Unfortunately, your sleep issues may not dissolve after you leave the 9 to 5. Experts say silencing the alarm can lead to irregular sleep patterns and disorders, but the last thing retirees want to lose sleep over is money. Abe explains how a proper plan can act as “sleep insurance.” Plus, could “stagflation” make a return in the 21st century? Learn more at www.RetirementKeyRadio.com.

Retirement Key Radio

“Sleep Insurance” For Retirement

For many retirees, the payment difference encourages them to wait before taking Social Security, but how do you make up the income gap in your early retirement years? Abe talks about income strategies he’s built for clients. Plus, how to handle your “sequence of returns risk.” Learn more at www.RetirementKeyRadio.com.

Making Up The Income Gap When Delaying Social Security

New Bills in Congress could create a capital gains tax on estates and raising social security payroll taxes. Abe shares ideas on ways to begin your tax planning now. Plus, Fall tends to be a volatile time for the stock market. If you’re worried about risk levels in your retirement accounts, visit www.RetirementKeyRadio.com.

Taxes Going Up, Markets Coming Down

“Tax season” means Feb – April for most of us, but that’s tax filing season. Another tax season that’s coming up is tax planning season. Abe talks about what you can do now - Dec to possibly reduce your tax burdens. Plus, what to do if your company’s pension goes to a 3rd party. Need to weigh out your pension option pros and cons? Visit www.RetirementKeyRadio.com.

Tax Filing Season Vs. Tax Planning Season

It seems many of us are suffering “investor amnesia” thanks to the long bull run, but if 2008 happened again what would that mean for your retirement? Plus, RMD’s should not be your guide to how much you can spend. Get to work on your retirement income plan and visit www.RetirementKeyRadio.com.

2008 Could Happen Again

The number of retirement account millionaires is at an all-time high! The problem is that many of us suffer from short term memories. Abe is joined by financial advisor, Pat Volk, to talk about what could happen to your retirement if we have another 2008. Plus, many believe that $1.9m is the “magic number” for a comfortable retirement. How much will you need to have socked away? Visit www.RetirementKeyRadio.com.

What’s Your Magic Number

There are warnings about big problems for state and local government pensions because of underfunding. Abe talks about what that might mean for those planning for this kind of income. Plus, why so many retirees are hesitant to start tapping into their nest egg. Learn ways to increase your spending confidence. Visit www.RetirementKeyRadio.com.

A Warning About The Future Of Public Pensions

Approaching retirement with a nice big IRA?... You’re probably not as wealthy as you think, because of deferred taxes. Also, saving for retirement is the important and obvious first step, but then what? Wondering where to go from here? Visit www.RetirementKeyRadio.com.

You’re Not As Rich As You Think

Social Security should replace 40% of your income, but some estimates say it may dwindle to less than 30%. Abe explains how to make up the difference. Plus, high 401(k) fees can cost tens-of-thousands of dollars over the course of a career.  Need a 401(k) X-ray? Visit www.RetirementKeyRadio.com.

Your IRA Fees Cost HOW Much

We spend a lot of time thinking about how to make it to retirement, but what will you do when you finally get there? Abe explains why a “lifestyle” plan is a critical part of your overall plan. And you’ve heard about Roth’s, but did you know that life insurance can also be used to help manage your taxes? Learn more at www.RetirementKeyRadio.com.

How Will You SPEND All That Money

Crypto currency: Some think it’s nothing but a scam, others are confident it’s a good investment, but is there a place for it in our retirement plans? Also, Abe explains why part of your retirement plan should be a lifestyle plan. Worried about running out of money? Visit www.RetirementKeyRadio.com.

Should You Have Crypto In Your Retirement Portfolio

Retirees admit that guaranteed income makes a bigger difference than they thought. With pensions becoming scarce, how can you do this yourself? Plus, a major downside to 401(k)s. Learn ways to Replace Your Paycheck at www.RetirementKeyRadio.com.

You CAN Replace Your Paycheck In Retirement

 A recent article says you can “manage your 401(k) without lifting a finger!” Abe points out the problems in this kind of thinking. Also, life insurance can do more than just protect a young family. Learn how you can make it a tool in your retirement plan. Visit www.RetirementKeyRadio.com. 

How Can Life Insurance Help Your Retirement Plan

Employer offered retirement accounts are not static. Abe explains how to get clarity on your 401(k) and other retirement accounts. Plus, 3 in 4 workers are missing one major step in planning their retirement, and studies warn that you’re “flying blind” if you don’t have one.  Do you have everything you need for retirement? Visit www.RetirementKeyRadio.com.

Without This, You’re Flying Blind

New Jersey CPA’s are telling people to leave the state if they want to save more money. Abe talks about clients who’ve utilized “relocating” as a retirement tax strategy. Plus, how can you customize an annuity to fit your needs? Visit www.RetirementKeyRadio.com.

“Move To Another State”

In 2003 Abe Abich’s passion for creating financial solutions for clients began. He founded Abich Financial Services to focus on educating people about their retirement income options, and to ultimately help his clients achieve the retirement they’ve worked so hard for.

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Retirement Key Radio

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