Indian life insurance sector is at a pivotal point. In this episode of Why Not Mint Money, Anshika Kayastha speaks with Sameer Yogishwar, COO, HDFC Life, about the evolution of the sector over the last 25 years and the opportunities ahead. Sameer shares how insurers are reimagining products, distribution, and customer engagement to make insurance more accessible and relevant for the divergent segments of Indian customers.The conversation also explores how technology and AI are reshaping the sector, enhancing every aspect of customer and partner experience Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Not Mint Money

The Next 25 Years of Life Insurance in India

India's startup ecosystem is evolving rapidly. While early-stage funding has bounced back, growth-stage capital remains under pressure. So what has changed, and what does the future hold for founders and investors? In this episode of Why Not Mint Money, Avanne Dubash speaks with Puneet Kumar, CEO of Mirae Asset Venture Investments India, about the structural shifts reshaping venture capital. From the impact of the AI boom and shrinking global capital flows to the rise of deep tech, quick commerce, and AI-native businesses, Puneet shares where investors are placing their bets and what founders need to do to succeed in today's environment. Puneet also reflects on the lessons he's learned over a decade of investing and why great founders continue to be the most valuable asset in venture capital. Listen in for insights on startup funding, AI, deep tech, family offices, venture capital trends and the future of India's entrepreneurial ecosystem. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Startup Funding Gap Nobody Is Talking About

On this episode of Why Not Mint Money, host Neil Borate is joined by Rajat Bijur, Head – PMS at Mirae Asset Sharekhan, to unpack the world of Portfolio Management Services (PMS). They discuss how PMS returns are calculated, why headline performance numbers can sometimes be misleading, and how PMS compares with mutual funds and SIFs. The conversation also explores concentrated portfolios, fee structures, valuation-driven investing, and whether recent outperformance was driven by skill or market cycles. Plus, Rajat shares a practical checklist to help investors evaluate a PMS before investing. Learn more about your ad choices. Visit megaphone.fm/adchoices

PMS vs Mutual Funds: What Investors Must Know Before Investing?

In this episode of Why Not Mint Money, host Neil Borate speaks with Vaibhav Shah, Head of Products, Business Strategy & International Business at Mirae Asset Investment Managers India, about the role of global investing in an Indian investor's portfolio. The conversation explores why diversification across countries and currencies matters, whether the AI opportunity is still attractive, and the global themes that Indian investors may be missing, including semiconductors, blockchain, data centres, and rare earth materials. Vaibhav also explains how investors can access international markets through routes such as LRS and GIFT City, the common barriers that prevent Indians from investing globally, and why the ultimate objective of investing should be reducing risk, not chasing returns. Learn more about your ad choices. Visit megaphone.fm/adchoices

Beyond India: The Case for Global Investing

India has transformed the way it pays, saves and invests, but when it comes to credit, insurance and healthcare, trust still remains the biggest gap. In this episode, Monika Halan sits down with Yashish Dahiya, Chairman and Group CEO of PB Fintech, to discuss what India must solve to truly become a financially empowered nation by 2047. From the future of healthcare and insurance to data-driven finance, consumer trust, regulation and financial inclusion, this conversation looks at the bigger structural shifts needed to make financial products work better for ordinary Indians. Yashish argues for a fundamental shift in how the country operates, moving away from a “capacity-led” approach to a more “data-led” system that priorities the individual. In this conversation, we explore, The Trust Gap: Why removing the friction between buyer and seller is the ultimate goal for a developed India. Data Over Capacity: A visionary look at why "being big" isn't enough, and why scientific, data-driven suitability is the future of governance. The 2047 Roadmap: How we build a financial marketplace where the individual doesn't just survive, but thrives with confidence. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rewriting India's Financial Future: What needs to change by 2047

 India is no longer just the back office of the world; it is rapidly becoming the global hub for capability, innovation, and AI-led transformation.In this episode of Why Not Mint Money, host Avanne Dubash speaks with Roop Kaistha, Managing Director – APAC at AMS, about the future of GCCs in India, the rise of AI-driven hiring, leadership shortages, internal mobility, workforce transformation, and the evolving role of talent strategy. From Agentic AI and GenAI adoption to notice-period challenges, tier-2 city expansion, and the shift from pyramid-shaped to diamond-shaped organisations, this conversation explores how GCCs are redefining the future of work. They discuss: AI hiring, GCC talent crisis, GenAI adoption, leadership gaps, workforce transformation, tier-2 hiring trends, future of work, and India’s $100B GCC opportunity. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why India Is Winning The Global GCC Race | AI, Skills & Hiring Trends ?

