Hello and welcome – today I have the pleasure of sharing a fascinating conversation I had with Professor Paul Dolan – who’s maybe better known as the Professor of Happiness.  Paul is a behavioural scientist, advisor to the government and currently Professor of Behavioural Science at the London School of Economics and Political Science. He’s published 41 peer reviewed articles and been cited more than 32,000. Paul has certainly made the science of happiness his business.  You may well have read one of his two best-selling books. The first is called ‘Happiness by Design’ and his most recently released book is called ‘Happy Ever After’, which is the focus of our conversation today. We chat about all things related to happiness, not least how to make your retirement years as fulfilling as possible. USEFUL LINKS Register for Paul’s free course ‘Get Happier’- coming soon: https://pauldolan.co.uk/courses  Paul’s website: https://pauldolan.co.uk/ Paul on LinkedIn: https://www.linkedin.com/in/paul-dolan-a018691b/ Paul on Twitter/X: https://twitter.com/profpauldolan  CONNECT WITH ME ✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1  ? Buy my new book The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3Q686I8 ?️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448  ? Download my first book for free, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/  ? Get my weekly newsletter: https://bit.ly/MFPnews ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ ? Twitter: https://twitter.com/JustinKingCFP  ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

The Retirement Café Podcast

185: The Retirement Café Podcast – How to be Happy Ever After, with Professor Paul Dolan

? My new book The Retirement Café Handbook - Nine Accelerators for a Successful Retirement, is out now! Get ready for a format twist this week on the podcast as I switch roles from host to guest. I'm absolutely thrilled to introduce none other than the incredible Pete Matthew, a dear friend and fellow Chartered Financial Planner, who's taking the reins as my guest host. Now, if the world of personal finance sets your heart racing, then Pete Matthew needs no introduction. He's the mastermind behind the ground-breaking Meaningful Money podcast, a powerhouse with over 500 episodes under its belt. What’s more his YouTube channel, also named Meaningful Money, boasts an astounding 86,000 subscribers, so you will likely recognise Pete’s face or voice from somewhere. You may have heard me mention over the past couple of weeks that I’ve written a new book. It’s called The Retirement Café Handbook - Nine Accelerators for a Successful Retirement, and it officially launches today! Race over to Amazon and order your copy pronto. As the tables turn in this episode, Pete takes the lead and grills me about the journey that led to the creation of this book. We dive into the creative process, how this podcast was the inspiration, and I share how I hope this handbook will transform countless lives by paving the way to a truly meaningful retirement. Get ready, also, to discover the bedrock of my framework—the three pivotal levers of purpose, self-care, and planning.  USEFUL LINKS ? Buy my new book The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3Q686I8 Find out more about The Retirement Café Handbook: https://www.theretirementcafe.co.uk/  Follow Pete Matthew: LinkedIn: https://www.linkedin.com/in/petematthew/ Twitter: https://twitter.com/PeteMatthew Meaningful Money YouTube channel: https://www.youtube.com/@MeaningfulMoney CONNECT WITH ME ✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1  ?️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448  ? Download my first book for free, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/  ? Get my weekly newsletter: https://bit.ly/MFPnews ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ ? Twitter: https://twitter.com/JustinKingCFP  ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

184: Pete Matthew fires the questions: Introducing ‘The Retirement Café Handbook‘

