If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.Ethan Waldman is a Tiny House enthusiast who has a podcast of his own called, Tiny House Lifestyle Podcast..I don't know about you, but the Netflix show Tiny House Nation really got me thinking a few years back in 2019 and I've been inspired ever since!.In this episode, Ethan and I discuss: Ethan’s journey with his tiny home, how rules and regulations are slowly changing in regards to tiny houses, the evolution and benefits of going tiny, some of the cool projects Ethan’s learned about over the course of having a podcast of his own where they discuss tiny houses in depth, as well as where we can find resources for more details of the tiny house movement..Links: Ethan's website where you can find his podcast and all of his other resources // Tiny House Engage on fb // Living Big in a Tiny House on YouTube // @ethanwaldman // Tiny Home Industry Association // Tiny House Alliance // Appendix Q Tiny Houses // @seasyourhome // @spirituallynutritious See acast.com/privacy for privacy and opt-out information.

Well & Why

079 - The Tiny House Journey with Ethan Waldman

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.First time home buyers, this one's for you!!.MORTGAGES - "WTH AND WHERE DO WE START," you ask? Right here, actually :).Marc Demetriou is an expert in all things finance and mortgages, but from a holistic POV. I love this so much because there's way more to buying a house than the sale price and the down payment. We cover MANY of those topics in this conversation, including, but not limited to.....Taking educated chances and risks, as well as what it means to take out a mortgage with a lender when buying a house..Marc goes over what exactly he looks into when approving you to buy a house, we cover bits of pieces of conventional loans versus an FHA loans, we touch on appraisals and what it means when a house under-appraises, and the list goes on, but that's only part of it all in the thirty minutes we had!.Links: Marc's book on Amazon // @marcdemetriou // @themarcdemetriouteam // @seasyourhome // @spirituallynutritious.Definitions:Credit Score - "a number assigned to a person that indicates to lenders their capacity to repay a loan."Assets - "property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies."Down Payment - "an initial payment made when something is bought on credit."Lien - "a right to keep possession of property belonging to another person until a debt owed by that person is discharged."Defaulting on a house - "A default occurs when a borrower is unable to make timely payments, misses payments, or avoids or stops making payments on interest or principal owed. Defaults can occur on secured debt, such as a mortgage loan secured by a house, or unsecured debt such as credit cards or a student loan."Foreclosure - "the action of taking possession of a mortgaged property when the mortgagor fails to keep up their mortgage payments."Title to the house - "A title is a legal right to ownership of a property, including the right to sell. ... Legal purchase of a house transfers the title to the buyer, so if you do buy a house, the title will be yours along with the deed."Deed - "A property deed is a legal document that transfers property ownership from a seller/grantor to a buyer/grantee. A deed contains a description of the property (including property lines) and denotes the seller/grantor and the buyer/grantee. Both parties must sign the document to make it official."Private Mortgage Insurance (PMI) - "PMI is usually required when you have a conventional loan and make a down payment of less than 20 percent of the home's purchase price." See acast.com/privacy for privacy and opt-out information.

078 - Mortgages with Expert Marc Demetriou

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.HAPPY FALL, Y'ALL!.This Q3 solo recap covers what I've learned this Summer through the lens of "Grace;" from difficult conversations to stressful moments in relation to finances and love, I've come to terms with trusting the timing of my life by using the quote whenever necessary..As the seasons are changing, I'm really feeling the benefits of exploring new things and letting them go.... that's the beauty of the transition from one season to the next!.Having a word of the year since 2015 is one of my favorite annual traditions and I HIGHLY recommend starting to think now about what word you might feel like diving into deeper come 2022. Now's the time to take a look interpersonally to discover what you think you could use more of moving forward..Links: Deepak's 21 Day Abundance Challenge on YouTube // @spirituallynutritious // @seasyourhome See acast.com/privacy for privacy and opt-out information.

