Full show notes at https://capitalism.com/ D-Class properties can appear to be an unattractive asset class to many investors. But while they can often seem risky, the requirement for low-income housing continues to rise in America, and with the right property management strategy they can be highly proffitable investments. Listen to today's show to hear how Tyler Sheff has successfully invested in D-Class multi-family properties. He explains how to find these D-Class property opportunities in the first place, how making changes that improve the lives of your tenants increases profit over time, and what to look out for in these alternative assets. Key Takeaways What D-Class properties are and why they are a good investment opportunity Converting D-Class properties into a safe, clean places to live How making the lives of these marginalized tenants better can also be profitable Connect with Tyler Sheff Hear more from Tyler at cashflowguys.com. On Facebook On Twitter On LinkedIn Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn --> Subscribe to the Capital Gains Podcast on Apple Podcasts 

Capital Gains - Capitalism.com

How Tyler Sheff Profitably Turns D-Class Properties into Safe, Clean Affordable Housing

Full show notes at https://capitalism.com/ You can organize your schedule how you want. Rod uses a paper planner that contains pictures that have been in there for 19 years. Some are pictures of material items (like cars) that he wanted and ended up purchasing because of the success he gained. Some are pictures of the people he is grateful for, like his children. That paper planner focuses Rod on what he wants, not what he doesn’t want. If you don’t want conflict, focus on how you can help make peace. If you don’t want to be in debt, focus on how to make money. Visualize what you want and give yourself a clear explanation of why those things matter to you and visual reminders you won’t escape. This means that even with major setbacks - like the loss of wealth from an economic crash - you have the right mindset to build back to success. Key takeaways: Having the right mindset is essential for success Put time into determining what you want to do in life Stay focused on what matters 

How Rod Khleif Built a $50 Million Net Worth After Losing It All In The 2008 Crash

Full show notes at https://www.capitalism.com/ Justin Cooke used to build online businesses himself. But after selling some in an effort to scale up profits in his line of work, he stumbled into a new field: creating and managing a marketplace for buying and selling the type of businesses he had been making. Through his Empire Flippers marketplace, Justin connects sellers of online businesses with buyers. It’s a business that is still in its infancy as the market for the trading of online businesses - sources of passive cash flow for savvy investors - continues to grow. Taking a number of cues from real estate, Justin shares with us the past, present, and future of online businesses as investments. Key takeaways: Online businesses can be a great investment for wealth growth Trading in online businesses as assets is like trading in real estate The market is in its infancy, with lots of exciting growth ahead Connect with Justin Hear more from Justin at https://empireflippers.com/podcasts/. On Twitter On Facebook On LinkedIn Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn --> Subscribe to the Capital Gains Podcast on Apple Podcasts 

3 Lessons Joe Fairless Learned to Control $265 Million in Real Estate Assets

Justin Cooke used to build online businesses himself. But after selling some in an effort to scale up profits in his line of work, he stumbled into a new field: creating and managing a marketplace for buying and selling the type of businesses he had been making. Through his Empire Flippers marketplace, Justin connects sellers of online businesses with buyers. It’s a business that is still in its infancy as the market for the trading of online businesses - sources of passive cash flow for savvy investors - continues to grow. Taking a number of cues from real estate, Justin shares with us the past, present, and future of online businesses as investments. Key takeaways: Online businesses can be a great investment for wealth growth Trading in online businesses as assets is like trading in real estate The market is in its infancy, with lots of exciting growth ahead Connect with Justin Hear more from Justin at https://empireflippers.com/podcasts/. On Twitter On Facebook On LinkedIn Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn --> Subscribe to the Capital Gains Podcast on Apple Podcasts 

Looking for You Next Great Investment? Here’s Why It’s Time To Consider Buying An Online Business [Best of Capital Gains]

Charles Hugh Smith wonders if we will have enough paid work in the future, and what will happen if we won’t. Automation is becoming more and more widespread, but does it offer a sustainable economic model for the future? Today’s episode of Capital Gains offers a glimpse of Charles’ provocative alternative system, as well as his thoughts on what the smartest investing approach is to an economy attacked by massive deflation. As an investor, you have to ask yourself what’s tradable and what’s not. In the future, there will still be an economy for high-touch value services that AI cannot provide. Learn from Charles Hugh Smith what the advantages of cryptocurrencies are and choose to be an active, disruptive participant. Full show notes at http://capitalism.com Key takeaways: Where should investors put their money before automation takes over Key advantages of cryptocurrency A promising alternative economical system Connect with Charles Hugh Smith On Facebook On Twitter On Linkedin Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn --> Subscribe to the Capital Gains Podcast on Apple Podcasts 

