show is brought to you by Shopify: Shopify is the commerce platform revolutionizing millions of businesses worldwide. Whether you're selling children’s books or hand made bracelets, Shopify simplifies selling online and in-person so you can focus on successfully growing your business. This is possibility powered by Shopify. Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Brian-Ferolid-Joins-Us-to-Give-Us-8-Reasons-the-PE-Ratio-SucksDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Feroldi Joins Us to Give Us 8 Reasons the P/E Ratio Sucks

We make the complicated stock market simple. We show you how to take advantage of the emotions in the market with lessons from successful strategies such as value investing and dividend growth investing, with a few elements of growth investing and trend following.

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The Investing for Beginners Podcast - Your Path to Financial...

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