077 - 2021 Q3 Solo - Trust the Timing of Your Life {with Grace}

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.If you didn't think niche was a thing in the real estate industry, think again!!.Avery Carl bought her first rental property at 26 years old on a $37k salary. Now scaled, Avery is the CEO and founder of the Short Term Shop, a real estate team that helps investors acquire short term rental properties in "recession resistant markets.".In this episode, we discuss short term rentals and the different kinds of markets, as well as how technology has come into play and changed the game for investors looking to own short term rental properties..So many of my curiosities were answered about being a short term rental investor. It seems overwhelming, but the reality of it is that we don’t need to do as much as we think we do…. at least to get started!.Avery also shares with us the biggest myth investors don’t know regarding purchasing a rental property outside of where they live..Links: AirDNA // Evolve Vacation Rentals // Bigger Pockets forums (fb) // Short Term Rental, Long Term Wealth // shorttermshop.com // mortgageshop.co // @theshorttermshop // @seasyourhome See acast.com/privacy for privacy and opt-out information.

076 - CEO and Founder of the Short Term Shop - Avery Carl

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.Edna Keep is a real estate investment and mindset transformation coach who has a 90 day program as well as a book titled, "Multiple Ways to Wealth.".In this episode, we discuss how real estate investing and mindset intertwine and play a huge role in how big of an empire you'd like to create, because there are always new mindset shifts that come with more responsibilities and leveling up in life to reach that next goal..We also discuss how working with a coach and taking classes are undoubtably the best way to get started on our journey of buying real estate, as well as working with a team and spending money where we can save ourselves time to work on other, more important or less time demanding tasks..Edna shares with us the delivery that works for her students and team when pitching to an investor..Links: ednakeep.com // 90 Days to $5k // edna@ednakeep.com // @edna_keep // Rich Dad Poor Dad by Robert Kiyosaki // Think and Grow Rich by Napoleon Hill // @spirituallynutritious // @seasyourhome.Definitions:Rent to Own - "A rent-to-own agreement is a deal in which you commit to renting a property for a specific period of time, with the option of buying it before the lease runs out. ... You pay rent throughout the lease, and in some cases, a percentage of the payment is applied to the purchase price." - Investopedia.com Lease options - "A lease option is an agreement that gives a renter a choice to purchase the rented property during or at the end of the rental period. It also precludes the owner from offering the property for sale to anyone else. When the term expires, the renter must either exercise the option or forfeit it." - Investopedia.comMoney Partner - "The money partner is the term for the person in this arrangement who has capital to spare. As for the person that has time or scouting skills or other resources, they are sometimes called the entrepreneurial partner. Other terms for these types of arrangements include credit partnership and partner funding." - Royal Legal SolutionsManaging Partner - "A managing partner represents an individual who has an ownership interest in a company and also manages its day-to-day business activities. This position exists within companies structured as partnerships and limited liability companies (LLC)." - IndeedBuy, Repair, Renovate and Refinance and keep - "This method of investing in rental property has grown in popularity over the past decade and focuses on finding a distressed property to buy, rehab, rent, refinance, then repeat. The BRRRR method of real estate investing has proven to be a great way to build cash flow and financial independence through rental income, but it isn't right for everyone." - Million AcresAcquisition fee - "An acquisition fee is a charge from a lender or lessor to cover the expenses incurred for arranging a loan or lease agreement. Common examples include closing costs, real estate commissions, and development and/or construction fees." - Investopedia.comCap rate - "Capitalization rate is a real estate valuation measure used to compare different real estate investments. Although there are many variations, the cap rate is generally calculated as the ratio between the annual rental income produced by a real estate asset to its current market value." - WikipediaVendor financing from the seller - "(also sometimes called “vendor take back,” or VTB) usually involves the owner agreeing to be paid a percentage of the sale price over time with interest." - BDC.caAppreciation play - "In real estate, appreciation refers to your property's value or, more specifically, how much its value increases over time." - Million AcresInvestor Capital - "the procurement of money by a company in order to further its business goals and objectives. The term can also refer to a company's acquisition of long-term assets such as real estate, manufacturing plants and machinery." - Investopedia.com See acast.com/privacy for privacy and opt-out information.

075 - The Mindset for Real Estate Investment with Edna Keep

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.Abi Micki is a DIY queeenn! We discuss her new subscription box that services the person who wants a little bit of help in redesigning their space..We talk about how sometimes it’s just not yet the time to pull the trigger and buy a house; however, we still want change!! Instead of doing anything too crazy, Abi dives into multiple ways that we can affordably spice up our space as if we’ve picked up and moved. We discuss how change in the home, big or small, can have an impact on how we feel..Abi gives us little tips and tricks on DIY projects and how we can start from where we are with our current skill levels..Links: @abimickidiy // @seasyourhome See acast.com/privacy for privacy and opt-out information.