Automation Will Change Investing Forever, Says Finance Expert Charles Hugh Smith [Best of Capital Gains]

Investing in real estate for the first time can be daunting. But with expert advice, there’s no need to go in blind. On today’s episode of Capital Gains, we are joined by Joe Fairless, real estate investor and host of the world’s longest-running daily real estate podcast “The best real estate investing advice ever”. Joe will be sharing his advice for taking the leap into multi-family investment properties, and how to choose the right investment options for you. Key takeaways: How to move from single-family homes to multi-family property investments How master lease investments can be beneficial The key to knowing where to invest Investing in a value-add property The best real estate investing advice ever Connect with Joe Fairless You can tune in to Joe’s daily podcast at www.joefairless.com Joe Fairless on Twitter Joe Fairless on Facebook Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn   --> Subscribe to the Capital Gains Podcast on Apple Podcasts 

How A First Time Investor Can Get Started Making Money in Real Estate [ Best of Capital Gains ]

Real estate investment is in an awkward time at the moment. There have been great returns for the past eight years, but there is now a lot more volatility. With many investors predicting an impending correction or recession, is now really a good time to be putting money into real estate? On this episode of Capital Gains, we’re joined by the managing principal and co-founder of Alpha Investing, Ross Reagan. He explains how his company helps clients find real estate investments that stay valuable even in a downturn. He also shares how senior homes and self-storage are the investments to be making—if you want your investments to be recession-resistant. Having built Alpha Investing from the point of view of an investor, Ross and his team give all of their clients the personal touch. Building trust in relationships has helped Alpha Investing to grow organically. Hear how you can make your first investment into this space, and how you can make cash flow no matter what the market does. Key takeaways: Investing for an impending economic downturn Senior housing and self-storage as recession-resistant investments Building trust between investors and investment managers Connect with Ross Reagan Go to www.alphai.com for more information on private equity real estate investments. Ross on LinkedIn Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn

The Investor’s Playbook: Real Estate Deals You Don’t Have To Worry About In A Bad Economy

First-time investments can be daunting, especially for the risk adverse. But understanding the real estate market and the types of investments available will help you make the best choice. On today’s podcast Capital Gains host, Jonathan Twombly, is interviewed by Okeoma Moronu for The Happy Lawyer Project podcast. Jonathan shares his insight into the real estate market and how you can make a safe, sound investment that, given a little time, can offer a great return on investment. Key takeaways: The benefits of real estate investment Is buying a home a good real estate investment? The difference between an active and passive real estate investment Making an investment as part of a syndicate What return can you expect from real estate investment? Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn Connect with Okeoma Moronu Find more episodes of The Happy Lawyer Project podcast at TheHappyFamilyLawyer.com On Twitter On Facebook On YouTube On LinkedIn

How to Get Started in Passive Real Estate Investing

Full show notes at https://capitalism.com/can-control-investments-financial-freedom-w-jake-stenziano-gino-barbaro/ When Jake and Gino met in 2010, Jake was working in pharmaceutical sales and Gino was running a restaurant. They both knew they could do more. After discussing their mutual interest in real estate investment, they came together to make a partnership. In this episode of Capital Gains, Jake and Gino discuss why multifamily apartments are the best investment option if you want control over your assets, the three aspects of investment which you have to get right, and how to source the best deals. They knew when they started that they wanted to create wealth and gain financial freedom. By building their business over the past few years, they have both reached a point where financially they don’t have to work, but they love doing it. Discover how to make huge gains in multi-family investments by listening to the podcast, and hearing how Jake and Gino have done it. Key takeaways: Why you have more control over your investment with multi-family apartments The three things you have to do right when investing How to source multi-family investment deals Connect with Jake and Gino Visit Jake and Gino’s website at www.jakeandgino.com. On Facebook On Twitter On LinkedIn Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn

How You Can Control Your Investments for Financial Freedom w/ Jake Stenziano and Gino Barbaro