? The wait is finally over! My much-anticipated book, The Retirement Café Handbook - Nine Accelerators for a Successful Retirement, is now available to pre-order on Amazon! To explore some of the key themes I am bringing back to the podcast a true maestro of understanding human behaviour and the mind-bending world of advertising - none other than Rory Sutherland, the ingenious UK Vice Chairman of Ogilvy, a global advertising powerhouse that needs no introduction. Hold onto your headphones, because Rory isn't just an advertising titan – he's a TED Talk sensation! Imagine captivating the minds of millions, as his thought-provoking talks have been devoured nearly 7 million times.  In this episode Rory reveals his thoughts as a behavioural scientist on some of the themes I explore in the Handbook, by diving headfirst into the ocean of retirement fears including when to retire, mastering your financial reservoir, and the intricate art of downsizing. Together, we'll explain how The Retirement Café Handbook asks the right questions and helps you craft a roadmap towards a triumphant retirement.  USEFUL LINKS ? Buy my new book The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3Q686I8 Find out more about The Retirement Café Handbook: https://www.theretirementcafe.co.uk/  Connect with Rory: LinkedIn: https://www.linkedin.com/in/rorysutherland/ Twitter: https://twitter.com/rorysutherland Watch Rory’s TED talks: https://www.ted.com/speakers/rory_sutherland Buy Rory’s book: ? Alchemy: The Magic of Original Thinking in a World of Mind-Numbing Conformity - https://amzn.to/3QyOM6s  Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. CONNECT WITH ME ✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1  ?️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448  ? Download my first book for free, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/  ? Get my weekly newsletter: https://bit.ly/MFPnews ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ ? Twitter: https://twitter.com/JustinKingCFP  ⚠️ This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first! 

183 A Taster of ‘The Retirement Café Handbook’, with Rory Sutherland

Pre-order my new book ‘The Retirement Café Handbook – Nine Accelerators for a Successful Retirement’: https://amzn.to/3Q686I8 In this week’s podcast, Dr Martin Hyde is making getting old sexy. Martin is a renowned gerontologist. In our conversation we delve into what being a gerontologist actually means, and Martin debunks the misconception that studying older individuals is uninteresting or uninspiring.  Martin has collaborated with researchers from around the globe, allowing him to explore the diverse experiences of aging in different countries and among various groups of people. His work has truly become an exciting area of research, keeping him continually curious and eager to learn more about the complexities of aging. Remember, that getting old also impacts the young!  Martin highlights the importance of looking at your whole life course, so you plan for what it takes to be old and happy. I hope our conversation will open your eyes to how the perception of getting old does not match reality.   USEFUL LINKS Connect with Martin: LinkedIn: https://www.linkedin.com/in/martin-hyde-5815ab42/ Twitter: https://twitter.com/HydeM1976  Reach Martin at Swansea University: https://www.swansea.ac.uk/staff/martin.hyde/  Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. CONNECT WITH ME ✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1  ?️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448  ? Download my book for free, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/  ? Get my weekly newsletter: https://bit.ly/MFPnews ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ ? Twitter: https://twitter.com/JustinKingCFP  ⚠️ This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first! 

182 What’s so fascinating about getting old?

James Elliott is a psychotherapist and resilience coach. Using his 14 years in the British Army’s Airborne Forces developing skills in resilience to empower people to tackle a variety of challenges, he works with people ranging from professional athletes to politicians. In our conversation James provides insight into how a loss of identity – either as a soldier or as a CEO – can be the hardest thing to deal with when retiring. A sense of identity is crucial to help you manage the next stage of your life, even better if what you enjoy doing helps benefit your community. In his book, Think Yourself Resilient: Harness Your Emotions. Build Your Confidence. Transform Your Life he breaks resilience down into different pillars, looking at confidence, identity, goals, relationships and physical health. By focusing on these elements we give ourselves the best chance to be resilient to life changes. Listen to more of his fascinating story here. USEFUL LINKS To connect with James: https://www.linkedin.com/in/james-elliott-8360a41b5/  https://james-elliott.mykajabi.com/  https://www.instagram.com/jameselliottofficial/?hl=en  James’s book is available to purchase here: https://www.amazon.co.uk/Think-Yourself-Resilient-Emotions-Confidence/dp/1804190535/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=&sr=  CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. ? Download my book, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/  ? Get my weekly newsletter: https://bit.ly/MFPnews  ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/  ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/  ? Twitter: https://twitter.com/JustinKingCFP  ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