074 - Real Estate Series 8 - Home & Change in the Form of DIY - with Abi

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Shake and I discuss his journey of buying property in his 20s and having friends move in to off-set the mortgage payments as well as provide a place for his friends to stay with a reasonable rent..We talk: using real estate to invest in a certain kind of lifestyle, how covid enabled Shake’s dream of buying a place in NYC possible, as well as the absolutely hilarious story behind the scenes of this decision coming to fruition..We also discuss how some careers aren’t necessarily recognized or deemed qualifiable in the eyes of a mortgage lender, such as a trader, so cash or a second stream of income is imperative when purchasing a home depending on the state and probably SO many other variables..Last, but certainly not least, we go over some of the benefits and unanticipated surprises of homeownership, and some top takeaways after buying his second property across the country..Links: @shakepryz // @tradingexperts // Episode 16 on Apple Podcasts // @spirituallynutritious // @seasyourhome .Definition(s):Non-gauranteed Income: "Non-guaranteed income is anything that's subject to market changes and are not guaranteed to last a certain amount of time. Guaranteed income, on the other hand, is fixed and structured for a certain amount of time and can even be designed to last a lifetime." - Google See acast.com/privacy for privacy and opt-out information.

073 - Real Estate Series 7 - Market Trends and Jumping When it's Time

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.My mom, Deb Sprung, and I were going to have a conversation about the real estate market to share with you, as she's a well-seasoned Real Estate Agent up in North Jersey..Due to a combo of tech issues and poor timing, I sent my mom some questions and she provided her answers for us that I share with you in this episode..The topics discussed are regarding what happened to the real estate market since covid, how it differs from the bubble back in 2008, how to navigate your thought process when buying a house in this heightened market, as well as ways to make sure you don't purchase a home followed with buyer's remorse..Links: @debsprung // @spirituallynutritious // @seasyourhome  See acast.com/privacy for privacy and opt-out information.

072 - Real Estate Series 6 - What Happened to the Market When Covid Hit?

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Cecil Cummins is an extremely bright young man who made smart moves early on in life. In this episode, we discuss:.DEBT!! Is it good? Bad? Neither? Cecil has the best perspective on debt and it is a game changer..We talk about gamifying real estate and educating ourselves on what we can do to make smart investments, risk taking and how there are different kinds of people willing to take different levels of risk, and how it’s best we educate ourselves on our options!! Cecil explains what he’s working on with his current real estate investment endeavors, and how there’s a balancing act while taking all the advice out there on all ends of the spectrum..Other topics we touch on are tracking our money versus budgeting, as well as going into depth about renting versus buying a home..Links: @cecilcummins // @1LifeFullyLived // @DaveRamsey // @GrantCardone // @CathieWood // @Yuval_Noah_Harari // @ScottGalloway // @AndrewYang // @JoeRogan // @ElonMusk // @HowIBuiltThis with @GuyRaz // @JeffHoffman // The Morning Brew newsletter // The Economist // NPR // @spirituallynutritious // @seasyourhome.Books: Sapiens // Homo Deus // 

071 - Cecil Cummins Real Estate Series 5 - Gamifying Real Estate and Making Smart Moves

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Quarter 2 of 2021 is nearly wrapping up as it's mid-June and the next episode in two weeks from today is July 1st..In this episode, I talk about finding grace in the phases of life while utilizing seasons, months and oftentimes even weeks as a fresh new start rather than waiting for January 1st every year..I touch on the grace I give myself and others as I navigate a fairly new career in real estate, dating and the adventure that provides and pivoting my almost 2.5 year old baby, Well & Why, to focusing strictly on Real Estate for now to see how that benefits my current reality..I hope this episode helps you in some way to realize that it’s 110% more than welcomed to continue twisting, turning and making decisions that benefit YOU..We have a full SIX months left until this year concludes; that holds space for two more seasons, six more months, approximately 24 weeks and MANY more opportunities for do-overs..We got this :).Links: @safewayoutnj // @madfit // @batchonmain in Manasquan // @spirituallynutritious // @seasyourhome  See acast.com/privacy for privacy and opt-out information.

