"I was talking to a friend of mine who’s a retired investment advisor. I told her about what we’re doing at the Income Investors to teach people a new way to invest for income and she laughed and said “Thank goodness I’m retired. This is the kind of stuff that puts people like me out of business!” This Week’s Total Return: 26.75% 14.16% capital gains + 12.59% income yield. In this episode, you’ll learn: The 4 different professionals you can hire to help manage your money.The 3 big advantages of working with an investment coach.The #1 thing to remember when hiring an advisor. Links and Resources Mentioned in this Episode The Income Investors AcademyIncome Investors Mini-Course + Income Planner

Total Returns Podcast

The Difference Between an Investment Advisor and an Investment Coach – TR020

Do you ever get the feeling that something’s off? Like you can’t really put your finger on it but you just feel unmotivated and unfulfilled and you can’t figure out why? In this episode, we’re going to talk about that. And I’ll share how I fixed it for myself so that you might find your way out of it, too. This Week’s Total Return: 26.89% 14.30% capital gains + 12.59% income yield. In this episode, you’ll learn: The real reason you might feel unmotivated or unfulfilled.My Value Discovery process for uncovering your North Star.3 questions to ask yourself to determine if your life, career, and finances are in alignment with your values. Links and Resources Mentioned in this Episode The Income Investors AcademyList of Core Values

How to Find Your North Star – TR019

Behavioral economists say that 4 out of 5 investors suffer from a little-known disorder that could lead to huge losses in the market. Do you have it? Let’s find out - the Doctor is in. This Week’s Total Return: 27.61% 14.99% capital gains + 12.62% income yield. In this episode, you’ll learn: The common disorder that 80% of investors suffer from… and how to avoid it.How to perform a 4-point stock ‘checkup’ to determine if you should hold or sell.The problem with stock analysts ‘consensus.’A strategy I employ on my big gainers to protect my invested capital and remove all of the risk of holding through a downturn. Links and Resources Mentioned in this Episode The Income Investors AcademyWikipedia - The Disposition EffectyCharts

80% of Investors Suffer From This Disorder – TR018

If there’s one thing that drives me nuts it’s when someone says they’re too old to do something. Like start a business or an investment plan or take up a new sport. If you look at my style of income investing and think, I’m too old for that to work, you just told a lie to your own self. And if there’s one person you shouldn’t be lying to, it’s your own self. This Week’s Total Return: 28% 15.27% capital gains + 12.73% income yield. In this episode, you’ll learn: What dividend growth investing is and why it's so powerful.A simple 4-step plan to make it work for anyone... regardless of age.The two 'side goals' that drive your ultimate financial goal. Links and Resources Mentioned in this Episode The Income Investors AcademyFree Income Investing Mini-Course + WorksheetMintDividends Don't Lie by Geraldine Weiss

Are You Too Old To Start A Dividend Growth Portfolio? – TR017

I think the first time I really understood the concept of supply and demand was in 1981. I had a part-time job at Sears and my little sister wanted a Cabbage Patch kid for Christmas. My Mom told me to do what I had to do to make sure she got that doll. I got it. Her name was Dolores Dotty, my sister was thrilled, and I got to bribe a dock worker to make sure that Cabbage Patch kid literally fell off the truck. This Week’s Total Return: 26.11% 13.46% capital gains + 12.65% income yield. In this episode, you’ll learn: Why most dividend-paying stocks never see much share price growth.How stock buybacks boost share price and Shareholder Yield giving us a nice capital gain and higher Total Returns.When (and why) companies should buyback their own stock.My 3-step screen to find stocks that may potentially buyback their stock giving us the biggest bang for our Shareholder Yield buck. Links and Resources Mentioned in this Episode The Income Investors AcademySoFi Invest

How Stock Buybacks Increase Your Returns – TR016

Remember that movie A Few Good Men when Jack Nicholson, the corrupt General, was testifying and he yelled out “You want the truth? You can’t handle the truth!” Sometimes that’s what I feel like telling folks when they ask how they should be investing. This Week’s Total Return: 26.56% 13.89% capital gains + 12.67% income yield. In this episode, you’ll learn: The ONLY number that matters to income investors (I guarantee it's not what you think).Why you should think of your portfolio as a "farm" for the best long-term results.A guy at my club who turned $50k into $1.7M and $60,500 a year in income with just a 5-stock portfolio of dividend payers. Links and Resources Mentioned in this Episode The Income Investors AcademySoFi InvestUncle Nearest Premium Whiskey

The Only Number That Matters to an Income Investor – TR015

It's the biggest question stock investors have - what is the true value of a stock. In this episode, I give you 5 ways to answer that question. This Week’s Total Return: 28.39% 16.00% capital gains + 12.39% income yield. In this episode, you’ll learn: Five ways you can value a stock to try to determine for yourself if your overpaying, paying just the right amount, or getting it for a discount.A deep dive into the 5 valuation formulas: Historical Multiples, PE Ratio, PS Ratio, Analysts Target, and RSI. Links and Resources Mentioned in this Episode The Income Investors AcademySoFi InvestyChartsYahoo Finance