181 Think Yourself Resilient: Harness Your Emotions. Build Your Confidence. Transform Your Life

Reading is a huge passion of mine as I am really interested in the insight of others. I love to learn about people’s stories and their lives.  I’m driven to read due to a fascination of people’s journeys. In this episode I am sharing with you my must reads for this summer, in my view these books are interesting, insightful and provide much food for thought – I hope you will agree! I have also suggested some YouTube videos & podcasts, both are a valuable resource to me and provide access to some great minds and points for discussion. So lay back on your sun lounger and enjoy working your way through my recommendations, and don’t forget to let me know what you think.  You can email me at hello@theretirementcafe.co.uk or use the links below to connect. USEFUL LINKS How They Succeeded Life Stories of Successful Men Told by Themselves, by Orison Swett Marden (98p on Kindle) https://amzn.to/46q0t50  The Path of Least Resistance: Learning to Become the Creative Force in Your Own Life, by Robert Fritz (on Audible) - https://amzn.to/3Xu40uU  A Man for All Markets: From Las Vegas to Wall Street, How I Beat the Dealer and the Market, written by Edward O. Thorp - https://amzn.to/3CRUEzJ  Change Your Brain: Neuroscientist Dr. Andrew Huberman | Rich Roll Podcast, on YouTube: https://youtu.be/SwQhKFMxmDY  Walter Isaacson Elon Musk Twitter Space FULL – Video on YouTube: https://youtu.be/-yhuiovST4A  Steve Jobs: The Exclusive Biography, by Walter Isaacson - https://amzn.to/44j7V0x  Leonardo Da Vinci, by Walter Isaacson - https://amzn.to/3Ny36sJ  Practical Tax Planning For Property: Jargon-free advice for investors and developers, by Alan Pink - https://amzn.to/46qnswN The Essays of Warren Buffett: Lessons for Corporate America, by Lawrence A Cunningham, Warren Buffet - https://amzn.to/3NUiuRy  Podcast: The Diary of a CEO with Steven Bartlett, on Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-diary-of-a-ceo-with-steven-bartlett/id1291423644  CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. ? Download my book, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/  ? Get my weekly newsletter: https://bit.ly/MFPnews ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ ? Twitter: https://twitter.com/JustinKingCFP  ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

180 My must-reads for the summer

As a highly regarded financial adviser and an industry expert with over 30 years’ experience, Billy Burrows first joined me in 2019 to chat about all things to do with annuities.    Since we last spoke the annuity landscape has changed significantly and has become harder to beat as a solution for pension income.  So, I welcome Billy back to talk about the pros and cons of buying an annuity versus entering pension drawdown to help you decide the best way to provide an income in your retirement. Billy believes that many people are unknowingly throwing income down the drain due to a lack of understanding. Intuitively people may think that drawdown is the “best thing since sliced bread”. But, in reality, and especially now that interest rates and bond yields have increased, an annuity is actually a very hard act to beat! Listen here to find out why this is the case! USEFUL LINKS Find out more about Billy: www.williamburrows.com Billy’s previous episodes on the podcast: Pension freedoms: https://www.theretirementcafe.co.uk/episodes/pension-freedoms Annuities: https://www.theretirementcafe.co.uk/episodes/william-burrows CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. ? Download my book, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/  ? Get my weekly newsletter: https://bit.ly/MFPnews ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ ? Twitter: https://twitter.com/JustinKingCFP  ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

179 Pension income options – Annuity versus Drawdown

This is an information-packed episode! Kurt is a Partner at Lester Aldridge solicitors based in their Bournemouth office and heads up the Tax, Trusts, Wills and Probate team. Kurt was my first ever podcast guest at the Retirement Café back in 2018 and this is his third appearance. Today we are exploring tax and estate planning and how you can plan ahead in your retirement. In our conversation we chat about the challenge presented by delays at various Government departments and the steps you can take: -Registering Lasting Powrs of Attorney with the Office of the Public Guardian -Applications to the Court of Protection -Managing with delays to Probate  -Dealing with HMRC.  We also explore Inheritance Tax Planning, the difference between owning your property in joint tenancy or as tenants in common, and how to protect yourself from unscrupulous estate planning companies. You’ll even hear how to create a ‘Dying Tidily’ log! USEFUL LINKS Get in contact with Kurt: https://www.lesteraldridge.com/our-people/kurt-lee-partner/  Kurt’s previous episodes on the podcast: 002 Avoiding Inheritance Tax traps: https://www.theretirementcafe.co.uk/episodes/kurt-lee 018 Make sure your estate qualifies for the Residence Nil Rate Band: https://www.theretirementcafe.co.uk/episodes/residence-nil-rate-band  Search the Land Registry: https://landregistry.uk/title-documents  CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. ? Download my book, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/  ? Get my weekly newsletter: https://bit.ly/MFPnews ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ ? Twitter: https://twitter.com/JustinKingCFP  ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