070 - 2021 Q2 Solo - Transitions and Newness {with Grace}

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Nikki and Aaron met in Texas at a job of theirs and they've been together ever since! They've moved around countless times from rental to rental and eventually jumped when the time was right to jump..The stars aligned for Nikki and Aaron to be the homeowners of the house they solidified in Houston, Texas, and as the story goes, they lived happily ever after ;).In this episode, we touch on how time and place is everything.The fact that this process is so damn confusing, these two highly suggest asking all the questions AND doing your own due diligence so you know exactly what to ask. Lastly, we finished up with all of the perks and highlights of owning a home despite the fear of permanency in such a temporary world. .Links: @seasyourhome // @spirituallynutritious .Gentrification - "the process whereby the character of a poor urban area is changed by wealthier people moving in, improving housing, and attracting new businesses, typically displacing current inhabitants in the process." - Google   See acast.com/privacy for privacy and opt-out information.

069 - Nikki and Aaron Real Estate Series 4 - When the Stars Align as First Time Home Buyers.. on Impulse

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Chandler and Mark Sheehan hit the jackpot for their first time buying a piece of property.... out of state.. for investment purposes only! These two really prove the point of that quote, "luck is where preparation meets opportunity.".In this episode, we discuss the advantages of buying their first investment property out of state in Florida while living in Jersey City..We go in on how the TEAM Chandler and Mark worked with down in Florida was a major reason they ended up purchasing their first property out there. The fact that their agent believed in them and had a vetted team of reputable vendors had these two hone in on that area of Florida, versus all of the other US locations they were looking into at the time..Lastly, speaking of time, we talk about how timing plays a massive role in your home search!.Links: @seasyourhome // @spirituallynutritious // Bigger Pockets.Google's Definitions:Capital - "This refers to the money used to fund a real estate venture. This money could cover the costs of buying an investment property, initial renovations, and other extra costs. There are two main kinds of investment capital: equity and debt."IRA - "An individual retirement account (IRA) is a tax-advantaged account that individuals use to save and invest for retirement."Cash Flow - "In real estate, cash flow is the difference between a property's income and expenses including debts. Cash flow is used in properties that produce income, like rental real estate such as an apartment complex, single-family rental, duplex, or commercial building."Rent Roll - "A rent roll is a report that provides detailed information about the property, the tenant, and rents. Rent rolls can be constructed for a single property or an entire rental property portfolio."Capital Expenditures - "Capital expenditures are the money used to add to or improve a property beyond common repairs and maintenance. Capital expenditures are used for investment properties, equipment, and other fixed business assets. Many people refer to capital expenditures as capex.Vacancy Rate - "The vacancy rate is the percentage of all available units in a rental property, such as a hotel or apartment complex, that are vacant or unoccupied at a particular time. A vacancy rate is the opposite of the occupancy rate, which is the percentage of units in a rental property that are occupied."Equity - "Equity is the difference between the market value of your home and the amount you owe the lender who holds the mortgage. 1 Put simply, it's the amount of money you'd receive after paying off the...  See acast.com/privacy for privacy and opt-out information.

068 - Chandler & Mark Real Estate Series 3 - Out of State Investment Property/First Time Homebuyers

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Alexa Modero and her now fiancé, Brett, bought a condominium in Jersey City, NJ, right before the pandemic broke out and the market exploded. Their timing was quite spot-on for buyers compared to what it is nowadays..In this second episode of On the Corner of Well & Why, my new Real Estate series for Millennials, we discuss Alexa and Brett's intentions for buying a condo rather than just renting an apartment..We also touch on the shell shocking experience of being a first time home buyer in regards to the little things that were never taught or shared until it was Alexa’s time to buy. The process is so detailed!.We laugh at how all of the instagram pics with a sold sign make it out to seem as though buying a home is all rainbows and butterflies, when in reality, it’s a really challenging time for buyers!! This, my friend, is why it’s extremely important to work with somebody who you know, like and trust, or even been referred to by somebody else. A mutual connection is always a huge perk when seeking a real estate professional. .Alexa also shares with us the unexpected perks of having an HOA, otherwise known as a home-owners association, being that she and Brett bought their first home in a condominium..Google DefinitionsHomeowner Association (HOA): "In the United States, a homeowner association is a private association often formed by a real estate developer for the purpose of marketing, managing, and selling homes and lots in a residential subdivision. Wikipedia"Condominium: "A condominium, is a type of living space but independently sellable and therefore regarded as real estate. The condominium building structure is divided into several units that are each separately owned, surrounded by common areas that are jointly owned. Condominiums are a type of common-interest development. Wikipedia"Mortgage: "a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt."Refinancing: "In the real estate world, refinancing in general is a popular process for replacing an existing mortgage with a new one that typically extends more-favorable terms to the borrower.".Links: Ep. 59 with Alexa about their non-profit Backpacks for Life // @backpacksforlife // @spirituallynutritious // @seasyourhome // Allee Sprung Real Estate  See acast.com/privacy for privacy and opt-out information.