There are plenty of traditional long-term investment opportunities out there, but where do you look for something different? Is it possible to invest without paying the fees for an active manager? Global X Funds has a solution which allows you to personally track your investments using Exchange Traded Funds (ETF). It is the latest technology within asset management. In this episode of Capital Gains, we talk to Jay Jacobs, Global X Funds’ Director of Research. He tells us how picking an asset class isn’t the only option you have as an investor. They look at themes and trends, diversify the pool your investment goes into, and generate a huge profit for you. Their approach throws out the rigid grid of asset classes and looks at what themes will be disrupting the economy over the next couple of decades. Listen to how you can change the way you invest and don’t forget to subscribe for more great content on making the most of your money. Key takeaways: Exchange traded funds - the latest technology within asset management Investing in themes based on demographics How analyzing data can predict future profit Connect with Jay Jacobs For more information on Global X, head to https://www.globalxfunds.com/research/ Jay Jacobs on LinkedIn Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn

Avoid Short-Term Risk for Huge Long-Term Gains with Flexible Exchange Traded Funds

Blockchain is the technology behind cryptocurrencies and allows any two parties to send and receive money and value without the need for intermediaries. In this fast-growing market, how do you identify the true investment opportunities over all the hype? William Mougayar is an investor, researcher, and advisor who is an expert in blockchain and cryptocurrencies. In this episode of Capital Gains, he explains why you shouldn’t believe everything you read and discusses the two major players - Bitcoin and Ethereum. Hear how blockchain is less risky than our regular banking system, and William’s predictions on the future of currency worldwide. Key takeaways: Removing intermediaries from transactions with blockchain technology The financial growth of the blockchain market Bitcoin vs. Ethereum - the two dominant blockchains and investment implications Connect with William Mougayar For more information on making the right investment decision with cryptocurrency, go to William’s blog at http://startupmanagement.org/blog/ William Mougayar on Facebook William Mougayar on Twitter William Mougayar on LinkedIn William Mougayar on Medium Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn

See Through the Hype of Blockchain for Real Investment Opportunities in Cryptocurrency w/ WIlliam Mougayar

Michael Blank believes in the law of the first deal. Once your first deal is done, the second and third come easily. On this episode of Capital Gains, he explains why multi-family properties are like an ATM machine. It doesn’t matter how much you earn or how much you have in the bank, the key to being financially free is to generate a large passive income. Michael talks about how to achieve this, and how he is coaching others to as well. When he was in his mid-30s and working in the software industry, he read Rich Dad Poor Dad and it shifted his entire mindset. He threw away his career and started focusing on earning a passive income from real estate. Michael began by flipping houses, but his big idea was restaurant franchises. His idea was to plow his net worth into restaurants, but it didn’t go well. He lost 95% of his net worth, and describes that time as a “very painful process”. He calculated that he would need 50 houses to make a great passive income. That was too many transactions. Michael reevaluated his strategy and started focusing on multi-family, and made his first deal in 2011. Key takeaways: The law of the first deal: Once your first deal is done, the second and third come easily Why multi-family properties are like an ATM machine Real estate investment without the tax burden through IRAs Connect with Michael Blank Head over to Michael’s website for more information and coaching on investing in multi-family properties: http://www.themichaelblank.com/ Michael on Facebook Michael on Twitter Michael on YouTube Michael on Google+ Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn

How to Make Low-Risk Passive Real Estate Investments in Multi-Family w/ Michael Blank

If you haven’t yet invested in commercial real estate, there’s a huge cash flow which you could be missing out on. Real estate has been a cornerstone of wealth generation for a long time, which is what prompted Jilliene Helman to create RealtyMogul.com. It is now possible to make a generous passive investment without being an accredited investor thanks to the technology which Jilliene has developed. Realty Mogul came from a belief that more people should have access to commercial real estate, and since being established five years ago they’ve grown to a marketplace of 125,000 investors and have completed $300m in transaction volume. How do you take the first step into this kind of investment? Jilliene and her Investor Relations team have one on one communication with investors to help you, and she shares with us some advice on how to make a big return from commercial property. Key takeaways: What is passive commercial property investment? The growth of crowdfunding Market trends and advice to commercial real estate investors Connect with Jilliene Go to RealtyMogul.com for more advice on moving into commercial real estate investment and to sign up for your free account. Jilliene on Twitter Jilliene on LinkedIn Connect with Jonathan Twombly Find more great content from Jonathan at www.twobridgesmgmt.com. Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn -> Subscribe to the Capital Gains Podcast 