178 Tax Planning and Your Retirement, with Kurt Lee

Chatting to me today is Dr Ben Hicks, Research Fellow at Brighton and Sussex Medical School. I first met Ben 5 years ago and invited him to be on the panel of one of our first Retirement Café events. Back then he was working hard to change the perception that dementia is no longer a death sentence in his role as psychologist and researcher with Bournemouth University Dementia Institute. Although dementia is one of the most common and serious conditions society faces today with more than 800,000 people affected in the UK, Ben believes that with the right research technology and care, dementia sufferers can live well with the disease for many years. As Co-ordinator of the DETERMIND research programme, Ben explains how the project looks at why care for dementia patients is unequal and the impact this has upon people’s health, level of comfort and happiness. Ben also shares some of his research findings and what this could mean for the future of care. USEFUL LINKS Find out about the DETERMIND study: https://determind.org.uk/ Take part in the DETERMIND study: https://determind.org.uk/take-part/ Listen to Ben’s first podcast: 005 The Big D – Why Dementia is not a death sentence: 005 The Big D – Why Dementia is not a death sentence Email us for a copy of Ben’s latest research findings.   ✔️ Subscribe to my Channel here https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1 ?️ Subscribe to The Retirement Café Podcast here https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. ? Download my book, Ready, Steady, Retire: https://wb198-89a1ad.pages.infusionsoft.net/ https://www.theretirementcafe.co.uk/ ? Get my weekly newsletter: https://bit.ly/MFPnews ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ ? Twitter: https://twitter.com/JustinKingCFP This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first!

177 Why an early dementia diagnosis matters, with Dr Ben Hicks

The FCA has issued a warning about the mismanagement of Asset Protection Trust Schemes. They’re concerned about the number of firms mis selling trusts on behalf of Trustees who don’t understand what they’re invested in or what benefits the trusts actually provide.   Asset Protection Trusts are trusts into which you typically transfer assets, often including your home, during your lifetime. Some people fall victim to unscrupulous or unqualified advisers who suggest these trusts provide specific protection from Inheritance Tax or are a good place to shelter your assets from any liability for paying care fees.   In this podcast episode, learn about the common traps people fall into when setting up Asset Protection Trusts, the genuine benefits they offer and reasons to consider one, and how to check whether your trust is suitable for you.   USEFUL LINKS FCA’s ScamSmart website: https://www.fca.org.uk/scamsmart Society of Estate & Trust Practitioners: https://www.step.org/directory/members   ✔️ Subscribe to my Channel here  https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1   ?️ Subscribe to The Retirement Café Podcast here https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448   CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully.   ? Download my book, Ready, Steady, Retire: https://wb198-89a1ad.pages.infusionsoft.net/ https://www.theretirementcafe.co.uk/ ? Get my weekly newsletter: https://bit.ly/MFPnews ? MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ ? LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ ? Twitter: https://twitter.com/JustinKingCFP    This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first!

176 FCA warns about Asset Protection Trusts

 Laura Black successfully climbed the corporate ladder to become a successful attorney. When retirement hit, her descent down that same ladder was marked by loss and marginalization. She no longer possessed the CEO status she placed so much of her worth in, her children fled the nest for lives of their own, and she had to cope with the decline and eventual deaths of her parents. Plus, well, aging, which is hard in itself. In a nutshell, Laura discovered that as a mature woman, mother and wife, it can be harder to find true happiness after leaving a long-term career.  Laura’s first book, Big Butts, Fat Thighs, and Other Secrets to Success, empowered women to accept and use their vulnerabilities in forming critical business relationships. Laura’s latest book, Climbing down the ladder, a journey to a different kind of happy investigates how woman can keep their identify after losing their business card. 