067 - Alexa Modero Real Estate Series 2 - First Time Home Buyer and the Perks of a Condo

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Gina Cattanach shares with us her ways of getting started in 2018 as a Beach Clean Up Organizer. This year, I've joined in her hopes of doubling the numbers: trash collected, number of attendees/volunteers and total outreach..There's truly no better feeling than that of helping the environment, together as a community, for ourselves, future generations and our planets' array of beautiful creatures..We talk a lot about mindfulness here, so in light of Earth Day, take a look around when you’re outside this week and notice just how much trash is everywhere we turn. Maybe we can all pick up one piece of garbage, daily..We discuss the environment, starting a beach cleanup and how to look into putting one together yourself! We also touch on the little things we can do daily to play our part..Links: Ocean Conservancy // Clean Swell app info // 4Ocean // Sand Cloud // LOQI Bags // Wholesome Culture // SimpliGood Toothbrushes // Tru Earth Detergent Sheets // Bambaw Bamboo Cutlery Set // Noap Soap - ep. 47 // Energy Bits - ep. 54 // smile.amazon.com // @gisaveswhales // @spirituallynutritious // @seasyourhome // wellandwhy@gmail.com // BEACH CLEAN UP 5/1  See acast.com/privacy for privacy and opt-out information.

066 - Gina Cattanach - Earth Day Inspo! How to: Beach Clean Up

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Welcome to the first ever episode of On the Corner of Well & Why! This is my new real estate series where we're sharing knowledge, wisdom, tips, personal experiences and the tools you'll need to understand a little bit more of what goes on behind the scenes of buying or selling a home..So much of my wellbeing has to do with where I'm living and with whom, and lifestyle choices are absolutely altered when these variables are changed..Christin Kingsbury is one big flooding source of information regarding real estate and investing..In this episode, we talked investing as a landlord, a flipper or even a first time home buyer, Christin’s top five tips for starting from where you are, as well as problem solving strategies..Links: Facebook // Get Some Assets Inc. // @kingsbury_group // @spirituallynutritious // @seasyourhome // wellandwhy@gmail.com.~ Jargon defined by Google ~Financing: "Financing is the process of providing funds for business activities, making purchases, or investing. Financial institutions, such as banks, are in the business of providing capital to businesses, consumers, and investors to help them achieve their goals."Balloon payments: "a repayment of the outstanding principal sum made at the end of a loan period, interest only having been paid until the point in time under discussion."Equity: "Equity is the difference between the market value of your home and the amount you owe the lender who holds the mortgage. 1 Put simply, it's the amount of money you'd receive after paying off the mortgage if you were to sell the home."Capital: "Capital is typically cash or liquid assets being held or obtained for expenditures. In a broader sense, the term may be expanded to include all of a company's assets that have monetary value, such as its equipment, real estate, and inventory."Net Worth: "In a nutshell, your net worth is everything you own of value (total assets) minus everything you owe in debts (total liabilities). Your total assets include cash, or anything that could be sold for cash, investments, real estate properties, cars, stocks, jewelry, well you get it, everything you own."Manufactured home: "Manufactured housing refers factory-built homes that can be placed on a piece of land. Styles vary from modest trailers to dwellings that look like houses built permanently on a site."Site built homes: "A site-built home is one where all the components, right down to the lumber and fasteners are brought to the outdoor location and assembled outdoors, piece-by-piece, and exposed to the weather during most of the process."  See acast.com/privacy for privacy and opt-out information.

065 - Christin McCracken Kingsbury - Real Estate Investment

Well: Deliberately using wellness to pursue a lifestyle guided by passion.Why: To inspire the energy of individuals around the world through leading the conversation of a growth mindset and overall human progression.

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