How to Find the Most Lucrative Commercial Real Estate Investments

Entrepreneurs looking for lucrative and impactful investments have an opportunity to solve the mortgage crisis and make massive gains. Serial entrepreneurs Rick Allen and TJ Osterman are seizing that opportunity. They believe in this real estate investment strategy so much that they’ve built an online tool to help other investors get in the game. In this episode of the Capital Gains podcast, Rick and TJ show how it’s achievable by detailing their own success and explaining the process for other investors who want to enter this lucrative market. Why Invest In Non-Performing Mortgages? For the past five years, they have been purchasing non-performing mortgage loans and returning double-digit profits. Not only that, they have given low-income families the opportunity to keep their homes removing the stress and low confidence that comes with being on the brink of a foreclosure. Purchasing these seemingly unattractive loans is an opportunity that more and more investors are exploring, and there are educators, resources, and technologies which open the world up to anyone interested in moving into this attractive space. But, how easy is it to get into? Rick and TJ talk to us about the strategy, how to make that strategy successful for you, and making social responsibility a component of your business. Earning A Substantial Yield from Untapped Inventory Five years ago, Rick and TJ were offered the opportunity to purchase their first small balance mortgage loan when a bank agent called them and asked if they wanted a frame duplex. The property had $100,000 of debt attached to it, but they took a chance and bought it for $8,400. The first five properties they invested in within this market went so smoothly, they couldn’t believe how easy it was. They were contacting borrowers and offering to take their vacant properties off their hands, arranging foreclosure agreements, and paying them for their time. In one case Rick and TJ acquired a vacant property from a lady who was happy to hand over the keys in lieu of foreclosure. They gave her $100 for her time and sold the property for $28,000. From contacting the borrower to selling the house, the whole process took 15 days. The discounts on a mortgage note can range anywhere between 20-50% and can cost from $25,000 to $150,000. Why are the discounts so big? Because no institution has the ability to handle them. The discounted purchase of the mortgage means that Rick and TJ are able to offer a lowered rate for the borrower. In this episode of the podcast, they say that they have sometimes initially been out of pocket as they work to build the trust with the borrower. But because of the cut-price they paid out, in the beginning, they are able to create an affordable home for the borrower and still make a double-digit profit from their investment. Creating Affordable Home Payment Plans For Struggling Americans   Rick and TJ soon learned that the reward from investing in mortgage notes was more than just financial. The unexpected but emotional impact of helping buyers to keep their homes was huge. Rick and TJ are passionate about their business because it has the ability to improve the lives of thousands of homeowners. That’s why they launched paperstac.com. Rick and TJ created paperstac.com to help people find buyable mortgage notes. With around $400bn of unpaid principal balance non-performing loans still waiting unclaimed, it’s a market with massive financial and emotional gains to be had. Borrowers have had the fear of losing their home hanging over them, and investment serves as an opportunity to remove that fear with an affordable housing plan. The pair has the goal of saving 10,000 low-income family homes in the future. Learn more in this episode of the Capital Gains podcast. Connect with Rick and TJ Visit CloudCapitalManagement.com for more information on their fund if you are interested in learning more as a passive investor. Check out Paperstac.com where you can buy and sell mortgage notes and learn more about what’s available. More to come soon on the Money With Meaning website: mwmfund.com Richard Allen on LinkedIn Richard Allen on Facebook Richard Allen on Twitter TJ Osterman LinkedIn TJ Osterman on Twitter Papterstac on Twitter   Connect with Jonathan Twombly at www.twobridgesmgmt.com Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn

How To Solve the Foreclosure Crisis and Make Massive Real Estate Gains

In 2006, a year after selling his first successful internet business, Mark Daoust was on the verge of going broke. No savings, no rainy day funds, nothing for retirement. Since successfully exiting his first venture, a content-based website called Site Reference, his next projects had not been working out and was hemorrhaging money. It was at this point, on the brink of pennilessness, that the sale of his friend’s web hosting business was closed - a deal he had brokered after the experience of selling his own company the previous year. With the commission he made from the sale, Mark went on to start Quiet Light Brokerage, Inc., a marketplace for buyers and sellers of internet businesses, which has conducted over $100million in business transactions over the last 10 years. Mark discusses the returns available to buyers of existing internet businesses, as well as the risk that comes with buying them. He also shares some very important guidelines for both buyers and sellers of online companies. Listen in for Marks’ stories and advice after his 10 years in the business. They include a lawsuit and some of his favorite deals that Quiet Light Brokerage has put together. Lessons learned in the early days When selling online businesses, finding buyers is the easy part, says Mark. Investors are always looking for new opportunities, so building up that side of Quiet Light Brokerage was less of a challenge. The more difficult part in the early days was preparing a business for sale. It’s an area that business owners looking to exit often don’t get right. This was one of the most important things Mark learned early on - understanding what motivates buyers to buy and what information they need to make an acquisition. Sellers are often very proud of the products and systems they have built and focus on these areas during the sale. However, buyers are interested in making a return on their investment and so the information sellers present needs to be shown through that lens. So Mark and his team set to work making more compelling cases for their clients. That meant showing more than a simple P&L statement. It meant monthly reports going back three years, dissecting the accounting and financial sides of the business. It also meant highlighting the growth potential and analyzing the threats that the company faced. And finally, it was about communicating what the asset was and why it was worth investing in. Online businesses are all cash flow based -- there is no physical asset that you can sell if the business fails --  and so presenting it correctly is vital. They also learned pretty quickly the processes needed for keeping clients’ information safe while providing proper access to potential buyers. Preparing to sell Mark breaks down the process of preparing a business for sale into four categories: Get into the buyer mindset -- buyers buy for ROI. This return comes in two parts: The financial return. Online businesses typically sell for multiples of 2.5-3.5 times earnings so buyers are looking at around a 33% annual return. The lifestyle associated with owning an internet-based business. Being able to work from home with a very light team is a big draw for investors. So when buyers are evaluating the ROI, what do they want to see? Firstly, they want to see that it is not a risky investment. Online businesses are inherently risky and buyers need to be aware of that, but from the seller’s perspective, it is about clearly identifying and mitigating areas of risk. What are the areas of risk? Are there any factors of dependency in terms of a technology or platform, e.g. is the business dependant on Google rankings or is it entirely based on Amazon? Changes to these platforms could have huge implications on the profitability of a company that is dependant upon them. Once these risks and dependencies are identified, the seller must come up with systems to mitigate those risks. Growth Buyers want growing businesses, not declining ones, so is it growing currently? Outside of that, what areas of future growth have not yet been explored? Using tangible, tested experiments and examples is much better than hypotheticals here. Transition How easy is it for the business to transition to a new owner? This often comes down to ‘key man’ dependencies -- if the success of the business is tied to a personal brand or a key partnership between the owner and a supplier, then that complicates the process of purchasing a business. Documentation Clean financial records and documentation of the business is the easiest area to control, and often the lowest hanging fruit for sellers to look at to increase the value of their business. What are you getting when you buy an online business? Most of what you’re buying is good will, says Mark. Often buyers will ask, ‘should I build this instead of buying it?’ In some cases, it does make more sense to build, but by purchasing an existing business, you are buying the brand, the reputation, the relationships and partnerships that come with it. You’re also buying all the decisions that went into getting it to where it is today. What worked and didn’t work along the way. And the systems and automation that has been built to run a lean online business. Generally the more staff a company has and the more systems and procedures that are in place, the higher the value is likely to be. It’s worth noting that the more staff members there are, the more friction is created in the transfer of ownership. And the more processes that are in place and well documented, the more attractive an acquisition is. What online business a good fit for you? Outside of the risks within the business you’re buying, is there anything you should know about yourself to identify what sort of business you should purchase? Firstly, it’s important to understand if you want to buy a big or a small online business. After his first exit, Mark bought two businesses for low five-figure sums and it became clear that the work he needed to put into them was not worth it for the money they were returning. So it’s important to match the scale of the acquisition with what is worth your time and effort. Secondly, know what your strengths are and invest in something where those strengths are an asset. For example, if you’re great at negotiating deals with vendors, look for an e-commerce company where that skill is valuable. Don’t enter the world of a software as a service company where you’ll have to become good at working with developers creating new product features, which may not be a skill you already have. Online businesses as passive income sources It’s true that many online business owners have created companies that create mid-six figure bottom lines that take just 10 hours of work per week to maintain. In Mark’s case, for instance, he was able to take his entire family out to Europe for a month while working remotely from his phone without impacting his businesses at all. Mark does stress that it takes a lot of work to get to that passive level, with a lot of automation, good people, and strong processes in place to allow it to run seamlessly. A buyer shouldn’t expect to be able to walk into an acquisition that is immediately passive and low maintenance, some ground work is always necessary. But it is possible to get there relatively quickly -- and doing that is all about systems and procedures. You can reach Mark and his team at www.quietlightbrokerage.com

How to buy or sell an online lifestyle business with expert broker Mark Daoust

How do you go from comfortable affluence to real wealth? Listen to the Capital Gains podcast, by Capitalism.com, with host and professional real estate investor Jonathan Twombly. In interviews with top professionals, we'll discuss alternative investments you might not have known about that can help you go beyond merely obtaining a passive income to growing your asset base and becoming truly wealthy.

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Capital Gains - Capitalism.com

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