The home mortgage space has been undergoing a transformation over the past couple of years. We have seen fintech lenders grabbing market share as they were best suited to grow during the pandemic when everything went virtual. There has been so much innovation that financing a home is no longer the long and painful process […] The post Podcast 312: Dan Snyder of Lower appeared first on Lend Academy.

Lend Academy Podcast

Podcast 312: Dan Snyder of Lower

With real estate prices at record highs all across the country, owning a home is becoming more out of reach for first-time homebuyers. For millennials and Gen-Z, saving enough money for a downpayment has become a huge challenge, much harder than it was for their parents or grandparents. A huge problem like this calls for […] The post Podcast 311: Adena Hefets of Divvy Homes appeared first on Lend Academy.

Podcast 311: Adena Hefets of Divvy Homes

The expense management space is heating up. While it has not garnered the same headlines as other fintech categories, there has been a lot more attention focused on it in the last couple of years. Earlier this year we saw Bill.com acquire Divvy for several billion dollars and companies like Brex are unicorns many times […] The post Podcast 310: Thejo Kote of Airbase appeared first on Lend Academy.

Podcast 310: Thejo Kote of Airbase

The home insurance industry has been dominated by legacy insurance carriers for decades. These companies are still doing business the same way as last century with primarily a transactional relationship with their customers. But there is a new breed of insurtech companies that are challenging the status quo and doing so in remarkable new ways. […] The post Podcast 309: Assaf Wand of Hippo appeared first on Lend Academy.

Podcast 309: Assaf Wand of Hippo

[Editor’s Note: There will be no new Fintech One•On•One episode next week as I will be on vacation.] In many ways the racial wealth gap has it roots in the financial system. It was one the driving forces behind the Community Reinvestment Act of the 1970s but clearly that did not solve the problem. We […] The post Podcast 308: B.C. Silver of The Change Company appeared first on Lend Academy.

Podcast 308: B.C. Silver of The Change Company

While America remains the richest economy in the world it is also the one where it is the most expensive to be poor. I have written about overdraft fees before (here and here) and that is one of the real problems with the banking system that is holding people back that live paycheck to paycheck. […] The post Podcast 307: Aaron Klein of the Brookings Institution appeared first on Lend Academy.

Podcast 307: Aaron Klein of the Brookings Institution

The freelance market in the U.S. is huge and it continues to grow. During the pandemic as millions of people were displaced from their regular job, many decided to supplement or replace their income with freelance work. These people have unique needs when it comes to banking, they are not quite a consumer and not […] The post Podcast 306: Lilac Bar David of Lili appeared first on Lend Academy.

Podcast 306: Lilac Bar David of Lili

I have been following Citizens Bank for many years as they built this robust online lending operation across multiple verticals. They have also launched an in-house digital bank called Citizens Access and they have a groundbreaking partnership with Apple which has, in many ways, changed the iPhone buying experience. They are a top 25 bank […] The post Podcast 305: Brendan Coughlin of Citizens Bank appeared first on Lend Academy.

Podcast 305: Brendan Coughlin of Citizens Bank

One of the main use cases for decentralized finance (DeFi) has been lending. This typically involves crypto investors using their holdings as collateral to take out a loan to (often) invest in more crypto. This is all done programmatically via smart contracts but it has all seemed far removed from traditional finance. But in April, […] The post Podcast 304: Kirill Bensonoff of New Silver appeared first on Lend Academy.

Podcast 304: Kirill Bensonoff of New Silver

Marketplaces are dominating so many areas of business these days. There are Airbnb, Uber, eBay, Etsy and of course the biggest marketplace of them all: Amazon. There are also lending marketplaces, some of which have existed for a long time, and are doing large loan volumes. But there is a new type of marketplace coming […] The post Podcast 303: Steve Muszynski of Splash Financial appeared first on Lend Academy.

Podcast 303: Steve Muszynski of Splash Financial

There are more than 5,000 credit unions in the United States according to the NCUA. Most of them are small with very limited budgets and capacity when it comes to technology. But the expectations of their members are changing and most want a smooth tech-enabled experience from their financial services provider no matter their size. […] The post Podcast 302: Kirk Drake of Credit Union 2.0 appeared first on Lend Academy.

Podcast 302: Kirk Drake of Credit Union 2.0

There is a huge multi-trillion dollar asset class that few investors have any exposure to but we literally rely on it to sustain life: farmland. The primary reason that it has attracted few investors is that there has been no easy way to access this asset class. That is now changing. Our next guest on […] The post Podcast 301: Artem Milinchuk of FarmTogether appeared first on Lend Academy.

Podcast 301: Artem Milinchuk of FarmTogether

The housing market continues to be hot. There is huge demand for homes of all kinds as many people have decided to move, often as a result of the pandemic. This is good news for real estate lenders, including those offering bridge loans to property investors, as they are seeing record loan demand right now. […] The post Podcast 300: Michael Bourque of LendingHome appeared first on Lend Academy.

Podcast 300: Michael Bourque of LendingHome

At the start of the pandemic many lenders were inundated with loan modification requests. I heard of some lenders receiving tens of thousands of phone calls a day and being completely overwhelmed by this volume. What was really needed back then was an automated loss mitigation system. Our next guest on the Fintech One•On•One podcast […] The post Podcast 299: Catherine York Powers of Constant AI appeared first on Lend Academy.

Podcast 299: Catherine York Powers of Constant AI

For every financial services firm, an effective marketing program is essential for success. So, we are doing something a little bit different with this episode of the podcast, we are bringing on a marketing expert to talk about the state of digital marketing today, what changes are happening and where the industry is going. Our […] The post Podcast 298: Genevieve Juillard of Experian Marketing Services appeared first on Lend Academy.

Podcast 298: Genevieve Juillard of Experian Marketing Services

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