In this episode, the focus shifts to how women’s entrepreneurship is becoming central to India’s growth story.The discussion highlights how NBFCs are reaching underserved women in semi-urban and rural markets.It also unpacks the persistent credit gap and why access alone isn’t enough. As Shaji Varghese, CEO, Muthoot FinCorp Ltd. points out, the real shift happens when women start actively managing finances, not just receiving loans. He emphasises that financial awareness and disciplined habits are key to long-term empowerment. Learn more about your ad choices. Visit megaphone.fm/adchoices

Women & Entrepreneurship in India: Beyond Just Access

India’s insurance penetration remains stubbornly low despite rising awareness. With life insurance accounting for just 2.8% of GDP, millions of households remain financially vulnerable. In this episode of Why Not Mint Money, host Avanne Dubash speaks with Alok Rungta, MD & CEO of Generali Central Life Insurance, on why India continues to buy insurance late, buy inadequate cover, and rarely reassess protection as life changes. The conversation explores how insurers can shift the narrative from policy-selling to real financial protection, and what needs to change for India to close its insurance gap. Learn more about your ad choices. Visit megaphone.fm/adchoices

India’s Insurance Gap: Generali Central Life’s Vision for Protection

Every investor chases returns, but what if the biggest payoff isn’t financial at all? The EB-5 visa lets you invest in the US economy and, in return, secure the right to live, work, and study in the US. In this episode of Why Not Mint Money, Vivek Tandon, CEO of EB5 BRICS LLC, cuts through the jargon to explain what the EB-5 program really offers, why the investment amount has jumped to $800,000, and answers questions on risks, rewards, and the fine print you should know before investing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Understanding the EB-5 Visa Risks and Investment Route

In this episode of Why Not Mint Money, host Neil Borate is joined by Mr. Ganesh Mohan, Managing Director of Bajaj Finserv Asset Management, to unpack a smarter way to manage your idle cash.While savings accounts and FDs offer safety, they often fall short on returns and tax efficiency. Ganesh breaks down how liquid and overnight mutual funds present a powerful alternative—offering instant access, better yields (up to ~7%), and tax benefits that traditional options can’t match.Tune in as we explore - Why idle money in savings accounts could be costing you, how liquid and overnight funds balance returns, safety, and liquidity, the tax advantages mutual funds offer over fixed deposits and a lot more. If you're looking to optimize your short-term money while keeping it accessible, this episode is for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

How Mutual Funds Help You Keep More of Your Returns

Host Neil Borate explores the rise of private credit in India with JSA Partners Tirthankar Datta and Divyanshu Pandey. Discover how this alternative financing model is filling gaps left by traditional lenders, the key drivers behind its growth, investor trends, risk management, and what the future holds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rise of Indian Private Credit

In this episode of Why Not Mint Money, host Jash in conversation with Mumbai-based chartered accountant Arun Kansar to demystify the process of income tax filing for freelancers. From understanding eligible deductions to navigating common pitfalls, this conversation is packed with practical advice to help freelancers stay compliant and make the most of their tax returns. Learn more about your ad choices. Visit megaphone.fm/adchoices

What freelancers need to know when filing their tax returns?

In a country as vast and diverse as India, banking isn't just about branches — it's about access. In this episode of Why Not Mint Money, we’re joined by Ganesh Ananthanarayanan, COO of ‪@AirtelPaymentsBankIN‬ to explore how technology is not only transforming the way we pay but also expanding who gets to participate in the financial system. With India’s digital transactions set to triple by FY2029, we discuss how Airtel Payments Bank is using its 500,000+ banking points, business correspondent networks, and doorstep banking to bridge financial gaps — especially in rural areas. Ganesh also shares real-life stories from the ground, the role of digital finance in empowering women, and what the future holds for inclusive banking in India. Listen to know more Learn more about your ad choices. Visit megaphone.fm/adchoices

How Airtel Payments Bank is Bridging India’s Financial Gap

How our tendency to react to stock market movements in a certain way has a bearing on our investment decisions and investment outcomes. In today's episode, we are in conversation with Karthick CS, co-founder of Knowise, to talk more about it.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Why do you need to be aware of behavioral biases?

The cost of education is much higher than even before. And if you are a new parent, the costs will only go up from here, with high education inflation. In today's episode, we are in conversation with Sunita Satapathy, director of Glosome Wealthx, on why parents need to be financially prepared for their child's education and how they should go about it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why parents need to be financially ready for child's education?

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