175 Climbing down the ladder into retirement

 In this episode Kathy & Justin chat about the important changes to the lifetime allowance announced in the Chancellor’s budget in March. It’s fair to say that the extent of the changes has taken the financial advice sector by surprise. It was widely anticipated that the lifetime allowance would be increased, but not fully abolished. We aim to clear up any confusion about what this latest change to pensions legislation means for you, by reminding you first of the annual allowance rules and when the Tapered Annual Allowance and Money Purchase Annual Allowance take effect. The contribution limits for these two allowances have increased from £4,000 to £10,000, so it’s important to understand if you’re affected. We also go into detail about the impact of scrapping the Lifetime Allowance Tax Charge, the change to tax-free cash levels (also known as the Pension Commencement Lump Sum), the anticipated scrapping of the Lifetime Allowance itself, and what this means if you have fixed protection in place. We don’t have all the answers as yet, so this episode covers what we know to date. 

174 How Lifetime Allowance Changes May Affect You

 I want to help my clients make the best possible decisions about their financial future, so over the years I’ve done a lot of research into how to make smart decisions. I’d like to share some of the insight I’ve gathered in this podcast. The topic of decision making is vast, so I’m going to focus on one specific set of tools which I feel are incredibly powerful – that’s Mental Models. I first came across Mental Models from Warren Buffet and Charlie Munger of Berkshire Hathaway fame. I share a story of Charlie using one of the models I share in this episode as far back as 1943, that of Inversion. The pair are renowned for using Mental Models to inform their decisions about which companies to invest in. Mental Models are powerful tools that can help us make better decisions and navigate complex situations, as they provide a framework for understanding the world around us. In this episode Kathy and I share three models: Inversion, Backcasting and Compounding, and how you can apply them to the decisions you make everyday. 

173 Three Mental Models for making better decisions

 Robin Wigglesworth is editor of FT Alphaville, the Financial Times’ financial blog, where he focuses on the biggest trends reshaping markets, investing and finance across the world. Robin is also the author of a book called ‘Trillions – How a Band of Wall Street Renegades Invented The Index Fund and changed Finance Forever’. It’s been described as the definitive book on the past, present and future of passive investing. Trillions is a riveting read for anyone interested in the story of index funds, which is a topic I’ve discussed with several guests on the podcast over the years. Robin describes the index funds as one of the most disruptive inventions in the history of investing and he joined me on the podcast to explain why, with humorous anecdotes and stories, including Warren Buffet’s famous bet against any active manager to beat the index over a 10 year period. We also chat about a concept known as index hugging or closet indexing, different types of index funds available, where Robin shares the story of value stocks, and how building a judicious portfolio can help make for a successful investment experience. Oh, and Robin shares the secret of FT Alphaville’s success (it’s free!). 

172 How the Index Fund changed investing forever, with Robin Wigglesworth

 Have you ever wondered how to go about tackling the tricky subject of getting older with loved ones who are doing just that?  How to start those taboo conversations about whether dad should hang up his driving gloves, or what happens when an elderly friend or relative become incapable of living alone?  Then this episode is for you. My guest, geriatrician Dr Lucy Pollock’s speciality and passion is the care of older people, and she has written a wonderful book – The Book About Getting Older.  A book which gives its readers the power to have these difficult conversations. We explore the important topics of movement, frailty, the ethics of getting older and how to ensure people retain their sense of personal power as they age. Part of that is recognising that older people are really repositories of history that we can all learn a huge amount from. I hope you enjoy my conversation with Lucy. 

171 Tackling the delicate questions around getting older, with Dr Lucy Pollock

The transition into retirement isn't purely a financial event, it's so much more. It's one of those life-changing events that requires you to plan and to adapt. Full of information, tips and guidance, The Retirement Café personal finance Podcast helps you address the challenges and opportunities that arise so you can live a fulfilling retirement. Your host is Justin King, a Chartered Financial Planner and Accredited Later Life Adviser. Contact Justin at hello@theretirementcafe.co.uk with any comments or questions or get in touch on Twitter @JustinKingCFP.

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The Retirement Café Podcast

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