How to Calculate the True Value of a Stock – TR014

Want to find a great stock on sale that you can buy for cheap? Look no further than CEO's Gone Wild. This Week’s Total Return: 30.55% 18.13% capital gains + 12.42% income yield. In this episode, you’ll learn: My secret, proprietary value investing strategy to buy the best stocks the minute they go on sale.What value investing is and how it differs from income or growth investing.The Graham's Number formula - how most value investors like Warren Buffett find value stocks.Why and how my secret strategy is way better than Graham's Number for identifying discounted stocks that regain their value in weeks and months not years. Links and Resources Mentioned in this Episode The Income Investors AcademySoFi InvestyChartsGraham's Number Calculator

My Secret Value Investing Strategy – TR013

Investors who are in it for the long haul (like me) are just looking for our stock soulmates to stuff in a coffee can and hold for a long, long time. This Week’s Total Return: 28.2% 15.85% capital gains + 12.35% income yield. In this episode, you’ll learn: The 3 things you need to be a successful investor. (Not trader; investor)How to find your 'stock soulmates' to stick in a coffee can so they can grow and compound forever.The 4 indicators I use to figure out what the heck is actually going on with the market.A deep dive into one of the stocks in my coffee can. Links and Resources Mentioned in this Episode The Income Investors Academy

The Coffee Can Portfolio to Survive Any Market – TR012

I’ve been an active real estate investor and a passive real estate investor and passive wins all day every day and twice on Sunday. In this Total Returns episode, I show you exactly how much more equity and income you can make by not lifting a finger. This Week’s Total Return: 27.97% 15.66% capital gains + 12.31% income yield. In this episode, you’ll learn: The difference between active real estate investing and passive real estate investing.What real estate investment trusts are and the 12 different property types they buy and hold. How to invest in REITs and earn 129% more capital gains (equity) and 30% more income than a rental over 30 years. Links and Resources Mentioned in this Episode The Income Investors AcademyNAREIT The Spreadsheet Referenced in the Episode:

Passive Real Estate Investing vs Active Real Estate Investing – TR011

Today I'm sharing a relatively new income investment strategy that’s simple, high-yielding, doesn’t require a stock brokerage account (because it’s not in the stock market) and has a super low minimum investment amount. It’s called Peer to Peer Lending or p2p for short. This Week’s Total Return: 29.79% 17.53% capital gains + 12.26% income yield. In this episode, you’ll learn: What is peer to peer (p2p) lending and how it works for investorsThe 3 platforms I’ve personally tested, the type of loans available, the fees, and returns.My favorite p2p platform that has a 4x lower default rate and 4x higher income (and most of the underwriting decisions are made by a robot!)How you can get started in p2p lending today with as little as $25 Links and Resources Mentioned in this Episode The Income Investors AcademyLending ClubProsperUpstart

How to Make Peer to Peer Loans for Income – TR010

Everyone knows there are two ways to make money on stocks you own - capital gains when you sell for more than you bought and income from dividends. But did you know there's a third way that creates cash on demand? Yep, this one's all about selling options for instant income, y'all! This Week’s Total Return: 31.46% 19.25% capital gains + 12.21% income yield. In this episode, you’ll learn: How to trade stock options for income on demand - whether you own the stock or not!The top two option income strategies that every investor can use to increase their short and long-term profits. Links and Resources Mentioned in this Episode The Income Investors Academy

Selling Options for Instant Income – TR009

Want to be an angel investor like the folks on Shark Tank and get a guaranteed income stream while doing it? This episode is all about turning the VC model on its head by investing in debt instead of equity and being an... Income Angel. This Week’s Total Return: 30%. 18.86% capital gains + 12.14% income yield. In this episode, you’ll learn: What angel investing is and why it only has a 1% success rate when you do it the 'traditional' way.How Title III of the JOBS Act changed things forever by allowing 'non-accredited' investors to invest in private companies.How revenue share and revenue participation deals work.Details of two of my personal, revenue share, Income Angel investments. Links and Resources Mentioned in this Episode The Income Investors AcademyWefunderSeedInvestRepublic Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Angel Investing for Income – TR008

What's safe like a bond but pays and trades like a high-yield stock? This episode is all about baby bonds aka exchange-traded debt securities. Our secret honey hole of income investing goodness. This Week’s Total Return: 30.36%. 18.38% capital gains + 11.98% income yield. In this episode, you’ll learn: What a baby bond is and how it differs from traditional bonds.Where baby bonds fall in the 'capital stack.'How and where to buy baby bonds and my tips for investing.Risks of investing in baby bonds.The two baby bonds that I own and the ones I have on my watchlist. Links and Resources Mentioned in this Episode The Income Investors Academy Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Investing in Baby Bonds – TR007

It's the biggest debate in income investing - high yield vs low yield. In this episode, I’ll share with you why you want to target high yields as long as they can afford those yields. You'll learn how to quickly determine if a company can afford to pay us... now and in the future. This Week’s Total Return: 32.78%. 20.73% capital gains + 12.05% income yield. In this episode, you’ll learn: What a high-yield is... and isn't.The weird, inverse relationship between share price and dividend yield.What a 'dividend trap' is and how to avoid that trip.What happens when a company can't afford its dividend anymore... looking at you, Gamestop.How dividends have performed historically since 1900 (spoiler alert: better than share prices!)The top 5 highest yielding investment strategies we use at the Income Investors.Two quick ways to determine if a company can afford to pay its high-yield now... and in the future. Links and Resources Mentioned in this Episode The Income Investors AcademyPersonal Capital Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

How to Avoid a Dividend Yield Trap – TR006

The podcast for independent investors seeking capital gains AND income. That’s Total Returns.

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Total Returns Podcast

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