Tuesday, November 3rd is the big day. Who will it be – Trump or Biden? We know the candidates are polar opposites on the issue of taxes, and that could impact our wallet. But what will happen to the market depending on the outcome? Should “Smart Money” investors worry about what Wall Street does over the next several weeks? Many Americans are asking this question, and Wes is breaking down what our true focus should be on instead of politics and the media.

Smart Money Insights

Decision 2020 & Your Money

More time at home has motivated many to make a few upgrades and finally fix a few things around the house. In our latest episode, Wes discusses how to plan for these expenses, and how they could pay off down the road.

Home Improvement Fever

With the recent passing of legendary guitarist Eddie Van Halen, former singer of Van Halen, Sammy Hagar explained how their relationship worked. The immediate answer was Chemistry. In this episode, Kristen and Wes discuss the importance of chemistry, whether it’s between you and a friend, a spouse, or with a financial advisor. 

Eddie Van Halen, Sammy Hagar & Chemistry

One of the top stories in the news has been the claim that President Trump paid little, or no, taxes over the past decade. Instead of arguing whether that’s accurate or not – We all agree that the ultra-wealthy have ways… legal ways – of reducing the amount of taxes they owe. If you’re part of the middle class and wondering what you’re doing wrong, this episode is for you! Wes spotlights what all of this REALLY means, and how to can find out if you’re able to legally lower your personal tax liabilities.

Realistically, Could Your Tax Return Look Like Trumps?

This isn’t a right vs. left, Trump vs. Biden debate. This episode is all about YOU and your money! With such a heated election season, Wes discusses how Wall Street could react to the outcome… But more importantly, how it could directly impact your bottom line. Yes, we’re faced with a lot of uncertainty, but Wes breaks down the numbers you CAN control… and how to NOT let headlines or politics dictate your future.

Election Protection 2020

Ever heard the adage “as California goes, so goes the nation?" That saying will fire you up after listening to this episode! California lawmakers are not only trying to hike their state income tax rates, but they’re now also pushing what would be a first-in-the-nation wealth tax! If they get away with it, you KNOW other states will likely attempt to do the same. Whether you work with an advisor or are a DIY investor, Wes explains what to watch out for and how to be as tax efficient as possible with your portfolio.

Preparing For The 1st Ever Wealth Tax

It’s been said that one of the keys to successful investing is not putting all your eggs in one basket – also known as diversification. So, you’d assume that investing in an index such as the S&P 500 would protect you, right? Well, not necessarily! Wes brings to light that about a quarter of the S&P’s total value is made up of just 6 companies, and he explains what steps you can take to make sure you aren’t putting all of your eggs in one basket.

Uncovering Hidden Risk in Your Equity Index Fund

America's retirees today face unique circumstances and challenges given the fiscal health of the United States. In this episode, Wes sits down with his dad, Rick, to discuss the realities retirees face today.     

Retirement Headwind: The Fiscal Health of the United States

Asset allocation: The combination of diversified investments in your portfolio. Seems simple enough, right? Not necessarily. Wes breaks down why asset allocation is one of the most important decisions long-term investors can make… and what you may not know.

Optimizing Your Investment "Pie"

As amateur golfers, we often watch tournaments and pick up a few tips from the pros to try to improve our swing and go the distance on the fairway. Wes and Austin share experiences from their own game, and spotlight 4 lessons from the golf course that can help investors like you with your financial long game… And more importantly, how to stay the financial course!

"FORE" Tips to Better Your Finances

When working towards financial freedom, sometimes you’re seeking a little independence from your current retirement accounts. It’s common for investors to wonder “should I rollover my 401(k)?” Since there are various factors to consider… Wes addresses why you need to look at not only your 401(k) performance but fees, taxes and more. Plus, find out how to decide what type of rollover is right for you.

Reasons to Embrace Freedom & Rollover Your 401(k)

For the first time since 2009, in February we officially entered a recession… and economists say that in May we wrapped up the shortest recession in U.S. history. Wes points out how chapter 11 filings and bankruptcy protection for major companies jumped in April and March, yet the market is back up! If you feel that Main Street doesn’t match Wall Street right now, listen for insight on how you can best navigate this economic uncertainty with your own dollars.

Is the Recession REALLY Over?

Planning for mortality isn’t enjoyable. However, planning in advance for this transition of life can make the future much easier for your loved ones. Wes explains how settling your estate can cost your family additional heartache and years of time and money due to the probate process. He even offers simple tips you can implement today to make sure some accounts immediately go to your heirs. Also, find out how devoting a little time and money NOW on a few meetings with the right lawyer can make life easier for you and your heirs later on.

Help Your Heirs Avoid Those Costly Pitfalls

At about the same time major sporting events were canceled and casinos closed due to the pandemic, stock trading began to increase amongst retail investors. Investors and gamblers do have the same goal: They want more money in their pockets! Despite this similarity, Wes explains how they couldn't be more different.

Investing vs Gambling: Know When to Hold 'em, Know When to Fold 'em

Whether you’re long-distance or socially distanced, Wes & Kristen share ideas of how to celebrate mom this Mother's Day weekend! They also share stories of the lessons their mothers instilled, and how those values have come full circle. This episode is a good reminder for all to not let a day go by without letting mom know how much she means to you!

Celebrating Mom & The Lessons She Taught Us

Does thinking about money and personal finance make you want to pull your hair out? You’re not alone. Today, Americans are more stressed about their money than work or relationships. We're out to help others feel better about their benjamins! Join us as we share weekly tips (without the financial jargon no one actually understands!) to make financial anxiety a thing of the past.

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Smart Money Insights

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